Travel credit cards in the UAE

• 10% cashback on flights (any airline) and hotels worldwide, 1.5% on local spend
• 14 airport lounge visits/year (1,200+ lounges) plus 4 complimentary Careem airport rides

Updated June 2026

• Earn 2.5 Exceed Rewards per AED 100 on airlines, 1.0 on international spend, 0.5 locally
• Free Booking.com Genius status, extra 10% off select hotels

Updated July 2026

• Earn 3 Skywards Miles per AED 3.68 on Emirates/flydubai, 2 on foreign spend, 1.5 local
• Complimentary Skywards Silver (Business lounge access); fast-track to Gold with USD 5,000 Emirates spend

Updated July 2026

• Earn 2.5 Skywards Miles per AED 3.68 on Emirates/flydubai, 1.5 on foreign spend, 1 on local
• Complimentary Skywards Silver tier: Business Class lounge access, 25% bonus miles, priority boarding

Updated July 2026

• Earn 1.5 Etihad Guest Miles per AED 4 on international spend, 1 on local
• Fast-track to Etihad Guest Silver after 4 return flights within 12 months

Updated July 2026

• Earn 3.5 Etihad Guest Miles per AED 4 on Etihad & foreign spend, 2.5 on local
• Complimentary Silver Tier; fast-track to Gold with AED 4,500 Etihad spend in year one

Updated July 2026

• Earn 3 Etihad Guest Miles per AED 4 on international spend, 2.2 on local
• Fast-track to Etihad Guest Gold after 2 return Etihad flights within 12 months

Updated July 2026

• Earn 1.5 BRight Rewards per AED 10 on local spend, redeemable for flights, hotels and vouchers
• 10,000 bonus BRight Rewards on joining, worth AED 1,000 in travel redemptions

Updated July 2026

• Earn 1 BRight Reward per AED 10 spent on retail (AED 0.10 value each)
• Redeem BRight Rewards for flights (300+ airlines), hotels, vouchers or electronics

Updated June 2026

• Earn 2.5 BRight Rewards per AED 10 on local spend, redeemable for flights, hotels and vouchers
• 15,000 bonus BRight Rewards on card activation (worth AED 1,500 in travel)

Updated July 2026

• Flat 1% cashback on all local and international spend, no cap
• 8 airport lounge visits a year (Mastercard Travel Pass) plus 1 Careem airport ride

Updated July 2026

• Unlimited 1% cashback on all local and international spend, no cap
• 14 airport lounge visits yearly plus 3 fast-track passes via Mastercard Travel Pass

Updated July 2026

• Earn 1 Membership Rewards Point per USD 1 (AED 3.67) on all purchases, no category restrictions
• Points transfer to 14 airlines (Emirates Skywards at 2:1, Avios, Etihad) and 4 hotel programmes (Marriott Bonvoy 1:1)

Updated July 2026

• Earn 1 Membership Rewards Point per AED 4 on all spend, transfer to 14+ airline and hotel partners including Emirates Skywards (2:1)
• Unlimited lounge access to 1,300+ lounges and 30 Centurion Lounges for primary and supplementary cardmember

Updated July 2026

• Earn 5 Citi Miles per USD on non-AED spend, 2.5 on local AED spend including groceries and fuel
• 1,200+ airport lounges for cardholder, supplementary and guest (14 visits/year, spend-linked from Jun 2025)

Updated July 2026

• Earn 3 Joy Points per AED on airlines, hotels, dining and international spend (min AED 5,000/month), 0.15 on all other spend
• 25+ Middle East airport lounges plus 4 complimentary valet parking sessions per month

Updated July 2026

• Earn 2 Joy Points per AED on airlines, hotels, dining and international spend (min. AED 3,000/month), capped at 50,000 points monthly
• Switch between Travel and Lifestyle earning modes anytime in the Deem app (up to the 25th each month)

