All 72 travel credit cards in the UAE

• 10% cashback on airline tickets and hotel bookings (any airline, AED or non-AED); 1.5% on other domestic AED spend
• Up to 14 complimentary airport lounge visits a year (1,200+ lounges) via Mastercard Travel Pass, plus 4 complimentary Careem airport rides a year

Updated November 2026

• Earn 2.5 Exceed Rewards per AED 100 on airlines, 1.0 on international spend, 0.5 on UAE spend
• Free Booking.com Genius status: extra 10% discount on select hotels

Updated October 2026

• Earn up to 3 Skywards Miles per AED 3.68 on Emirates and flydubai, 2 on foreign spend
• Complimentary Skywards Silver; fast-track to Gold with USD 5,000 Emirates spend

Updated November 2026

• Earn up to 2.5 Skywards Miles per AED 3.68 on Emirates and flydubai, 1.5 on foreign spend, 1 on local spend
• Complimentary Skywards Silver for Year 1 (renewable with USD 2,500 Emirates spend); 2 airport transfers a year

Updated November 2026

• Earn 1.5 Etihad Guest Miles per AED 4 on international spend, 1 Mile on local spend
• 2 complimentary airport lounge visits a year via Visa Airport Companion

Updated September 2026

• Earn up to 3.5 Etihad Guest Miles per AED 4 on Etihad and foreign spend, 2.5 on local spend
• Complimentary Etihad Guest Silver Tier, fast-track to Gold on AED 4,500 Etihad spend in 12 months

Updated September 2026

• Earn up to 3 Etihad Guest Miles per AED 4: 3 on international, 2.2 on local spend
• Fast-track to Etihad Guest Gold after 2 Etihad return flights within 12 months of card issuance

Updated October 2026

• Earn 8 Bonvoy Points per USD at Marriott, 4 on international spend, 3 on local
• Automatic Gold Elite status, 15 Elite Night Credits, pathway to Platinum at USD 25,000 spend

Updated October 2026

• Earn up to 3 Marriott Bonvoy Points per USD at Marriott, 2 on international spend, 1.5 on local spend
• Automatic Silver Elite status, 10 Elite Night Credits yearly, Gold Elite pathway at USD 15,000 spend

Updated September 2026

• Earn 1.5 BRight Rewards per AED 10 on retail spend (1 Reward = AED 0.10), redeemable for flights, hotels and gift vouchers
• 10,000 bonus BRight Rewards on card activation (Fly for Free welcome gift)

Updated October 2026

• Earn 1 BRight Reward per AED 10 on retail spend (1 Reward = AED 0.10)
• Redeem Rewards for flights (300+ airlines), hotels (300,000+), vouchers or electronics

Updated October 2026

• Earn 2.5 BRight Rewards per AED 10 on retail spend (1 Reward = AED 0.10), redeemable for flights, hotels and gift vouchers
• 15,000 complimentary BRight Rewards on joining (Fly for Free welcome bonus)

Updated October 2026

• Earn 1% cashback on all local and international spend, no cap
• 8 airport lounge visits a year via Mastercard Travel Pass, plus 1 complimentary Careem ride to the airport a year

Updated November 2026

• Earn 1% cashback (flat rate) on all local and international spend, uncapped
• 14 airport lounge visits a year via Mastercard Travel Pass, 3 complimentary fast-track services a year, and complimentary Careem rides to the airport

Updated November 2026

• Earn 1 Membership Rewards point per USD 1 on eligible purchases (points never expire)
• 8 complimentary Priority Pass lounge visits a year, shared with 1 Supplementary Cardmember

Updated November 2026

• 10% off at Dubai Duty Free when paying with the physical card (exclusions apply)
• Monthly prize draw entries: 1 entry per AED 1,000 spent for Millennium Millionaire, 1 per AED 500 for Finest Surprise

Updated September 2026

• Earn 1 Membership Rewards point per AED 4 spent (250 points = USD 1), no cap, no expiry
• Unlimited complimentary lounge access: 1,700+ Priority Pass lounges and Amex Centurion Lounges, plus 1 complimentary guest

Updated November 2026

• Earn 2.5 Citi Miles per USD on general AED spend (groceries and fuel included); 5 per USD on non-AED spend
• 30,000 bonus Citi Miles every year from year 2, with no spend requirement

Updated October 2026

• Earn 3 Joy Points per AED on airlines, hotels, dining and international spend (min. AED 5,000/month); 75,000 points monthly cap
• 4 complimentary airport lounge visits a year via Mastercard Travel Pass (25+ lounges in the Middle East and Levant)

Updated November 2026

• Earn 2 Joy Points per AED on airlines, hotels, dining and international spend (min. AED 3,000/month); 0.13 elsewhere
• Up to 7% credit on Booking.com, 12% off GetYourGuide and 12% off Heathrow Express

