Emirates Islamic
Etihad Guest Platinum
The Etihad Guest Platinum is a travel credit card from Emirates Islamic. It has an annual fee of AED 208.95, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 208.95
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Etihad Guest Miles
Material
Plastic
Card highlights
- Earn 2 Etihad Guest Miles per USD on online and mobile wallet, 1.5 on international spend, 1 on local
- 10% miles redemption discount voucher on reaching AED 50,000 annual spend (any destination, any class)
- 2 complimentary Etihad in-flight Wi-Fi vouchers per year with eligible Etihad purchases
- Visa Luxury Hotel Collection perks plus multi-trip travel insurance covering trips up to 90 days
Earn rates
| Category | Rate |
|---|---|
| Travel | 6.4% |
| Online shopping | 6.4% |
| International spend | 4.8% |
| Retail | 3.2% |
| Dining & food | 3.2% |
| Transport | 3.2% |
| Supermarket | 0.96% |
| Fuel | 0.96% |
| Utilities | 0.96% |
| Education | 0.96% |
| Real estate | 0.96% |
Current welcome offer
Earn 15,000 bonus Etihad Guest Miles (until 31 July 2026)
- 5,000 miles when you pay the annual membership fee (AED 199)
- 10,000 miles for spending AED 12,000 within the first 3 months
- After 31 July 2026, standing offer: 5,000 miles on annual membership fee payment
Expected offer expiry: July 2026
Benefits & perks
- •10% Etihad Guest Miles redemption discount voucher on reaching AED 50,000 annual spend (up to 2 passengers, any destination, any class)
- •Visa Luxury Hotel Collection: best rate guarantee, room upgrade, complimentary breakfast and late check-out at 900+ properties
- •Multi-trip travel insurance: accident and inconvenience cover for trips up to 90 days
- •50% cashback on cinema tickets any day of the week (capped at AED 50/month, min AED 3,000 monthly spend)
- •2 complimentary Etihad in-flight Wi-Fi vouchers per membership year (1 per Etihad transaction of AED 500+)
- •Purchase protection: covers theft or damage on eligible purchases
- •Extended warranty: doubles the original manufacturer's warranty by up to one year
- •0% Easy Payment Plan on etihad.com purchases for 3 or 6 months (2% processing fee applies)
- •Balance transfer at 0% profit for 6 months
- •Cash advance at 780,000+ ATMs worldwide via Visa
- •Visa Global Customer Assistance: 24/7 support for lost or stolen cards worldwide
About this card
- •Cinema cashback over 12 months: AED 600
- •Two in-flight Wi-Fi vouchers: AED 150
- •Visa Luxury Hotel Collection benefit: AED 200
- •Travel insurance: AED 200
- •No lounge access, golf, valet, airport transfers, or tier status fast-track
Every card is checked against official bank sources. Last updated July 2026.
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