Perkly Card Index · August 2026 · Etihad Guest

Best Etihad Guest credit cards in the UAE: August 2026

Five Etihad Guest cards from three banks, ordered by the interest Perkly users showed in August, with what each earns and costs.

By the Perkly research team · Published 19 September 2026 · Updated 25 September 2026 · Covers August 2026 · Card details checked 19 September 2026

Based on Perkly data for August 2026: more than 500 card searches, and the card pages, Apply clicks and applications that followed, on perkly.ae between 1 and 31 August 2026. Card fees, rates and offers on this page update live from Perkly’s card database.

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Etihad Guest cards were a quieter corner of Perkly in August than Skywards cards. No Etihad card received an application through Perkly in August, so this list is ordered by Apply clicks and card page visits added up, with a click counting three times a visit. A card that many people read about can therefore sit above one that a few people clicked. Treat it as a guide to what people looked at, not a verdict.

The cards come from three issuers, ADIB, Emirates Islamic and Emirates NBD, and they differ most on fees, tier fast tracks and how many Miles you earn on everyday spend.

Apply for the top picks

#1ADIB Etihad Guest Visa Infinite Covered CardAED 3,150 a year · salary from AED 5,000
#2Emirates Islamic Etihad Guest PremiumAED 2,625 a year · salary from AED 20,000
#3Emirates NBD Etihad Guest Visa ElevateAED 1,575 a year · salary from AED 30,000

How this list is made. The order comes from Perkly’s own data and nothing else. No bank pays to appear here, and no placement on this page can be bought. If you apply through Perkly and a bank issues your card, Perkly may earn a referral fee, which never changes the order or the figures you see.

Most visited card page in August

ADIB Etihad Guest Visa Infinite Covered Card

Travel · Islamic

Abu Dhabi Islamic Bank Etihad Guest Visa Infinite Covered Card

Annual fee

AED 3,150

Min. salary

AED 5,000

Rewards in

Etihad Guest Miles

Top rate

10.28% travel (partner only)

The top travel earn rate applies only to Etihad Airways spend. Other travel spend earns a lower standard rate. Miles can only be used with Etihad Guest.

3.5 Etihad Guest Miles per AED 4 on Etihad and foreign spend and 2.5 on local spend, complimentary Silver with a fast track to Gold after AED 4,500 of Etihad spend in year 1, lounge access for you and a guest, 2 airport transfers, monthly golf for two and a free companion ticket at AED 150,000 of annual spend. AED 3,150 a year.

Best for: Etihad flyers who spend heavily, especially abroad.

Earn up to 3.5 Etihad Guest Miles per AED 4 on Etihad and foreign spend, 2.5 on local spend
Complimentary Etihad Guest Silver Tier, fast-track to Gold on AED 4,500 Etihad spend in 12 months
Unlimited lounge access for you and a guest (1,000+ lounges) plus 2 free Abu Dhabi airport transfers a year

Current welcome offer: Earn up to 225,000 Etihad Guest Miles on new applications

Expected offer expiry: December 2026

Page visits:: #1 of all cards

Full card details →

Emirates Islamic Etihad Guest Premium

Travel · Islamic

Annual fee

AED 2,625

Min. salary

AED 20,000

Rewards in

Etihad Guest Miles

Top rate

11.2% travel (partner only)

The top travel earn rate applies only to Etihad Airways spend, including etihad.com, branches and the call centre. General travel earns a lower standard rate. Miles can only be used with Etihad Guest.

3.5 Miles per USD on Etihad, 3 on international and 2 on domestic spend, a fast track to Gold after AED 4,500 of Etihad spend in 12 months, 1 complimentary lounge visit a year, 4 Abu Dhabi airport transfers and golf at 3 UAE courses in months you spend AED 10,000. AED 2,625 a year, or AED 1,575 on Emirates Islamic's lower-fee option, which is the one its current campaign runs on: up to 200,000 Miles, 120,000 of them for AED 60,000 of spend in 3 months, for applications before 31 October 2026.

Best for: Etihad loyalists who want a strong everyday earn rate.

Earn 3.5 Etihad Guest Miles per USD on Etihad, 3 on international, 2 on domestic spend
Fast-track to Etihad Guest Gold tier by spending AED 4,500 on Etihad within 12 months
1 complimentary airport lounge visit a year (1,200+ lounges) plus 4 Abu Dhabi airport transfers

Current welcome offer: Earn up to 200,000 bonus Etihad Guest Miles

Expected offer expiry: October 2026

Apply clicks:: #1 Etihad card

Full card details →

Emirates NBD Etihad Guest Visa Elevate

Travel

Annual fee

AED 1,575

Min. salary

AED 30,000

Rewards in

Etihad Guest Miles

Top rate

11.75% travel

10 Miles per AED 10 on Etihad, hotels and dining and 6 on most other spend (1.5 on groceries and fast food, 0.6 on fuel and bills, 3 in Europe and the UK), a fast track to Gold after one return Etihad flight in 6 months, lounge access through the Visa Airport Companion app and 3 valet visits a month at Abu Dhabi malls. AED 1,575 a year plus an AED 2,625 joining fee.

Best for: Etihad flyers who also spend heavily on hotels and dining.