Updated November 2026

• Earn 5 Joy Points per AED on airlines, hotels, dining and international spend (worth up to 5% on flights, hotels or electronics) when you spend AED 7,500+ in the month; 0.5 Joy Points per AED otherwise
• Up to 8 complimentary airport lounge visits a year via Mastercard Travel Pass (1,000+ lounges), unlocked after one international purchase of at least USD 1

Updated November 2026

• Earn 3.5 Wala'a Rewards per AED 1 on foreign spend, 3 on general retail
• 1 complimentary lounge visit a year, then spend-unlocked access at 1,200+ lounges (12 visits a year) via Visa Airport Companion

Updated October 2026

• Earn 2.5 Wala'a Rewards per AED 1 on retail, 3 per AED 1 on foreign currency spend
• Airport lounge access at 1,200+ lounges: 1 free visit a year, up to 8 visits per calendar year via Visa Airport Companion

Updated October 2026

• Earn 10 Wala'a Rewards per AED 1 on dining and travel, 4 on international spend
• First lounge visit free, then 12 visits a year at 1,200+ lounges (guest included) via Visa Airport Companion

Updated October 2026

• Earn 10 Wala'a Rewards per AED 1 on dining and travel, 2 on international spend
• Travel and medical cover up to USD 100,000 for cardholder, spouse and up to 4 children

Updated October 2026

• Earn 10 Wala'a Rewards per AED 1 on dining and travel, 3 on international spend
• 1 complimentary airport lounge visit a year, then earn further visits (up to 8 a year) via eligible foreign spend, via Visa Airport Companion (1,200+ lounges)

Updated October 2026

• Earn 3 Etihad Guest Miles per USD on Etihad Airways, 2 on international spend, 1.5 on domestic and EEA/UK spend
• Fast-track to Etihad Guest Silver tier (spend AED 2,000 on Etihad within 12 months); 1 Tier Mile per USD, capped at 25,000 a year

Updated October 2026

• Earn 2 Etihad Guest Miles per USD on Etihad Airways and online/mobile wallet, 1.5 on international spend
• 10% miles redemption discount voucher after AED 50,000 annual spend (up to 2 passengers, 6-month validity)

Updated November 2026

• Earn 3.5 Etihad Guest Miles per USD 1 on Etihad Airways, 3 on international spend, 2 on domestic spend
• Fast-track to Etihad Guest Gold tier by spending AED 4,500 on Etihad within 12 months; 1 complimentary airport lounge visit a year (1,200+ lounges via Visa Airport Companion) plus 4 complimentary airport transfers to/from Abu Dhabi per calendar year

Updated November 2026

• Earn 3 Etihad Guest Miles per USD on Etihad Airways, 2 on international spend, 1.5 on domestic and EEA/UK spend
• Fast-track to Etihad Guest Silver tier (first year); earn 1 Tier Mile per USD spent, capped at 25,000 per membership year

Updated October 2026

• Earn 3.5 Skywards Miles per AED 3.67 on Emirates and flydubai (direct bookings), 2 per USD on foreign spend, 1.5 on local spend
• Complimentary Skywards Silver tier: priority check-in and boarding, 30% bonus Miles flying Emirates, 12kg extra baggage and Emirates Business Class lounge in Dubai

Updated November 2026

• Earn 3.5 Skywards Miles per AED 3.67 on Emirates and flydubai (direct bookings), 2 per USD on foreign spend, 1.5 on local spend
• Skywards Silver from card issuance; Gold fast-track on USD 5,000 Emirates spend within 12 months (additional fee applies): Business lounge access, 75% bonus Miles, 16kg extra baggage

Updated November 2026

• Earn 2 Skywards Miles per AED 3.67 on Emirates and flydubai, 1.5 per USD on foreign spend, 1 on local spend
• Complimentary Skywards Silver tier: 30% bonus miles, priority check-in and boarding, 12kg extra baggage, Dubai Business lounge

Updated October 2026

• Earn 1.5 Skywards Miles per AED 3.67 on Emirates and flydubai, 1.1 per USD on foreign spend
• 1 complimentary airport lounge visit per year (1,200+ lounges via Visa Airport Companion)

Updated November 2026

• Earn 4% cashback on airlines, hotels and dining (UAE and abroad), capped at AED 200 per category per month
• 1% cashback on general spend; requires AED 2,500 minimum monthly spend to earn any cashback

Updated November 2026

• Earn 10 Etihad Guest Miles per AED 10 on Etihad Airways and Etihad.com, 7.5 on hotels and dining, 5 on international and domestic spend (from 15 Dec 2026)
• Fast-track to Etihad Guest Gold Tier after 1 return Etihad flight within 6 months of card issuance

