Card database
Credit cards with airport lounge access in the UAE
116 of the 214 credit cards Perkly compares give a stated number of airport lounge visits: 32 give unlimited visits with no spend condition, and 34 charge no annual fee. Ranked on visits first and fee second, the Ajman Bank LIFE Platinum Credit Card leads with unlimited visits and no annual fee. The lowest published minimum salary among them is AED 5,000 a month.
Every card is checked against official bank sources. Last updated October 2026.
Lounge visits are only part of what a card is worth
Tell us how you spend and we rank every UAE card on what it would return to you after its fee, lounge access included.
Find my best card
About 2 minutes. No sign-up needed.
The 4 cards with the most lounge visits
Open to anyone who meets the salary. Ranked on the visits a year the bank states, then the lower annual fee; unlimited means no spend condition.
- 1
Ajman Bank
LIFE Platinum Credit Card
Unlimited visits via LoungeKeyNo annual fee, minimum salary AED 10,000 a month, AED 3,000 spend a month to earn rewards
Complimentary access to 25+ LoungeKey and Marhaba lounges across the UAE, KSA, UK, USA and more
- 2
EmiratesNBD
SHARE Visa Signature
Unlimited visits via Visa Airport CompanionNo annual fee, minimum salary AED 12,000 a month
Unlimited complimentary airport lounge access at 1,200+ lounges in 300+ cities (Visa Airport Companion App, requires min. USD 1 foreign-currency transaction annually)
- 3
Unlimited visits via Mastercard Travel PassNo annual fee, minimum salary AED 20,000 a month
Unlimited complimentary airport lounge access at over 550 lounges worldwide via Mastercard Travel Pass
- 4
National Bank of Fujairah
Infinite Credit Card
Unlimited visits via Visa Airport CompanionNo annual fee, minimum salary AED 40,000 a month
Unlimited access to 1,200+ airport lounges via Visa Airport Companion app
How this list is made. The order comes from Perkly’s own data and nothing else. No bank pays to appear here, and no placement on this page can be bought. If you apply through Perkly and a bank issues your card, Perkly may earn a referral fee, which never changes the order or the figures you see.
The full list
All 116 cards with a stated number of lounge visits
In the same order, including cards open only to some applicants.
- Ajman Bank LIFE Platinum Credit CardNo annual fee, salary AED 10,000Unlimited
- Emirates NBD SHARE Visa SignatureNo annual fee, salary AED 12,000Unlimited
- RAKBANK Watani Credit CardNo annual fee, salary AED 15,000. UAE Nationals onlyUnlimited
- RAKBANK RAKislamic World Credit CardNo annual fee, salary AED 20,000Unlimited
- Mashreq Emirati Solitaire Credit Card (Al Islami)No annual fee, salary AED 25,000. UAE Nationals onlyUnlimited
- NBF Infinite Credit CardNo annual fee, salary AED 40,000Unlimited
- NBF Islamic Infinite Credit CardNo annual fee, salary AED 40,000. NBF Islamic Priority customersUnlimited
- Emirates NBD LuLu 247 Platinum Credit CardAED 262.50 a year, salary AED 12,000Unlimited
