Abu Dhabi Islamic Bank
Etihad Guest Visa Gold
The Etihad Guest Visa Gold is a travel credit card from Abu Dhabi Islamic Bank. It has an annual fee of AED 1,050, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 1,050
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Etihad Guest Miles
Material
Plastic
Card highlights
- Earn 1.5 Etihad Guest Miles per AED 4 on international spend, 1 on local
- Fast-track to Etihad Guest Silver after 4 return flights within 12 months
- 2 complimentary LoungeKey visits per year across 850+ lounges worldwide
- Free companion ticket voucher on reaching AED 150,000 annual spend
Earn rates
| Category | Rate |
|---|---|
| International spend | 4.41% |
| Travel | 2.94% |
| Retail | 2.94% |
| Dining & food | 2.94% |
| Online shopping | 2.94% |
| Supermarket | 1.47% |
| Fuel | 1.47% |
| Utilities | 1.47% |
| Education | 1.47% |
| Transport | 1.47% |
| Real estate | 1.47% |
Current welcome offer
Earn 35,000 bonus Etihad Guest Miles as a welcome bonus
Benefits & perks
- •Fast track to Etihad Guest Silver Tier on completing 4 Etihad return flights within 12 months of card issuance
- •Free companion ticket voucher with AED 150,000 annual spend
- •2 complimentary airport lounge visits per year via LoungeKey (850+ lounges)
- •Free roadside assistance including unlimited city towing and inter-emirate towing 3 times per year
- •4 free supplementary cards
- •Easy payment plan (EPP) and balance transfer facilities
Every card is checked against official bank sources. Last updated July 2026.
Spotted something out of date or incorrect? Tell us and we’ll fix it.
See all travel credit cards in the UAE →
More from Abu Dhabi Islamic Bank
Cashback Visa Covered Card
- Earn 4% cashback on groceries, fuel, dining, education and utilities
- Cashback capped per category (AED 100-300/month), up to AED 1,000 total
Updated July 2026
ADIB SHARE Visa Infinite
- Earn 6% back at MAF destinations (Carrefour, City Centre malls, dining) and 2% on all other local and international spend
- Unlimited airport lounge access for cardholder + 1 guest across 1,000+ lounges worldwide
Updated July 2026
Perkly is independent and not affiliated with, endorsed by, or sponsored by any bank. All bank and product names and trademarks belong to their respective owners and are used for identification only.