Earn 10 Etihad Guest Miles per AED 10 on Etihad, hotels and dining; 6 on international and domestic spend
Fast-track to Etihad Guest Gold Tier after 1 Etihad return flight within 6 months of card issuance
Complimentary airport lounge access at 1,000+ lounges via Visa Airport Companion; 4 airport transfers a year

Current welcome offer: Earn up to 200,000 Etihad Guest Miles

Full card details →

Emirates Islamic Etihad Guest Ameera Credit Card

Travel · Islamic · Women only

Annual fee

AED 733.95

Min. salary

AED 12,000

Rewards in

Etihad Guest Miles

Top rate

9.6% travel (partner only)

The top earn rate applies only to Etihad Airways spend. General and international travel earns a lower standard rate. Miles can only be used with Etihad Guest.

A card for women: 3 Miles per USD on Etihad Airways, 2 on international and 1.5 on domestic spend, a fast track to Silver, 1 free lounge visit a year, 2 Abu Dhabi airport transfers and 2 free golf rounds a month when you meet the spend threshold. AED 733.95 a year.

Best for: Women who fly Etihad and want a lower-fee card.

Earn 3 Etihad Guest Miles per USD on Etihad Airways, 2 on international spend, 1.5 on domestic
Fast-track to Etihad Guest Silver tier; 1,200+ airport lounges (1 free visit/year) plus 2 Abu Dhabi airport transfers
2 free golf rounds per month, valet parking, and Meet & Greet (with monthly spend threshold)

Current welcome offer: Earn up to 80,000 bonus Etihad Guest Miles

Expected offer expiry: October 2026

Full card details →

ADIB Etihad Guest Visa Platinum

Travel · Islamic

Abu Dhabi Islamic Bank Etihad Guest Visa Platinum

Annual fee

AED 2,100

Min. salary

AED 5,000

Rewards in

Etihad Guest Miles

Top rate

8.81% international spend

3 Miles per AED 4 on international spend and 2.2 locally, 4 LoungeKey visits a year, a fast track to Gold after 2 return Etihad flights in 12 months and a free companion ticket at AED 150,000 of annual spend. AED 2,100 a year.

Best for: People who spend a lot abroad and fly Etihad a few times a year.

Earn up to 3 Etihad Guest Miles per AED 4: 3 on international, 2.2 on local spend
Fast-track to Etihad Guest Gold after 2 Etihad return flights within 12 months of card issuance
4 complimentary airport lounge visits a year via Visa Airport Companion app

Current welcome offer: Earn up to 150,000 Etihad Guest Miles as a welcome bonus

Expected offer expiry: December 2026

Full card details →

Side by side

Live figures from Perkly’s card database. Earn rates are the value you get back per AED spent, after converting miles or points to dirhams.

Card	Annual fee	Min. salary	Top rate	Welcome offer
#1ADIB Etihad Guest Visa Infinite Covered Card	AED 3,150	AED 5,000	10.28%*	Yes
#2Emirates Islamic Etihad Guest Premium	AED 2,625	AED 20,000	11.2%*	Yes
#3Emirates NBD Etihad Guest Visa Elevate	AED 1,575	AED 30,000	11.75%	Yes
#4Emirates Islamic Etihad Guest Ameera Credit Card	AED 733.95	AED 12,000	9.6%*	Yes
#5ADIB Etihad Guest Visa Platinum	AED 2,100	AED 5,000	8.81%	Yes

* Applies only at the card’s partner merchants or airline; other spend earns less.

Skywards or Etihad Guest?

Pick the programme you will actually fly. Both airlines are well served by UAE cards, and the Miles are only valuable if you redeem them. If you are based in Abu Dhabi and fly Etihad, an Etihad card's transfers and tier fast track are designed for you. If you fly Emirates or flydubai more, see our Emirates Skywards list.

How we built this list

This list is built from what people did on Perkly between 1 and 31 August 2026, not from what banks advertise and not from payments: no bank can pay to appear here or to move up. We count four things per card, and each visit counts once, at the furthest point it reached: an application submitted through Perkly, an application started, a click on Apply now, and a visit to the card's page. Each is weighted by how far it went: an application counts 10, a started application 5, a click on Apply now 3 and a page visit 1, and the list is ordered by the total. So a card many people explored closely can sit above one with a single application, and the signal shown beside each card is its strongest one, not the whole picture.

The data covers more than 500 card searches in August. Our own testing is excluded, and visitors who opted out of analytics are not counted. At this scale a single application can move a card several places, so read the order as "what people gravitated to", not as a precise league table. We publish ranks rather than raw counts for the same reason.

Card details in the text were checked on 19 September 2026 against Perkly's card data, which was reviewed against each bank's own documents between 15 and 19 September 2026. The fees, earn rates and welcome offers shown in each card panel are live from Perkly's card database, so they stay current after this article was written. Always confirm the final terms with the bank before you apply.

Frequently asked questions

Which is the best Etihad Guest credit card in the UAE?

In August 2026 ADIB's Etihad Guest Visa Infinite had the most visited card page on Perkly, and Emirates Islamic's Etihad Guest Premium drew the most Apply clicks among Etihad cards. The right card depends on how often you fly Etihad and how much you spend.

Which banks issue Etihad Guest credit cards in the UAE?

ADIB, Emirates Islamic, Emirates NBD and First Abu Dhabi Bank all issue Etihad Guest co-brand cards. Perkly compares all of them.

How often is this list updated?

Every month. Each edition of the Perkly Card Index covers one calendar month of activity on Perkly and is published early the following month. Card details on every page update automatically from Perkly's card database.

Is one of these your best card?

Popular is not the same as right for you. Tell Perkly your salary and how you spend and it ranks every card in the UAE for you, or talk your options through with Perkly Chat.

Find your best card in 2 minutes →Ask Perkly Chat