- ADIB Booking.com Visa SignatureAED 313.95 a year, salary AED 5,000Unlimited
- Emirates NBD Voyager World Credit CardAED 315 a year, salary AED 12,000Unlimited
- ADIB Marriott Bonvoy Visa Signature Covered CardAED 523.95 a year, salary AED 5,000Unlimited
- Invest Bank Mastercard Platinum Credit CardAED 525 a year, salary AED 5,000Unlimited
- Ajman Bank LIFE World Credit CardAED 630 a year, salary AED 10,000Unlimited
- Emirates NBD Skywards SignatureAED 735 a year, salary AED 12,000Unlimited
- ADCB Emirati Islamic Credit CardAED 945 a year, salary AED 8,000. UAE Nationals onlyUnlimited
- Emirates NBD dnata World Credit CardAED 1,048.95 a year, salary AED 20,000Unlimited
- ADIB SHARE Visa InfiniteAED 1,048.95 a year, salary AED 30,000Unlimited
- ADCB TouchPoints Infinite Credit CardAED 1,050 a year, salary AED 25,000Unlimited
- FAB SHARE Visa InfiniteAED 1,050 a year, salary AED 25,000Unlimited
- HSBC Cash+ Credit CardAED 1,050 a year, salary AED 30,000Unlimited
- ADIB Smiles Visa SignatureAED 1,258.95 a year, salary AED 20,000Unlimited
- ADIB Emirates Skywards SignatureAED 1,575 a year, salary AED 10,000Unlimited
- FAB Etihad Guest Signature Credit CardAED 1,575 a year, salary AED 15,000Unlimited
- Invest Bank Mastercard World Credit CardAED 1,575 a year, salary AED 25,000Unlimited
- Emirates NBD SHARE Visa InfiniteAED 1,575 a year, salary AED 30,000Unlimited
- Emirates NBD Visa Infinite Credit CardAED 1,575 a year, salary AED 30,000Unlimited
- FAB Etihad Guest Infinite Credit CardAED 2,625 a year, salary AED 30,000Unlimited
- HSBC Skywards InfiniteAED 2,625 a year, salary AED 30,000Unlimited
- ADIB Marriott Bonvoy Visa Infinite Covered CardAED 2,625 a year, salary not publishedUnlimited
- ADIB Etihad Guest Visa Infinite Covered CardAED 3,150 a year, salary not publishedUnlimited
- American Express Platinum CardAED 3,255 a year, salary AED 30,605Unlimited
- ADIB Emirates Skywards InfiniteAED 4,725 a year, salary AED 25,000Unlimited
- SIB Smiles World Elite Covered CardAED 733.95 a year, salary AED 6,00014 a year
- Citi Premier Credit CardAED 787.50 a year, salary AED 15,00014 a year
- Al Masraf Mastercard World Elite Credit CardAED 787.50 a year, salary AED 50,00014 a year
- FAB Elite Credit CardAED 1,260 a year, salary AED 40,00014 a year
- ADCB Traveller Credit CardAED 1,575 a year, salary AED 20,00014 a year
- FAB Travel Credit CardAED 1,575 a year, salary AED 20,00014 a year
- Citi Prestige Credit CardAED 1,575 a year, salary AED 30,00014 a year
- Mashreq Aura World Elite Credit CardAED 1,575 a year, salary not published14 a year
- ADCB Betaqti Credit CardAED 2,100 a year, salary AED 10,000. UAE Nationals only14 a year
- Citi Ultima Credit CardAED 3,150 a year, salary AED 36,75014 a year
- DIB Prime Infinite CardNo annual fee, salary AED 20,00012 a year
- HSBC Live+ Credit CardAED 313.95 a year, salary AED 10,00012 a year
- DIB SHAMS Infinite Covered CardAED 733.95 a year, salary AED 5,00012 a year
- American Express Platinum Credit CardAED 735 a year, salary AED 21,25012 a year
