Emirates Islamic
Etihad Guest Premium
The Etihad Guest Premium is a travel credit card from Emirates Islamic. It has an annual fee of AED 2,625, and needs a minimum salary of AED 20,000 a month.
Annual fee
AED 2,625
Joining fee
Free
Min. salary
AED 20,000/mo
Rewards in
Etihad Guest Miles
Material
Plastic
Card highlights
- Earn 3.5 Etihad Guest Miles per USD on Etihad, 3 abroad, 2 on local spend
- Fast-track to Etihad Guest Gold; unlimited lounges (1,200+) plus 4 Abu Dhabi airport transfers
- Unlimited complimentary golf plus 2x monthly valet parking (spend thresholds apply)
- USD 500K multi-trip travel insurance and up to 2 x 60%-off miles redemption vouchers yearly
Earn rates
| Category | Rate |
|---|---|
| Travel | 11.2% |
| International spend | 9.6% |
| Retail | 6.4% |
| Dining & food | 6.4% |
| Transport | 6.4% |
| Online shopping | 6.4% |
| Supermarket | 1% |
| Fuel | 1% |
| Utilities | 1% |
| Education | 1% |
| Real estate | 1% |
Current offer
Up to 55,000 Etihad Guest Miles welcome bonus upon payment of Annual Membership Fee (AED 2,500 tier). 25,000 miles available at AED 1,500 tier.
Lifestyle benefits: Lounge access (12 visits est.): AED 1,410 (12 × USD 32 × 3.6725) Airport transfers (4x to AUH): AED 600 (4 × AED 150) Golf (4 rounds/month × 12): AED 7,200 (48 × AED 150 conservative; card is unlimited) Valet (2x/month × 12): AED 1,440 (24 × AED 60) Cinema cashback (12 months): AED 1,200 (12 × AED 100 max) Meet & Greet (2x/year): AED 400 (2 × AED 200 Marhaba Silver) Wi-Fi vouchers (4x): AED 300 (4 × AED 75) Travel insurance: AED 300 Purchase protection: AED 150 Visa Luxury Hotel Collection: AED 200 LIFESTYLE SUBTOTAL: AED 13,200 Etihad Gold tier benefits (flying 3 times a year = 6 segments): 20kg extra baggage: AED 4,800 (6 segments × 20kg × AED 40/kg) Etihad Lounge AUH incremental upgrade: AED 450 (card already grants Visa lounge; Gold adds Etihad Lounge AUH — AED 75 × 6 segments) 50% bonus flight miles: AED 881 (15,000 base flight miles × 50% bonus = 7,500 miles × AED 0.1175) Complimentary seat selection: AED 720 (6 segments × AED 120/segment) Priority services & soft perks: AED 2,000 (priority check-in, boarding, baggage delivery, upgrade list priority) GOLD TIER SUBTOTAL: AED 8,851 TOTAL: AED 22,051
See all travel credit cards in the UAE →
More from Emirates Islamic
Barca Cashback Card
- Earn 4% cashback on supermarkets, dining, fuel and sports — local and abroad
- FC Barcelona perks: match tickets, signed jerseys, legend meet-and-greets and training access
Cashback Credit Card
- Earn 5% cashback on telecom and electronics, 1% on most other spend
- Buy 1 Get 1 movie tickets monthly at Reel Cinemas (AED 3,000 spend required)
Cashback Plus Card (10,000-17,499)
- Earn 5% cashback on supermarkets, dining, education & telecom (up to AED 200/category/month)
- Unlimited access to 1,000+ airport lounges worldwide via Visa Airport Companion