Abu Dhabi Islamic Bank
Etihad Guest Visa Infinite Covered Card
The Etihad Guest Visa Infinite Covered Card is a travel credit card from Abu Dhabi Islamic Bank. It has an annual fee of AED 3,150, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 3,150
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Etihad Guest Miles
Material
Plastic
Card highlights
- Earn 3.5 Etihad Guest Miles per AED 4 on Etihad & foreign spend, 2.5 on local
- Complimentary Silver Tier; fast-track to Gold with AED 4,500 Etihad spend in year one
- Unlimited lounge access for you and a guest (1,000+ lounges) plus 2 airport transfers
- Monthly complimentary golf for two; free companion ticket at AED 150,000 annual spend
Earn rates
| Category | Rate |
|---|---|
| Travel | 10.28% |
| International spend | 10.28% |
| Retail | 7.34% |
| Dining & food | 7.34% |
| Online shopping | 7.34% |
| Supermarket | 2.94% |
| Fuel | 2.94% |
| Utilities | 2.94% |
| Education | 2.94% |
| Transport | 2.94% |
| Real estate | 2.94% |
Current welcome offer
Earn up to 100,000 Etihad Guest Miles as a welcome bonus
- Offer available to new primary cardholders only
- 1 Tier Mile per AED 4 spent, capped at 50,000 Tier Miles per year
- Companion ticket awarded at AED 150,000 annual spend
- Upgrade voucher awarded at AED 350,000 annual spend
Benefits & perks
- •Complimentary Etihad Guest Silver Tier membership
- •Unlimited airport lounge access for cardholder and 1 guest via Visa Airport Companion (1,000+ lounges)
- •Free companion ticket voucher (any destination, any class) with AED 150,000 annual spend
- •Free class upgrade voucher with AED 350,000 annual spend
- •Fast track to Etihad Guest Gold Tier with AED 4,500 Etihad Airways spend in first 12 months
- •Travel accident and medical cover up to USD 500,000 (family included)
- •Free valet parking 4 times per month via Valtrans
- •Complimentary golf for cardholder and 1 guest once a month at Abu Dhabi Golf Club and Els Club Dubai
- •Free roadside assistance: unlimited city towing and 3 inter-emirate tows per year
- •2 free Abu Dhabi airport transfers per year
- •Free home check-in once a year (Abu Dhabi)
- •Purchase protection up to USD 2,500 per occurrence
- •Extended warranty cover for an additional 24 months
- •24-hour Visa Infinite concierge service
- •4 free supplementary cards
- •Easy payment plan (3-12 months) with 100% profit waiver
- •Balance transfer at 0% for 3 or 12 months
Every card is checked against official bank sources. Last updated July 2026.
Spotted something out of date or incorrect? Tell us and we’ll fix it.
See all travel credit cards in the UAE →
More from Abu Dhabi Islamic Bank
Cashback Visa Covered Card
- Earn 4% cashback on groceries, fuel, dining, education and utilities
- Cashback capped per category (AED 100-300/month), up to AED 1,000 total
Updated July 2026
ADIB SHARE Visa Infinite
- Earn 6% back at MAF destinations (Carrefour, City Centre malls, dining) and 2% on all other local and international spend
- Unlimited airport lounge access for cardholder + 1 guest across 1,000+ lounges worldwide
Updated July 2026
Perkly is independent and not affiliated with, endorsed by, or sponsored by any bank. All bank and product names and trademarks belong to their respective owners and are used for identification only.