- CBD Visa Infinite Credit CardAED 787.50 a year, salary AED 15,00012 a year
- HSBC Skywards SignatureAED 1,050 a year, salary AED 10,00012 a year
- Mashreq Solitaire Credit CardAED 1,575 a year, salary AED 25,00012 a year
- FAB Etihad Guest Infinite Islamic Credit CardAED 2,625 a year, salary AED 30,00012 a year
- CBD One Credit CardNo annual fee, salary AED 5,0008 a year
- DIB Prime Signature CardNo annual fee, salary AED 15,0008 a year
- HSBC Premier Credit CardNo annual fee, salary AED 40,000. HSBC Premier customers8 a year
- FAB Cashback Credit CardAED 315 a year, salary AED 5,0008 a year
- Citi Cash Back Credit CardAED 315 a year, salary AED 8,0008 a year
- Citi Rewards Credit CardAED 315 a year, salary AED 8,0008 a year
- FAB GEMS World Credit CardAED 418.95 a year, salary AED 8,0008 a year
- CBD Al Islami Super Saver Credit CardAED 420 a year, salary AED 5,0008 a year
- CBD Super Saver Credit CardAED 420 a year, salary AED 5,0008 a year
- DIB SHAMS Signature Covered CardAED 523.95 a year, salary AED 5,0008 a year
- CBD Smiles Signature Credit CardAED 525 a year, salary AED 5,0008 a year
- SIB Smiles World Covered CardAED 525 a year, salary AED 6,0008 a year
- Al Masraf Mastercard World Credit CardAED 525 a year, salary AED 15,0008 a year
- Mashreq Aura World Credit CardAED 525 a year, salary AED 15,0008 a year
- Deem World Credit Card (Lifestyle mode)AED 525 a year, salary AED 25,0008 a year
- Deem World Credit Card (Travel mode)AED 525 a year, salary AED 25,0008 a year
- American Express Gold CardAED 674.82 a year, salary AED 23,0008 a year
- Mashreq Platinum Elite Credit Card (Al Islami)AED 682.50 a year, salary AED 7,0008 a year
- Liv Cashback+ Credit CardAED 735 a year, salary AED 15,0008 a year
- FAB Etihad Guest Signature Islamic Credit CardAED 1,575 a year, salary AED 15,0008 a year
- American Express Gold Credit CardAED 414.75 a year, salary AED 15,0005 a year
- ADCB talabat Credit CardNo annual fee, salary AED 5,0004 a year
- Al Hilal Cashback Credit CardNo annual fee, salary AED 5,0004 a year
- FAB Rewards Indulge CardNo annual fee, salary AED 5,0004 a year
- Liv Cashback Credit CardNo annual fee, salary AED 5,0004 a year
- Mashreq Aura Credit CardNo annual fee, salary AED 5,0004 a year
- ADCB Essential Cashback Credit CardNo annual fee, salary AED 5,0004 a year
- Al Hilal Cashback Credit Card (3% tier, Dining + Education)No annual fee, salary AED 5,0004 a year
- Al Hilal Cashback Credit Card (3% tier, Fuel + Dining)No annual fee, salary AED 5,0004 a year
- Al Hilal Cashback Credit Card (3% tier, Fuel + Education)No annual fee, salary AED 5,0004 a year
- Al Hilal Cashback Credit Card (3% tier, Groceries + Dining)No annual fee, salary AED 5,0004 a year
- Al Hilal Cashback Credit Card (3% tier, Groceries + Education)No annual fee, salary AED 5,0004 a year
- Al Hilal Cashback Credit Card (3% tier, Groceries + Fuel)No annual fee, salary AED 5,0004 a year
- Al Hilal Cashback Credit Card (5% tier, Dining + Education)No annual fee, salary AED 5,0004 a year
