Emirates Islamic
Etihad Guest Platinum
The Etihad Guest Platinum is a travel credit card from Emirates Islamic. It has an annual fee of AED 208.95, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 208.95
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Etihad Guest Miles
Material
Plastic
Card highlights
- Earn 2 Etihad Guest Miles per USD on Etihad Airways and online/mobile wallet, 1.5 on international spend
- 10% miles redemption discount voucher on reaching AED 50,000 annual spend (up to 2 passengers, 6-month validity)
- 50% cashback on cinema tickets (capped at AED 50/month); 2 complimentary Etihad in-flight Wi-Fi vouchers per year
- Visa Luxury Hotel Collection: best rate, room upgrade, complimentary breakfast and late check-out at 900+ properties
Earn rates
| Category | Rate |
|---|---|
| Travel | 6.4% |
| Online shopping | 6.4% |
| International spend | 4.8% |
| Retail | 3.2% |
| Dining & food | 3.2% |
| Transport | 3.2% |
| Supermarket | 0.96% |
| Fuel | 0.96% |
| Utilities | 0.96% |
| Education | 0.96% |
| Real estate | 0.96% |
EEA countries and UK spend earns 1 Etihad Guest Mile per USD 1, the same as the domestic rate and lower than the 1.5 Miles per USD 1 on other international spend. In Perkly's terms that is about 3.2% back, not the international rate shown above.
Current welcome offer
Earn up to 30,000 bonus Etihad Guest Miles
- 10,000 miles when you pay the AED 199 + VAT annual membership fee
- 20,000 miles when you spend at least AED 12,000 on retail purchases within the first 3 months
- Note: these miles include the standard 5,000 miles welcome bonus, not in addition to it
- New cardholders only, apply before 31 October 2026, card issued before 5 November 2026 and activated within 30 days
Expected offer expiry: October 2026
Benefits & perks
- •50% cashback on cinema tickets any day of the week, capped at AED 50/month (min AED 3,000 monthly spend)
- •Visa Luxury Hotel Collection: best rate guarantee, room upgrade, complimentary breakfast and late check-out at 900+ properties
- •Multi-trip travel insurance: accident and inconvenience cover for trips up to 90 days
- •2 complimentary Etihad in-flight Wi-Fi vouchers per membership year (1 per Etihad transaction of AED 500+)
- •10% Etihad Guest Miles redemption discount voucher on reaching AED 50,000 annual spend (max 1/year, valid 6 months)
- •Purchase protection against theft or damage on eligible purchases
- •Extended warranty: doubles the original manufacturer's warranty by up to one year
- •Annual fee waived: first year with AED 3,000 spend in 90 days; thereafter with AED 10,000 annual spend
- •0% Easy Payment Plan on etihad.com purchases (3 or 6 months); 2% processing fee applies
- •Balance transfer from other banks with no profit charged; processing fee up to 3.49%
- •Visa Global Customer Assistance: 24/7 support for lost or stolen cards worldwide
About this card
- •Cinema cashback, up to AED 50/month for 12 months (needs AED 3,000 of card spend a month): AED 600
- •Wi-Fi vouchers (x2): AED 150
- •Visa Luxury Hotel Collection: AED 200
- •Travel insurance: AED 200
- •Lifestyle benefits total: AED 1,150
Every card is checked against official bank sources. Last updated September 2026.
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