Updated November 2026

• Earn 7 Etihad Guest Miles per AED 10 on Etihad and Etihad.com, 6 on hotels and dining, 3.5 on international and domestic spend
• Fast-track to Etihad Guest Silver Tier after 1 return Etihad flight within 6 months of card issuance

Updated November 2026

• Earn 6 Marriott Bonvoy Points per USD 1 at Marriott properties, 3 on retail spend
• Gold Elite status on approval, fast-track to Platinum Elite; annual Free Night Award (50,000 points) and 15 Elite Night Credits

Updated November 2026

• Earn 3 Marriott Bonvoy Points per USD 1 at Marriott properties, 1.5 on retail spend locally and internationally
• Automatic Silver Elite status, fast-track to Gold Elite at USD 40,000 spend, plus 10 Elite Night Credits a year

Updated October 2026

• Earn 5% Plus Points on single transactions of AED 5,000+, 2% on AED 2,500-4,999; flat 1% on groceries, fuel, utilities and similar categories
• Up to 12 lounge visits a year (cardholder and one guest) via Visa Airport Companion; 2 free upfront, rest unlocked by a foreign-currency transaction

Updated November 2026

• Earn 2 Skywards Miles per USD 1 on Emirates, Emirates Holidays, flydubai, duty free, food delivery and car booking apps; 1.5 on international spend
• Complimentary Skywards Silver: Emirates Business Class Lounge in Dubai, 25% bonus Miles, 12kg extra baggage and Business Class check-in

Updated October 2026

• Earn 1.5 Skywards Miles per USD on Emirates, Emirates Holidays, flydubai, duty free, food delivery and car booking apps; 1 on international spend; 0.75 on domestic
• 8 airport lounge visits a year (1,000+ lounges via Visa Airport Companion App), 1 usable before any foreign spend

Updated November 2026

• Earn 1.5 Plus Points per AED 100 on general retail (1 Point = AED 1), capped at 2,000 points per statement
• Customisable benefits: choose 3 travel (lounges, transfers, eSIM), 2 lifestyle (golf, dining), 1 entertainment (streaming or cinema)

Updated November 2026

• Earn up to 2 Plus Points per AED 100 on general retail (1 Point = AED 1)
• 12 airport lounge visits a year at 1,000+ lounges (cardholder and 1 guest, via Visa Airport Companion)

Updated November 2026

• Earn 6 Voyager Miles per AED on travel via the Voyager Portal, 3 on other travel spend
• 8 airport lounge visits or dining offers a year (1,000+ lounges) via Mastercard Travel Pass

Updated November 2026

• Earn 12 Voyager Miles/AED via the Voyager Travel Portal, 6 on other travel spend, 1 on retail (reduced rates apply on groceries, fuel, utilities and several other categories)
• 14 lounge visits or airport dining offers a year (1,000+ lounges) for cardholder plus one guest

Updated October 2026

• Earn up to 7 Etihad Guest Miles per AED 10 on Etihad bookings, 6 on international spend, 3.5 on UAE spend
• Unlimited complimentary lounge access for cardholder and one guest at 1,000+ lounges worldwide via Visa

Updated November 2026

• Earn up to 7 Etihad Guest Miles per AED 10 on Etihad, 6 on international spend, 3.5 on UAE domestic spend
• 2.5 Etihad Tier Miles per AED 10 spent, plus fast-track to Etihad Guest Gold on one return Etihad flight within 6 months

Updated November 2026

• Earn up to 4 Etihad Guest Miles per AED 10 on Etihad bookings, 3.5 on international spend, 2 on domestic
• 25% Miles discount voucher (up to 2 return tickets) after AED 100,000 annual spend

Updated November 2026

• Earn 4 Etihad Guest Miles per AED 10 on Etihad and Partners online, 3.5 on international spend, 2 on UAE domestic spend
• 25% Miles Discount Voucher yearly on AED 100,000 annual spend, cutting Miles needed for any reward flight

Updated November 2026

• Earn 5.5 Etihad Guest Miles per AED 10 on Etihad bookings, 4.5 international, 2.75 domestic
• Unlimited complimentary access to 1,000+ airport lounges worldwide; 2 discounted airport transfers a year from AED 40

Updated November 2026

• Earn up to 5.5 Etihad Guest Miles per AED 10 on Etihad and Partners, 4.5 on international spend, 2.75 on UAE spend
• 2.5 Etihad Tier Miles per AED 10 on all spend, plus fast-track to Etihad Guest Silver with 2 return flights in 6 months

Updated November 2026

• 12% cashback on flights and hotels; 0.9% on domestic general spend (min AED 5,000 previous month; capped at AED 1,800/month combined)
• 14 complimentary airport lounge visits a year (1,200+ lounges via Mastercard Travel Pass); 4 complimentary Careem airport rides a year