- Al Hilal Cashback Credit Card (5% tier, Fuel + Dining)No annual fee, salary AED 5,0004 a year
- Al Hilal Cashback Credit Card (5% tier, Fuel + Education)No annual fee, salary AED 5,0004 a year
- Al Hilal Cashback Credit Card (5% tier, Groceries + Dining)No annual fee, salary AED 5,0004 a year
- Al Hilal Cashback Credit Card (5% tier, Groceries + Education)No annual fee, salary AED 5,0004 a year
- Al Hilal Cashback Credit Card (5% tier, Groceries + Fuel)No annual fee, salary AED 5,0004 a year
- ADCB LuLu Platinum Credit CardNo annual fee, salary AED 8,0004 a year
- HSBC Advance Credit CardNo annual fee, salary AED 12,500. HSBC Advance customers4 a year
- Al Masraf Mastercard Platinum Credit CardAED 157.50 a year, salary AED 5,0004 a year
- Mashreq Platinum Plus Credit CardAED 313.95 a year, salary AED 5,0004 a year
- FAB Rewards Active Credit CardAED 315 a year, salary AED 5,0004 a year
- Deem Platinum Credit Card (Lifestyle mode)AED 315 a year, salary AED 10,0004 a year
- Deem Platinum Credit Card (Travel mode)AED 315 a year, salary AED 10,0004 a year
- Dubai First Cashback Credit CardAED 418.95 a year, salary AED 5,0004 a year
- ADIB Etihad Guest Visa PlatinumAED 2,100 a year, salary not published4 a year
- ADCB TouchPoints Platinum Credit CardAED 630 a year, salary AED 5,0003 a year
- ADIB Exceed Visa Platinum CoveredAED 208.95 a year, salary AED 5,0002 a year
- Emirates Islamic Flex Elite Credit CardAED 735 a year, salary AED 15,0002 a year
- Emirates Islamic Skywards InfiniteAED 1,048.95 a year, salary AED 25,0002 a year
- ADIB Etihad Guest Visa GoldAED 1,050 a year, salary not published2 a year
- Standard Chartered Journey Credit CardAED 1,575 a year, salary AED 30,000. Standard Chartered account holders2 a year
- Emirates Islamic Skywards Black StandardAED 2,100 a year, salary AED 35,0002 a year
- Emirates Islamic Skywards Black with Skywards GoldAED 5,775 a year, salary AED 35,0002 a year
- Emirates Islamic Amazon Platinum Credit CardNo annual fee, salary AED 5,0001 a year
- Emirates Islamic Emarati Credit CardNo annual fee, salary AED 12,000. UAE Nationals only1 a year
- Emirates Islamic Amazon World Credit CardNo annual fee, salary AED 15,0001 a year
- Emirates Islamic Switch Cashback (Lifestyle)AED 313.95 a year, salary AED 10,0001 a year
- Emirates Islamic Switch Cashback (Travel)AED 313.95 a year, salary AED 10,0001 a year
- Emirates Islamic Cashback Plus CardAED 313.95 a year, salary AED 12,0001 a year
- Emirates Islamic Etihad Guest Ameera Credit CardAED 733.95 a year, salary AED 12,000. Women only1 a year
- Emirates Islamic Skywards SignatureAED 735 a year, salary AED 12,0001 a year
- Emirates Islamic Etihad Guest Saqer Credit CardAED 943.95 a year, salary AED 12,0001 a year
- Emirates Islamic Etihad Guest PremiumAED 1,575 a year, salary AED 20,0001 a year
43 cards that mention lounge access without a number of visits
These banks publish access to a lounge programme but not how many visits are free, so visits may be charged. They are not ranked for that reason.