Updated July 2026

• Earn 5 Joy Points per AED on airlines, hotels, dining and international spend, 0.5 on all other (min AED 7,500/month; capped at 100,000 points/month)
• Access to 1,000+ airport lounges plus 4 complimentary Valtrans valet parking sessions a month

Updated July 2026

• Earn 2 Skywards Miles per USD on Emirates and flydubai, 1.5 abroad, 1 locally
• Complimentary Skywards Silver tier: unlimited Emirates Business Lounge access when flying Emirates

Updated July 2026

• Earn up to 1 Skywards Mile per USD on Emirates, 0.75 on foreign spend, 0.5 on local
• Complimentary roadside assistance twice a year

Updated July 2026

• Earn 1.5 Skywards Miles per USD on Emirates & flydubai, 1 abroad, 0.75 locally
• Unlimited global lounge access at 1,000+ lounges via Visa Airport Companion

Updated July 2026

• Earn 3.5 Wala'a Rewards per AED 1 on international spend, 3 on general retail (free for life)
• Up to 12 airport lounge visits/year (1,200+ lounges) plus 2 valet parking sessions/month

Updated June 2026

• Earn 3 Wala'a Rewards per AED on international spend, 2.5 on all retail
• 8 airport lounge visits a year (1,200+ lounges) plus 2 valet parking visits a month

Updated June 2026

• Earn 10 Wala'a Rewards per AED 1 on dining and travel, 4 on foreign spend, 3.5 on local
• 12 lounge visits/year (1,200+ lounges) plus 4 airport transfers a year

Updated June 2026

• Earn 10 Wala'a Rewards per AED 1 on dining and travel, 2 on international spend, 1.5 on general local spend
• Free for life (no annual fee with AED 15,000 annual spend from year 2)

Updated June 2026

• Earn 10 Wala'a Rewards per AED 1 on dining and travel, 3 on international spend, 2.5 on local
• 8 airport lounge visits/year (1,200+ lounges) plus 2 airport transfers and 2 valet parkings/month

Updated June 2026

• Earn up to 3 Etihad Guest Miles per USD on Etihad, 2 abroad, 1.5 locally
• Fast-track to Etihad Guest Silver tier with AED 2,000 Etihad spend

Updated July 2026

• Earn 2 Etihad Guest Miles per USD on online and mobile wallet, 1.5 on international spend, 1 on local
• 10% miles redemption discount voucher on reaching AED 50,000 annual spend (any destination, any class)

Updated July 2026

• Earn 3.5 Etihad Guest Miles per USD on Etihad, 3 abroad, 2 on local spend
• Fast-track to Etihad Guest Gold; unlimited lounges (1,200+) plus 4 Abu Dhabi airport transfers

Updated July 2026

• Earn 3 Etihad Guest Miles per USD on Etihad, 2 international, 1.5 domestic
• Fast-track to Etihad Guest Silver; unlimited access to 1,200+ airport lounges

Updated July 2026

• Earn 3.5 Skywards Miles per AED 3.67 on Emirates.com, 2 per USD abroad, 1.5 locally
• Complimentary Skywards Silver tier, 30% bonus miles, priority check-in, 12 kg extra baggage

Updated July 2026

• Earn 3.5 Skywards Miles per AED 3.67 on Emirates.com, 2 per USD on foreign spend, 1.5 on local
• Fast-track to Skywards Gold: 75% bonus miles, priority boarding, 16kg extra baggage, Business Class lounge (cardholder + guest) when flying Emirates

Updated July 2026

• Earn 2 Skywards Miles per AED 3.67 on Emirates.com, 1.5 per USD abroad, 1 on local spend
• Complimentary Skywards Silver tier, 30% bonus miles, priority boarding, 12kg extra baggage

Updated July 2026

• Earn 1.5 Skywards Miles per AED 3.67 on Emirates.com, 1.1 per USD abroad, 0.75 on local spend
• Unlimited airport lounge access via Visa Airport Companion

