EmiratesNBD
Etihad Guest Visa Elevate
The Etihad Guest Visa Elevate is a travel credit card from EmiratesNBD. It has an annual fee of AED 1,575, and needs a minimum salary of AED 30,000 a month.

Annual fee
AED 1,575
Joining fee
AED 2,625
Min. salary
AED 30,000/mo
Rewards in
Etihad Guest Miles
Material
Plastic
Card highlights
- Earn 10 Etihad Guest Miles per AED 10 on Etihad, hotels & dining; 6 on all other spend
- Fast-track to Etihad Guest Gold tier after 1 return Etihad flight within 6 months
- Unlimited lounge access (1,000+ lounges) for cardholder + 1 guest, plus 4 airport transfers/year
- BOGO cinema, complimentary golf & valet parking (all with AED 5,000 monthly spend)
Earn rates
| Category | Rate |
|---|---|
| Travel | 11.75% |
| Dining & food | 11.75% |
| Retail | 7.05% |
| Online shopping | 7.05% |
| International spend | 7.05% |
| Supermarket | 1.76% |
| Fuel | 0.71% |
| Utilities | 0.71% |
| Education | 0.71% |
| Transport | 0.71% |
| Real estate | 0.71% |
Current welcome offer
Earn up to 200,000 Etihad Guest Miles as a welcome bonus
- 60,000 miles for spending AED 90,000 within the first 6 months
- 160,000 miles for spending AED 120,000 within the first 6 months
- Limited-time: 10% cashback on Etihad Airways spend, capped at AED 800 cumulative
Benefits & perks
- •Fast-track to Etihad Guest Gold Tier after 1 return Etihad flight within 6 months of card issuance (valid 1 year)
- •Unlimited complimentary lounge access for cardholder plus 1 guest at 1,000+ lounges via Visa Airport Companion / LoungeKey
- •Visa Luxury Hotel Collection: best rate guarantee, room upgrade, complimentary breakfast and late checkout at 900+ properties
- •Multi-trip travel insurance (personal accident, medical and travel inconvenience cover) via Visa Infinite
- •4 complimentary airport transfers per year to/from Zayed International Airport (Abu Dhabi)
- •50% off Careem airport transfers: up to AED 100/year
- •50% Etihad Guest Miles redemption discount voucher per AED 150,000 annual spend (max 2 vouchers/year)
- •Buy 1 get 1 free movie tickets at VOX Cinemas: up to 3/month (min AED 5,000 monthly spend)
- •Complimentary golf at select UAE courses (AED 30 processing fee; min AED 5,000 monthly spend)
- •3 complimentary valet parking sessions per month (1 hour each) at selected Abu Dhabi malls (min AED 5,000 monthly spend)
- •Visa Infinite Concierge: 24/7 personal assistance for flights, hotels and restaurant reservations worldwide
- •Avis car rental: up to 35% off standard rates
- •Purchase protection against theft or accidental damage on eligible purchases via Visa Infinite
- •Credit Shield Pro (optional): death cover AED 300,000, hospitalisation AED 100/day, job-loss protection up to 12 months
- •Bicester Village shopping discounts
- •The Entertainer offers
- •Cash advances at 780,000+ ATMs worldwide via Visa
About this card
- •Lifestyle perks included with the card
- •Lounge access for cardholder (12 visits): AED 1,410
- •Lounge access for a guest (6 visits): AED 705
- •Airport transfers to Abu Dhabi (4 trips): AED 600
- •Cinema buy-one-get-one (up to 3x/month): AED 612
- •Travel insurance: AED 400
- •Purchase protection: AED 150
- •Visa Luxury Hotel Collection benefit: AED 200
- •Etihad Gold tier perks when you fly 3+ times a year (6 segments)
- •16kg extra baggage allowance: about AED 3,840
- •Etihad Lounge Abu Dhabi access (6 visits): AED 450
- •50% bonus flight miles: about AED 881
- •Complimentary seat selection (6 segments): AED 720
- •Gold soft perks (priority check-in, boarding, upgrade list, recognition): AED 2,000
- •Estimated total annual value: AED 11,968
Every card is checked against official bank sources. Last updated June 2026.
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