- Aafaq Platinum Credit Card, no annual feeAirport lounge access worldwide via Mastercard travel benefits at selected lounges
- CBI First Mastercard, no annual feeAirport lounge access at 1,200+ lounges worldwide via Mastercard Travel Pass (primary and supplementary cardholders)
- CBI Rewards Platinum Mastercard, no annual feeComplimentary airport lounge access at 5 regional lounges (Amman, Cairo, Jeddah, Kuwait and Abu Dhabi) for primary and supplementary cardholders
- Blue FAB Infinite Credit Card by Al-Futtaim, no annual feeComplimentary global airport lounge access for you and 1 guest at over 1,000 lounges worldwide
- Blue FAB Signature Credit Card by Al-Futtaim, no annual feeFree access to over 1,000 airport lounges worldwide
- FAB du Credit Card, no annual feeAirport lounge access on flight delays
- Liv Tamayaz Platinum Credit Card, no annual feeAirport lounge access at 25+ airports
- RAKBANK RAKislamic Platinum Credit Card, no annual feeComplimentary access to over 550 airport lounges worldwide via the Mastercard Travel Pass app
- SIB Smiles Titanium Covered Card, no annual feeComplimentary access to 1,300+ airport lounges in 135+ countries when your flight is delayed by 1 hour or more (Mastercard Travel Pass app registration required)
- UAB Titanium Mastercard Credit Card, no annual feeAirport lounge access via Mastercard Travel Pass: 1,200+ lounges in 135+ countries
- FAB Z Card, AED 105 a yearFree airport lounge access (with any USD 1 spend on the card)
- Emirates NBD U By Emaar Signature, AED 262.50 a yearComplimentary airport lounge access at 1,000+ lounges via Visa Airport Companion
- Emirates NBD Darna Visa Signature Credit Card, AED 315 a yearComplimentary airport lounge access via Visa Airport Companion App
- Emirates NBD Marriott Bonvoy World Mastercard, AED 315 a yearComplimentary airport lounge access worldwide via Mastercard Travel Pass (registration on Mastercard Travel App required from 1 May 2025)
- FAB Cashback Islamic Credit Card, AED 315 a yearFree worldwide airport lounge access for you and 1 guest
- FAB ADNOC Rewards Credit Card, AED 315 a yearAirport lounge access at over 1,300 lounges in 135 countries via Mastercard Travel Pass (unlocked with USD 1 spend)
- Emirates NBD Mastercard Titanium Credit Card, AED 420 a yearComplimentary airport lounge access when your flight is delayed (Flight Delay Pass)
- RAKBANK Air Arabia Platinum Credit Card, AED 420 a yearComplimentary access to 20+ airport lounges worldwide via Mastercard Travel Pass app (requires USD 1+ foreign currency purchase and app enrolment)
- Emirates NBD dnata Platinum Credit Card, AED 525 a yearComplimentary airport lounge access worldwide via Mastercard Travel Pass (foreign-currency transaction of at least USD 1 required in the 3 months before each visit)
- RAKBANK Elevate Credit Card (Prime), AED 617.40 a yearAccess to 1,300+ airport lounges plus 1 guest (requires min USD 1 international spend per 3 months)
- Emirates NBD Mastercard Platinum Credit Card, AED 735 a yearComplimentary airport lounge access at 900+ lounges via Mastercard Travel Pass (foreign-currency transaction of at least USD 1 required in prior 3 months)
- Emirates NBD Etihad Guest Visa Inspire, AED 735 a yearComplimentary airport lounge access at 1,000+ lounges worldwide via Visa Airport Companion App
- Emirates NBD Visa Flexi Credit Card, AED 735 a yearPersonalise your card: choose 3 travel perks from access to 900+ lounges, Global Blue tax refund, airport transfers, flight-delay lounge or 3 GB global eSIM
- Liv Tamayaz World Credit Card, AED 735 a yearAirport lounge access at 800+ airports worldwide
- UAB Platinum Mastercard Credit Card, AED 787.50 a yearAirport lounge access at 1,200+ lounges in 135+ countries via Mastercard Travel Pass
- CBI Rewards World Credit Card, AED 840 a yearAccess to 1,200+ airport lounges worldwide via the Mastercard Travel Pass app (primary and supplementary cardholders)
- Emirates NBD Duo Credit Card, AED 840 a yearAirport lounge access on the Mastercard: 25+ regional and international lounges (LoungeKey, marhaba, CAC) across UAE, Saudi Arabia, UK and more