Updated July 2026

• Earn 4% cashback on airlines, hotels & dining; 1% on all other spend
• Unlimited access to 1,000+ airport lounges worldwide via Visa Airport Companion

Updated July 2026

• Earn 10 Etihad Guest Miles per AED 10 on Etihad, hotels & dining; 6 on all other spend
• Fast-track to Etihad Guest Gold tier after 1 return Etihad flight within 6 months

Updated June 2026

• Earn 7 Etihad Guest Miles per AED 10 on Etihad, hotels & dining; 4 on all other spend
• Fast-track to Etihad Guest Silver after 1 return Etihad flight within 6 months

Updated June 2026

• Earn 6 Marriott Bonvoy Points per USD at Marriott hotels, 3 on all other spend
• Automatic Marriott Bonvoy Gold Elite status with 15 elite nights a year

Updated July 2026

• Earn 3 Marriott Bonvoy Points per USD at Marriott hotels, 1.5 on all other spend
• Automatic Marriott Bonvoy Silver Elite status with 10 elite nights a year

Updated July 2026

• Earn 5% Plus Points on single spends of AED 5,000+, 2% on AED 2,500-4,999, 1% below
• Unlimited worldwide airport lounge access plus up to 4 airport drop-offs a year

Updated July 2026

• Earn 2 Skywards Miles per AED 3.67 on Emirates, flydubai & dining apps; 1.5 per USD abroad; 1 on local spend
• Complimentary Skywards Silver tier, 30% bonus miles, priority boarding & 12 kg extra baggage

Updated July 2026

• Earn 1.5 Miles per AED 3.67 on Emirates/flydubai, 1 per USD abroad, 0.75 locally
• Unlimited airport lounge access worldwide via LoungeKey

Updated July 2026

• Earn 1.5 Plus Points per AED 100 on general retail (worth AED 0.75 each)
• Customise your benefits: pick 3 travel perks (lounges, transfers, eSIM) from 5 options

Updated July 2026

• Earn up to 2 Plus Points per AED 100 on retail (1 point = AED 0.75)
• Unlimited airport lounge access for you and a guest at 1,000+ lounges

Updated July 2026

• Earn 6 Voyager Miles per AED on portal travel, 3 on other travel, 0.5 on retail
• Complimentary airport lounge access and Mastercard World travel insurance

Updated June 2026

• Earn 12 Voyager Miles/AED on portal travel, 6 on other travel, 1 on retail
• Unlimited lounge access (1,000+ lounges) for you and a guest, plus 4 airport transfers a year

Updated June 2026

• Earn 7 Etihad Guest Miles per AED 10 on Etihad, 6 on international non-AED, 3.5 on domestic UAE spend
• Choose a welcome gift: 55,000 miles, 75% Miles Discount Voucher, Etihad Guest Gold fast-track, or 4 Wi-Fi vouchers

Updated July 2026

• Earn 4 Etihad Guest Miles per AED 10 on Etihad, 3.5 international, 2 domestic
• Up to 75% Miles Discount Voucher on 2 return Etihad tickets per year

Updated July 2026

• Earn up to 5.5 Etihad Guest Miles per AED 10 on Etihad, 4.5 international, 2.75 domestic
• Fast-track to Etihad Guest Silver plus 2.5 Tier Miles per AED 10 (capped 25,000/yr)

Updated July 2026

• Earn 12% cashback on flights and hotels, 0.96% on domestic general spend (AED 5,000/month min, capped AED 1,800/month)
• 0% foreign currency markup on all international transactions (World Elite Mastercard)

Updated July 2026

• Earn 2.5 pts/AED on travel, 1.5 on online & foreign spend, 1 on retail
• 14 complimentary lounge visits/year (cardholder + 1 guest) via Mastercard Travel Pass

Updated July 2026

• Earn 2.75 Skywards Miles per USD on Emirates/flydubai, 1.5 on foreign spend, 1 on local
• Complimentary Skywards Silver tier plus unlimited Emirates Business Class Lounge access

