TravelIslamic
Abu Dhabi Islamic Bank
Marriott Bonvoy Visa Signature Covered Card
The Marriott Bonvoy Visa Signature Covered Card is a travel credit card from Abu Dhabi Islamic Bank. It has an annual fee of AED 523.95, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 523.95
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Marriott Bonvoy Points
Material
Plastic
Card highlights
- Earn up to 3 Marriott Bonvoy Points per USD at Marriott, 2 on international spend, 1.5 on local spend
- Automatic Silver Elite status, 10 Elite Night Credits yearly, Gold Elite pathway at USD 15,000 spend
- 35,000 bonus Points on card anniversary plus unlimited lounge access at 1,000+ lounges worldwide
- 2 airport transfers a year, valet parking twice a month, Points transferable to 40+ airline partners
Earn rates
| Category | Rate |
|---|---|
| Travel | 3.75% |
| International spend | 2.5% |
| Retail | 1.87% |
| Dining & food | 1.87% |
| Online shopping | 1.87% |
| Supermarket | 0.31% |
| Fuel | 0.31% |
| Utilities | 0.31% |
| Education | 0.31% |
| Transport | 0.31% |
| Real estate | 0.31% |
Spend in the European Economic Area and the UK earns less on this card: about 1.25% back, against 2.5% on other international spend.
Current welcome offer
Earn 50,000 bonus Marriott Bonvoy Points
- Awarded once only, not available to supplementary cardholders
- Account must remain open and in good standing when points are paid
- Points appear in your Marriott Bonvoy account within 8 weeks after the end of the month
- Not available to those who have previously held or downgraded from a Marriott Bonvoy ADIB Visa card
Benefits & perks
- •Automatic Marriott Bonvoy Silver Elite status upon card membership
- •35,000 Marriott Bonvoy Points on card anniversary (when renewal fee is paid)
- •10 Elite Night Credits each calendar year
- •Pathway to Marriott Bonvoy Gold Elite status with US$15,000 annual card spend
- •Unlimited airport lounge access at over 1,000 lounges worldwide
- •Airport transfers from anywhere in the UAE: twice a year
- •Valet parking via Valtrans at key UAE locations: twice a month
- •Marriott Bonvoy Points convertible to miles with over 40 airline partners
- •Shari'a compliant covered card
About this card
- •Silver Elite status perks (with 20 nights' stay): 10% points bonus, priority late checkout, and complimentary Wi-Fi: about AED 300
- •35,000 Marriott Bonvoy points on renewal: about AED 1,606
- •2 airport transfers: about AED 150
Every card is checked against official bank sources. Last updated September 2026.
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