- RAKBANK World Credit Card, AED 997.50 a yearComplimentary access to 1,300+ airport lounges worldwide via Mastercard Travel Pass
- Aafaq World Elite Credit Card, AED 1,050 a yearAirport lounge access for cardholder and a guest
- Ajman Bank BRight Platinum Credit Card, AED 1,050 a yearComplimentary airport lounge access
- UAB World Mastercard Credit Card, AED 1,050 a yearAirport lounge access at 1,200+ lounges in 135+ countries via Mastercard Travel Pass
- RAKBANK Elevate Credit Card (Plus), AED 1,247.40 a yearAccess to 1,300+ airport lounges plus 1 guest (requires min USD 1 international spend per 3 months)
- Ajman Bank BRight World Credit Card, AED 1,575 a yearComplimentary airport lounge access
- Emirates NBD Darna Visa Infinite Credit Card, AED 1,575 a yearComplimentary airport lounge access via Visa Airport Companion App
- Emirates NBD U By Emaar Infinite, AED 1,575 a yearComplimentary airport lounge access at over 1,000 lounges via Visa Airport Companion (requires a foreign-currency transaction of at least USD 1, minimum 10 days before visit)
- Emirates NBD U by Emaar Visa Infinite Emirati Credit Card, AED 1,575 a yearAirport lounge access at 1,000+ lounges worldwide via Visa Airport Companion (requires min. USD 1 foreign-currency transaction at least 10 days before visit)
- Emirates NBD Etihad Guest Visa Elevate, AED 1,575 a yearComplimentary airport lounge access at 1,000+ lounges worldwide via Visa Airport Companion app
- Emirates NBD Marriott Bonvoy World Elite Mastercard, AED 1,575 a yearComplimentary airport lounge access worldwide via Mastercard Travel Pass (registration on Mastercard Travel App required from 1 May 2025)
- Emirates NBD Priority Banking Visa Infinite Credit Card, AED 1,575 a yearComplimentary airport lounge access worldwide via Visa Airport Companion app (foreign-currency transaction of at least USD 1 required in the year, at least 10 days before visit)
- Emirates NBD Skywards Infinite, AED 1,575 a yearComplimentary Emirates Skywards Silver membership: Business Class lounge in Dubai, 25% bonus Miles, 12 kg excess baggage and Business Class check-in
- Emirates NBD Voyager World Elite Credit Card, AED 1,575 a yearComplimentary access to over 1,000 airport lounges worldwide (requires min. USD 1 foreign-currency transaction in prior 3 months)
- RAKBANK Elevate Credit Card (Privilege), AED 2,507.40 a yearAirport lounge access at 1,300+ lounges for you and 1 guest (requires at least 1 international purchase of USD 1+ per 3-month period)
- Emirates NBD Darna Visa Infinite Privilege Credit Card, AED 2,625 a yearComplimentary airport lounge access for you and a guest at 1,200+ lounges in 300+ cities via Visa Airport Companion app
Questions people ask
Which UAE credit cards give unlimited lounge access?
32 cards in Perkly's catalogue give unlimited airport lounge visits with no spend condition. Those with the lowest annual fee are the Ajman Bank LIFE Platinum Credit Card (no annual fee), the Emirates NBD SHARE Visa Signature (no annual fee) and the RAKBANK RAKislamic World Credit Card (no annual fee). Check each card's page for who the visits cover.
Can I get airport lounge access on a credit card with no annual fee?
Yes. 34 cards with a stated number of lounge visits charge no annual fee, for example the Ajman Bank LIFE Platinum Credit Card (unlimited visits), the Emirates NBD SHARE Visa Signature (unlimited visits) and the RAKBANK RAKislamic World Credit Card (unlimited visits). Some ask for a higher salary or a minimum monthly spend, which each card's page shows.
What is the lowest salary for a credit card with lounge access?
AED 5,000 a month is the lowest published minimum among cards with a stated number of lounge visits, for example the ADIB Booking.com Visa Signature and the ADIB Marriott Bonvoy Visa Signature Covered Card. Cards with unlimited visits start at AED 5,000 a month.
Do lounge visits cover guests and supplementary cardholders?
It depends on the card. Some banks let a guest join a visit or give supplementary cardholders visits of their own, others cover only the main cardholder, and some charge for guests. Each card's page quotes the bank's own wording; where it says nothing about guests, assume the visits are for the main cardholder.