Updated July 2026

• Earn 1.75 Skywards Miles per USD on Emirates/flydubai, 1 on foreign spend, 0.75 on local
• Complimentary Emirates Business Lounge access (unlimited) via Skywards Silver fast-track

Updated July 2026

• Earn 5 pts/AED on international spend, 3.5 pts/AED locally (1 pt on fuel, supermarkets, telecom and govt categories)
• NBF Al Samy private-banking clients earn 6 pts/AED international, 4 pts/AED local

Updated July 2026

• Earn 1.75 AirRewards per AED 5 on Air Arabia and foreign spend, 1.25 on local UAE spend
• Complimentary annual return Air Arabia ticket (spend criteria apply)

Updated July 2026

• Earn 3 RAKrewards per AED 1 spent, worth up to 2.4% on travel redemptions
• 1,300+ airport lounges (plus 1 guest) and 6 complimentary airport transfers a year

Updated July 2026

• Earn 2 RAKrewards per AED 1 on most spend, redeemable against travel (up to 1.6% back)
• 1,300+ airport lounges (plus 1 guest) and 6 complimentary airport transfers a year

Updated July 2026

• Earn 4 RAKrewards per AED 1 (up to 3.2% back on airline/hotel redemptions)
• 1,300+ airport lounges plus guest, 6 airport transfers, and fast-track

Updated July 2026

• Earn 1.25 RAKrewards per AED 1 on all domestic and international spend
• Free for life: no annual fee ever, with a minimum salary of AED 5,000

Updated July 2026

• Earn 2.5 RAKrewards per AED 1 on all domestic and international spend
• Free for life: no annual fee ever, with a AED 5,000 minimum salary

Updated July 2026

• Earn 3.75 RAKrewards per AED 1 on all local and international spend
• Free for life, no annual fee, Sharia-compliant Mastercard

Updated July 2026

• Earn 3.75 RAKrewards per AED on international spend, 1.25 on domestic and key categories (dining, fitness, fashion, electronics, online)
• Free Careem Plus membership for 12 months: 10% back on rides, unlimited free food delivery and BOGO dining

Updated July 2026

• Earn 3.75 RAKrewards per AED on international, dining, fitness, electronics, fashion and online spend; 1.25 on domestic
• Free Careem Plus for 12 months: 10% back on rides, unlimited free food delivery and BOGO dining

Updated July 2026

• Earn 6.25 RAKrewards per AED on dining, fitness, electronics, fashion and online; 5 on international spend; 2.5 on local
• Free Careem Plus for 12 months: 10% back on rides, unlimited free food delivery and DineOut BOGO

Updated July 2026

• Earn 6.25 RAKrewards per AED on international and special categories (restaurants, fitness, fashion, electronics, online), 3.75 on domestic
• Free Careem Plus membership for 12 months: 10% back on rides, unlimited free food delivery and more

Updated July 2026

• Earn 5 RAKrewards per AED 1 on international spend, 3 on domestic spend
• Zero FX markup plus 100% cashback on SALIK and DARB toll top-ups (up to AED 200/month)

Updated July 2026

• Earn 1 Smile per AED 1 abroad, 0.5 per AED 1 on domestic spend
• Redeem Smiles for flights (300+ airlines), hotels, gift vouchers or cashback

Updated July 2026

• Earn 1.5 SIB Smiles per AED 2 locally, 3 per AED 2 on international spend
• Unlimited access to 1,300+ airport lounges worldwide via Mastercard Travel Pass

Updated July 2026

• Earn 1.5 Smiles per AED 2 on local spend, 3 per AED 2 international
• Annual fee (AED 734) waived on AED 50,000 spend; metal Mastercard World Elite card

Updated July 2026

• Earn 4 360 Rewards Points per USD on international spend, 2 on local
• Unlimited lounge access (cardholder + guest) via Visa Airport Companion, plus multi-trip travel and medical insurance

Updated July 2026