TravelIslamic
Abu Dhabi Islamic Bank
Etihad Guest Visa Gold
The Etihad Guest Visa Gold is a travel credit card from Abu Dhabi Islamic Bank. It has an annual fee of AED 1,050, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 1,050
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Etihad Guest Miles
Material
Plastic
Card highlights
- Earn 1.5 Etihad Guest Miles per AED 4 on international spend, 1 Mile on local spend
- 2 complimentary airport lounge visits a year via Visa Airport Companion
- Fast-track to Etihad Guest Silver: complete 4 Etihad return flights within 12 months
- Free Companion Ticket voucher on AED 150,000 annual spend
Earn rates
| Category | Rate |
|---|---|
| International spend | 4.41% |
| Travel | 2.94% |
| Retail | 2.94% |
| Dining & food | 2.94% |
| Online shopping | 2.94% |
| Supermarket | 1.47% |
| Fuel | 1.47% |
| Utilities | 1.47% |
| Education | 1.47% |
| Transport | 1.47% |
| Real estate | 1.47% |
Spend in the European Economic Area and the UK earns less on this card: about 1.76% back, against 4.41% on other international spend.
Current welcome offer
Earn up to 100,000 Etihad Guest Miles as a welcome bonus
- 35,000 miles on your first retail transaction
- 15,000 miles on card activation and that same first retail transaction
- 50,000 miles when you spend AED 15,000 on retail or online purchases within 60 days of issuance
- Cash transactions, balance transfers, easy instalment plans and cash on call do not count towards the qualifying spend
- Offer open to applications made between 1 July and 31 December 2026, card issued by 15 January 2027; those who closed an ADIB Etihad Guest card on or after 1 July 2025 are not eligible for the 15,000 or 50,000 miles
Expected offer expiry: December 2026
Benefits & perks
- •Fast-track to Etihad Guest Silver tier on completing 4 Etihad return flights within 12 months of card issuance
- •Free companion ticket voucher with AED 150,000 annual spend
- •2 complimentary airport lounge visits per year via Visa Airport Companion app
- •Free roadside assistance: unlimited city towing and inter-emirate towing up to 3 times per year
- •4 free supplementary cards
- •Instalment payment plan (EPP) and balance transfer facility
Every card is checked against official bank sources. Last updated September 2026.
Spotted something out of date or incorrect? Tell us and we’ll fix it.
See all travel credit cards in the UAE →
More from Abu Dhabi Islamic Bank
TravelIslamicWelcome offer
ADIB Etihad Guest Visa Infinite Covered Card
- Earn up to 3.5 Etihad Guest Miles per AED 4 on Etihad and foreign spend, 2.5 on local spend
- Complimentary Etihad Guest Silver Tier, fast-track to Gold on AED 4,500 Etihad spend in 12 months
AED 3,150/yrView card
Updated September 2026