Travel
EmiratesNBD
Etihad Guest Visa Elevate
The Etihad Guest Visa Elevate is a travel credit card from EmiratesNBD. It has an annual fee of AED 1,575, and needs a minimum salary of AED 30,000 a month.
Annual fee
AED 1,575
Joining fee
AED 2,625
Min. salary
AED 30,000/mo
Rewards in
Etihad Guest Miles
Material
Plastic
Card highlights
- Earn 10 Etihad Guest Miles per AED 10 on Etihad, hotels and dining; 6 on international and domestic spend
- Fast-track to Etihad Guest Gold Tier after 1 Etihad return flight within 6 months of card issuance
- Complimentary airport lounge access at 1,000+ lounges via Visa Airport Companion; 4 airport transfers a year
- 2 complimentary golf rounds a month at top UAE courses; USD 1M travel insurance
Earn rates
| Category | Rate |
|---|---|
| Travel | 11.75% |
| Dining & food | 11.75% |
| Retail | 7.05% |
| Online shopping | 7.05% |
| International spend | 7.05% |
| Supermarket | 1.76% |
| Fuel | 0.71% |
| Utilities | 0.71% |
| Education | 0.71% |
| Transport | 0.71% |
| Real estate | 0.71% |
Spend in the European Economic Area and the UK earns less on this card: about 3.52% back, against 7.05% on other international spend.
Current welcome offer
Earn up to 200,000 Etihad Guest Miles
- 40,000 miles upon payment of the joining fee
- 60,000 miles for spending a minimum AED 90,000 within 6 months of card issuance
- 100,000 miles for spending a minimum AED 120,000 within 6 months of card issuance
- Limited-time offer: 10% cashback on Etihad Airways spends, capped at AED 800
Benefits & perks
- •Fast track to Etihad Guest Gold Tier after 1 return Etihad flight within 6 months of card issuance (principal cardholder)
- •50% Etihad Guest Miles redemption discount voucher at AED 150,000 spend (up to 2 vouchers per year)
- •Complimentary airport lounge access at 1,000+ lounges worldwide via Visa Airport Companion app
- •Multi-trip travel insurance including emergency medical cover up to USD 1,000,000
- •Complimentary golf 2 times a month at top UAE courses (AED 30 processing fee per booking)
- •Up to 4 complimentary valet parking visits a month in Abu Dhabi (with AED 5,000 monthly spend)
- •Up to 4 complimentary airport transfers a year within Dubai and Abu Dhabi
- •Visa Infinite Concierge: 24/7 assistance for flights, hotels and restaurant reservations worldwide
- •Purchase protection covering theft or accidental damage on eligible purchases
- •Avis car rental discount of up to 35% off standard rates
- •Buy one get one free movie tickets at Cine Royal and Reel Cinema (minimum spend applies)
- •Visa Luxury Hotel Collection access at 900+ properties (with AED 5,000 monthly spend)
- •Bicester Village shopping discounts
- •The Entertainer offers
- •Up to 12 local courier deliveries a year within the UAE
- •Complimentary car servicing and car registration assistance once a year each
About this card
- •Etihad Gold tier perks when you fly 3+ times a year
- •Lounge access (2 visits assumed): about AED 235
- •Cinema buy 1 get 1 (needs AED 5,000 of card spend a month): about AED 612
- •Purchase protection: about AED 150
- •Lifestyle benefits total: about AED 997
- •15kg extra baggage allowance: about AED 3,600
- •Etihad Lounge Abu Dhabi access: about AED 450
- •50% bonus flight miles: about AED 881
- •Complimentary seat selection: about AED 720
- •Gold soft perks (priority check-in, boarding, upgrade list and recognition): about AED 2,000
- •Etihad Gold tier total: about AED 7,651
- •Overall total estimated value: about AED 8,648
Every card is checked against official bank sources. Last updated September 2026.
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TravelWelcome offer
Emirates NBD Etihad Guest Visa Inspire
- Earn 7 Etihad Guest Miles per AED 10 on Etihad, hotels and dining; 4 on international and domestic spend
- Fast-track to Etihad Guest Silver after 1 Etihad return flight within 6 months of card issuance
AED 735/yrView card
Updated September 2026