EmiratesNBD
Marriott Bonvoy World Elite Mastercard
The Marriott Bonvoy World Elite Mastercard is a travel credit card from EmiratesNBD. It has an annual fee of AED 1,575, and needs a minimum salary of AED 25,000 a month.
Annual fee
AED 1,575
Joining fee
AED 1,575
Min. salary
AED 25,000/mo
Rewards in
Marriott Bonvoy Points
Card highlights
- Earn 6 Marriott Bonvoy Points per USD 1 at Marriott properties, 3 on retail spend
- Gold Elite status on approval, fast-track to Platinum Elite; annual Free Night Award (50,000 points) and 15 Elite Night Credits
- 14 lounge visits or airport dining offers per year via Mastercard Travel Pass, including 2 complimentary visits before any foreign spend
- 2 complimentary golf rounds a month at 6 UAE courses; up to 4 valet visits a month in Abu Dhabi; USD 500,000 travel medical insurance
Earn rates
| Category | Rate |
|---|---|
| Travel | 7.5% |
| Retail | 3.75% |
| Dining & food | 3.75% |
| Online shopping | 3.75% |
| International spend | 3.75% |
| Supermarket | 0.94% |
| Fuel | 0.37% |
| Utilities | 0.37% |
| Education | 0.37% |
| Transport | 0.37% |
| Real estate | 0.37% |
Spend originating in European Union countries and the UK earns a reduced 1.5 Marriott Bonvoy Points per US$1, against 3 Points on other international spend. In Perkly's terms that is about 1.87% back, not the international rate shown above.
Current welcome offer
Earn up to 200,000 Marriott Bonvoy bonus points, limited-time offer
- 100,000 points on card approval and payment of the joining fee
- 100,000 points when you spend US$15,000 within the first 3 billing cycles
- For cards issued between 15 September and 30 November 2026, cannot be combined with the standard welcome offer
Expected offer expiry: November 2026
Benefits & perks
- •Automatic Marriott Bonvoy Gold Elite status (25% bonus points on stays, room upgrades, 2 PM late checkout)
- •Fast track to Platinum Elite status with US$100,000 card spend in an anniversary year
- •Annual Free Night Award (up to 50,000 points) upon card renewal
- •15 Elite Night Credits added to your Marriott Bonvoy account each year
- •Complimentary airport lounge access worldwide via Mastercard Travel Pass (registration on Mastercard Travel App required from 1 May 2025)
- •14 lounge visits or airport dining offers per calendar year (cardholder plus one guest); 2 visits usable before any foreign spend, remaining visits unlocked by an international transaction of at least USD 1 in the prior 3 months
- •Complimentary golf: 2 rounds per month at 6 UAE courses (Arabian Ranches, Jebel Ali, The Track Meydan and more); AED 30 processing fee per booking applies
- •Buy 1 Get 1 cinema tickets: up to 3/month at VOX Cinemas, up to 2/month at Reel Cinemas, and up to 3 free tickets/month at Cine Royal Cinemas
- •Up to 4 complimentary Careem airport rides per year (cap of USD 23 per ride)
- •Up to 4 complimentary valet parking services per month at selected Abu Dhabi locations
- •Concierge desk: up to 4 airport drops per year within Dubai and Abu Dhabi city limits
- •Concierge desk: up to 12 local courier deliveries per year within the UAE
- •Concierge desk: car servicing and car registration arranged once a year each
- •Complimentary roadside assistance (recovery, towing, fuel delivery and battery boost) 3 times per calendar year
- •Travel medical insurance: emergency medical expenses up to USD 500,000
- •Travel inconvenience insurance including trip cancellation cover up to USD 7,500
About this card
- •Gold Elite benefits across 20 nights' stay: AED 1,354
- •Gold Elite perks include 25% points bonus, late checkout, upgrades, and welcome gift
- •Free Night Award: AED 2,294
- •Total estimated value: AED 3,648
Every card is checked against official bank sources. Last updated November 2026.
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Questions people ask
What does the EmiratesNBD Marriott Bonvoy World Elite Mastercard earn?
An Emirates NBD Mastercard earning Marriott Bonvoy Points: 6 per USD 1 at Marriott properties and 3 on most other retail spending in the UAE and abroad outside the European Union and the UK, with automatic Gold Elite status, a 50,000-point Free Night Award on each renewal, and an AED 1,575 joining fee in the first year and an AED 1,575 annual fee from the second.
What does the EmiratesNBD Marriott Bonvoy World Elite Mastercard cost?
Joining fee AED 1,575 in the first year, then an annual fee of AED 1,575 from the second year; both include VAT. Members of the optional Express Points Programme pay AED 300 a month and are not charged the annual fee.
What does spending abroad cost on the EmiratesNBD Marriott Bonvoy World Elite Mastercard?
Spending abroad costs at least 3.14% all in: Emirates NBD's 1.99% on non-AED transactions plus about 1.15% charged by Mastercard, both published by Emirates NBD, plus any mark-up the merchant's acquirer charges, which Emirates NBD does not quantify. Spending in European Union countries and the UK earns 1.5 Marriott Bonvoy Points per USD 1 rather than 3.
What should I watch out for with the EmiratesNBD Marriott Bonvoy World Elite Mastercard?
Supermarkets and quick service restaurants earn only 0.75 Points per USD 1 (a quick service restaurant transaction above USD 25 earns 3), and fuel, bills, government payments and education 0.30, against 3 on most retail spending. Golf, cinema, roadside assistance, concierge, valet, Careem airport rides and travel insurance each need at least AED 5,000 of card spending in the month you use them.
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