Updated November 2026

• Earn 2.75 Skywards Miles per USD on Emirates and flydubai, 1.5 on foreign spend, 1 on local AED spend
• Complimentary Emirates Skywards Silver tier: Business Class lounge access in Dubai when flying Emirates

Updated November 2026

• Earn 1.75 Skywards Miles per USD on Emirates and flydubai, 1 on foreign spend
• 12 complimentary airport lounge visits a year (1,200+ lounges) for cardholder and additional cardholders

Updated November 2026

• Earn 5 NBF Rewards Points per AED on international spend, 3.5 on UAE spend
• Unlimited access to 1,200+ airport lounges via Visa Airport Companion

Updated November 2026

• Earn 1.75 AirRewards per AED 5 on Air Arabia and international spend, 1.25 on local spend
• Complimentary return ticket at AED 30,000 retail spend; extra 10 kg baggage voucher at AED 20,000 a year

Updated October 2026

• Earn 3 RAKrewards per AED 1 on most spend (supermarkets, insurance, government, petrol and similar categories earn less)
• Airport lounge access for you and 1 guest (1,300+ lounges); 6 complimentary Careem airport rides a year (UAE, capped at USD 30 each); 3 complimentary fast-track passes a year

Updated October 2026

• Earn 2 RAKrewards per AED 1 on most spend; supermarkets earn 0.6, with lower rates on petrol, utilities and government categories
• Airport lounge access (1,300+ lounges, +1 guest) plus 6 complimentary Careem airport rides a year (capped at USD 30 each)

Updated October 2026

• Earn 4 RAKrewards per AED 1 on most spend (supermarkets earn 0.6, many other categories 0.4); worth up to 3.2% on flights and hotels
• Airport lounge access at 1,300+ lounges for you and 1 guest (requires 1 international purchase per 3-month period)

Updated October 2026

• Earn 1.25 RAKrewards per AED 1 on domestic and international spend
• Complimentary access to 550+ airport lounges worldwide via Mastercard Travel Pass

Updated October 2026

• Earn 2.5 RAKrewards per AED 1 on domestic and international spend
• Complimentary airport lounge access via Mastercard Travel Pass (550+ lounges worldwide)

Updated October 2026

• Earn 3.75 RAKrewards per AED 1 on domestic and international spend
• Complimentary access to 550+ airport lounges worldwide via Mastercard Travel Pass

Updated October 2026

• Earn 3.75 RAKrewards per AED on international spend, 1.25 on domestic
• Unlimited complimentary airport lounge access via Mastercard Travel Pass (550+ lounges)

Updated October 2026

• Earn 3.75 RAKrewards per AED on international and Special category spend (restaurants, fitness, beauty, electronics, fashion, online), 1.25 on domestic
• Unlimited complimentary airport lounge access via Mastercard Travel Pass (550+ lounges) plus 2 complimentary airport rides a year in the UAE

Updated October 2026

• Earn 6.25 RAKrewards per AED on restaurants, fitness, electronics, fashion and online; 5 on international spend; 2.5 on domestic spend
• Unlimited complimentary airport lounge access at 550+ lounges via Mastercard Travel Pass

Updated October 2026

• Earn 6.25 RAKrewards per AED on international and Special category spend (restaurants, fitness, electronics, fashion, online), 3.75 on domestic
• Unlimited complimentary airport lounge access (550+ lounges) via Mastercard Travel Pass

Updated October 2026

• Earn 5 RAKrewards per AED 1 on international spend, 3 on domestic spend
• Unlimited complimentary airport lounge access worldwide via Mastercard Travel Pass, plus 2 complimentary Careem airport rides a year (capped at USD 30 each)

Updated October 2026

• Earn 2 SIB Smiles per AED 2 on international spend, 1 per AED 2 in the UAE
• Reduced earn of 0.5 Smiles per AED 2 on supermarkets, fuel, utilities, transport and several other categories

Updated September 2026

• Earn 3 SIB Smiles per AED 2 on international spend, 1.5 on UAE purchases
• Up to 8 airport lounge visits or dining offers a year via Mastercard Travel Pass (1,300+ lounges)

Updated September 2026

• Earn 3 SIB Smiles per AED 2 on international spend (ex-EEA), 1.5 per AED 2 locally
• Up to 14 airport lounge visits or dining offers a year across 1,300+ lounges worldwide

Updated September 2026

• Earn 4 points per USD on foreign spend, 2 points per USD on local AED spend (360 Rewards Points)
• 2 complimentary airport lounge visits a year via Visa Airport Companion, plus a guest on the same flight included

Updated November 2026