Emirates Islamic
Etihad Guest Ameera Credit Card
The Etihad Guest Ameera Credit Card is a travel credit card from Emirates Islamic. It has an annual fee of AED 733.95, and needs a minimum salary of AED 12,000 a month.
Annual fee
AED 733.95
Joining fee
Free
Min. salary
AED 12,000/mo
Rewards in
Etihad Guest Miles
Material
Plastic
Card highlights
- Earn 3 Etihad Guest Miles per USD on Etihad Airways, 2 on international spend, 1.5 on domestic
- Fast-track to Etihad Guest Silver tier; 1,200+ airport lounges (1 free visit/year) plus 2 Abu Dhabi airport transfers
- 2 free golf rounds per month, valet parking, and Meet & Greet (with monthly spend threshold)
- 25% Miles Discount Voucher at AED 100k spend; multi-trip travel takaful included
Earn rates
| Category | Rate |
|---|---|
| Travel | 9.6% |
| International spend | 6.4% |
| Retail | 4.8% |
| Dining & food | 4.8% |
| Transport | 4.8% |
| Online shopping | 4.8% |
| Supermarket | 0.96% |
| Fuel | 0.96% |
| Utilities | 0.96% |
| Education | 0.96% |
| Real estate | 0.96% |
EEA countries and UK spend earns 1.5 Etihad Guest Miles per USD 1, the same as the domestic rate and lower than the 2 Miles per USD 1 on other international spend. In Perkly's terms that is about 4.8% back, not the international rate shown above.
Current welcome offer
Earn up to 80,000 bonus Etihad Guest Miles
- 30,000 Miles when you pay the AED 699 + VAT annual membership fee
- 50,000 Miles when you spend at least AED 30,000 on retail purchases within the first 3 months
- These Miles include the standard 20,000 Miles welcome bonus, not in addition to it
- Apply before 31 October 2026, card issued before 5 November 2026 and activated within 30 days
- New applicants only, minimum salary AED 12,000, not valid with other promotions
Expected offer expiry: October 2026
Benefits & perks
- •Fast-track to Etihad Guest Silver tier for the first year (requires AED 2,000 spend on Etihad within 12 months)
- •Airport lounge access to 1,200+ lounges via Visa Airport Companion app: 1 complimentary visit per calendar year
- •2 complimentary Abu Dhabi airport transfers per calendar year (requires an Etihad Airways transaction within the last 6 months)
- •2 complimentary Airport Meet & Greet services per calendar year at Abu Dhabi or Dubai airport (with AED 3,000 monthly spend)
- •2 complimentary golf rounds per month (with AED 5,000 monthly retail spend)
- •25% Miles Discount Voucher at AED 100,000 anniversary spend, or 10% voucher at AED 50,000 to under AED 100,000
- •2 complimentary inflight Wi-Fi vouchers per year (1 per Etihad Airways transaction of AED 500+)
- •1 complimentary valet parking service per month (with AED 3,000 monthly retail spend)
- •50% cinema cashback: up to AED 75/month (with AED 3,000 monthly spend)
- •Multi-trip travel insurance (takaful) for trips of up to 90 days
- •Purchase protection
- •Global concierge service
- •0% Easy Payment Plan on etihad.com purchases over 3 or 6 months (2% processing fee)
- •Earn up to 25,000 Etihad Guest Tier Miles per membership year
Every card is checked against official bank sources. Last updated September 2026.
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