Emirates Islamic
Etihad Guest Saqer Credit Card
The Etihad Guest Saqer Credit Card is a travel credit card from Emirates Islamic. It has an annual fee of AED 943.95, and needs a minimum salary of AED 12,000 a month.
Annual fee
AED 943.95
Joining fee
Free
Min. salary
AED 12,000/mo
Rewards in
Etihad Guest Miles
Material
Plastic
Card highlights
- Earn 3 Etihad Guest Miles per USD on Etihad, 2 international, 1.5 domestic
- Fast-track to Etihad Guest Silver; unlimited access to 1,200+ airport lounges
- 2 complimentary Abu Dhabi airport transfers plus Airport Meet & Greet
- Complimentary golf, valet parking and 50% cinema cashback (up to AED 75/mo)
Earn rates
| Category | Rate |
|---|---|
| Travel | 9.6% |
| International spend | 6.4% |
| Retail | 4.8% |
| Dining & food | 4.8% |
| Transport | 4.8% |
| Online shopping | 4.8% |
| Supermarket | 0.96% |
| Fuel | 0.96% |
| Utilities | 0.96% |
| Education | 0.96% |
| Real estate | 0.96% |
Current welcome offer
Earn 50,000 bonus Etihad Guest Miles (until 31 Jul 2026)
- 25,000 miles when you pay the annual membership fee
- 25,000 miles for spending AED 45,000 within the first 3 months
- After 31 Jul 2026, standing offer: 30,000 miles on annual membership fee payment
Expected offer expiry: July 2026
Benefits & perks
- •Unlimited access to 1,200+ airport lounges
- •Airport meet and greet service
- •2 complimentary Abu Dhabi airport transfers
- •Fast-track to Etihad Guest Silver tier (with AED 2,000 spend on Etihad within 12 months)
- •25% Miles Discount Voucher on 2 tickets at AED 100,000 anniversary spend (once per year)
- •Complimentary golf
- •Valet parking
- •Inflight Wi-Fi vouchers
- •50% cinema cashback: up to AED 75/month
- •Multi-trip travel Takaful (insurance) cover
- •Purchase protection
- •Global concierge service
- •0% Easy Payment Plan on Etihad purchases
Every card is checked against official bank sources. Last updated July 2026.
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