Abu Dhabi Islamic Bank
Emirates Skywards Infinite
The Emirates Skywards Infinite is a travel credit card from Abu Dhabi Islamic Bank. It has an annual fee of AED 4,725, and needs a minimum salary of AED 25,000 a month.
Annual fee
AED 4,725
Joining fee
Free
Min. salary
AED 25,000/mo
Rewards in
Skywards Miles
Material
Plastic
Card highlights
- Earn 3 Skywards Miles per AED 3.68 on Emirates/flydubai, 2 on foreign spend, 1.5 local
- Complimentary Skywards Silver (Business lounge access); fast-track to Gold with USD 5,000 Emirates spend
- Unlimited lounge access for 2 (Visa Airport Companion) plus 4 airport transfers a year
- 4 valet parkings/month, complimentary golf, 4 home check-ins and USD 500K travel insurance
Earn rates
| Category | Rate |
|---|---|
| Travel | 9.21% |
| International spend | 6.14% |
| Retail | 4.6% |
| Dining & food | 4.6% |
| Online shopping | 4.6% |
| Supermarket | 0.77% |
| Fuel | 0.77% |
| Utilities | 0.77% |
| Education | 0.77% |
| Transport | 0.77% |
| Real estate | 0.77% |
Spend in European Economic Area countries earns a reduced 0.8 Skywards Miles per AED 3.68, against 2 Miles on other foreign currency spend. In Perkly's terms that is about 2.46% back, not the international rate shown above.
Current welcome offer
Earn up to 150,000 bonus Skywards Miles (H2 2026 campaign)
- 50,000 miles on your first spend
- 50,000 miles for spending a minimum of AED 120,000 on retail purchases
- 50,000 miles for spending a minimum of AED 55,000 equivalent in foreign currency on retail purchases
- All three spend milestones must be reached within the first 3 months of card issuance
- 5,000 bonus Tier Miles for new cardholders, plus 1 Tier Mile per 4 Skywards Miles earned (capped at 15,000 Tier Miles per member)
- New primary cards issued between 11 June and 31 August 2026
Expected offer expiry: August 2026
Benefits & perks
- •Complimentary Emirates Business Class Lounge access when flying Emirates (unlimited, regardless of cabin class)
- •Unlimited airport lounge access plus one guest via Visa Airport Companion
- •Complimentary Emirates Skywards Silver status
- •Fast track to Skywards Gold status by spending USD 5,000 on Emirates or flydubai within 12 months
- •4 complimentary airport transfers per year in the UAE
- •4 complimentary home check-in services per year in Dubai
- •4 complimentary valet parking sessions per month
- •Complimentary golf at The Els Club, Arabian Ranches or Abu Dhabi Golf Club
- •Travel medical insurance up to USD 500,000
- •24/7 concierge service
About this card
- •Skywards Gold perks when you fly 3+ times a year
- •16kg extra baggage: about AED 3,840
- •Worldwide lounge access: about AED 2,862
- •75% bonus Skywards miles: about AED 699
- •Complimentary seat selection: about AED 720
- •Priority boarding, priority luggage and premium Gold experience: about AED 2,000
Every card is checked against official bank sources. Last updated July 2026.
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