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EmiratesNBD

Etihad Guest Visa Inspire

The Etihad Guest Visa Inspire is a travel credit card from EmiratesNBD. It has an annual fee of AED 735, and needs a minimum salary of AED 12,000 a month.

EmiratesNBD Etihad Guest Visa Inspire

Annual fee

AED 735

Joining fee

AED 1,575

Min. salary

AED 12,000/mo

Rewards in

Etihad Guest Miles

Material

Plastic

Card highlights

  • Earn 7 Etihad Guest Miles per AED 10 on Etihad, hotels and dining; 4 on international and domestic spend
  • Fast-track to Etihad Guest Silver after 1 Etihad return flight within 6 months of card issuance
  • Complimentary airport lounge access at 1,000+ lounges via Visa Airport Companion App
  • 2 free golf rounds a month at top UAE courses, 2 airport transfers a year, and USD 1M travel insurance

Earn rates

CategoryRate
Travel8.23%
Dining & food8.23%
Retail4.7%
Online shopping4.7%
International spend4.7%
Supermarket1.76%
Fuel0.47%
Utilities0.47%
Education0.47%
Transport0.47%
Real estate0.47%

Spend in the European Economic Area and the UK earns less on this card: about 2.35% back, against 4.7% on other international spend.

Current welcome offer

Earn up to 60,000 Etihad Guest Miles

  • 20,000 miles upon payment of the joining fee
  • 40,000 miles for spending a minimum of AED 60,000 within 6 months of card issuance
  • 10% cashback on Etihad Airways spends, capped at AED 400 cumulative (limited-time offer)

Benefits & perks

  • •Fast track to Etihad Guest Silver Tier after 1 return Etihad Airways flight within 6 months of card issuance
  • •Complimentary airport lounge access at 1,000+ lounges worldwide via Visa Airport Companion App
  • •Visa multi-trip travel insurance including emergency medical cover up to USD 1,000,000 (min AED 5,000 monthly spend)
  • •25% Etihad Guest Miles redemption discount voucher on reaching AED 100,000 spend: up to 2 vouchers per year
  • •Complimentary golf twice a month at top UAE courses (AED 30 processing fee per booking; AED 249 no-show fee)
  • •4 complimentary valet parking sessions per month at selected Abu Dhabi locations (min spend required)
  • •Buy 1 get 1 free movie tickets at Cine Royale Cinemas and Reel Cinema (min spend applies)
  • •Visa Luxury Hotel Collection: best rate guarantee, room upgrade, complimentary breakfast and late checkout at 900+ properties
  • •Up to 2 complimentary airport transfers per year within Dubai and Abu Dhabi, including inter-emirate transfers
  • •Up to 6 complimentary local courier deliveries per year within the UAE
  • •Complimentary car servicing and car registration assistance once a year each
  • •Avis car rental: up to 35% off standard rates
  • •Purchase protection against theft or accidental damage on eligible purchases
  • •Visa Signature Concierge: 24/7 assistance for flights, hotels and restaurants
  • •Bicester Village shopping discounts

About this card

  • •Lifestyle perks
  • •Lounge access (cardholder only, 2 visits assumed): AED 235
  • •Purchase protection: AED 150
  • •Lifestyle subtotal: AED 385
  • •Etihad Silver tier perks when you fly 3+ times a year (6 segments)
  • •10kg extra baggage: AED 2,400
  • •25% bonus flight miles: AED 441
  • •Complimentary seat selection: AED 720
  • •Silver soft perks (priority check-in and boarding): AED 1,000
  • •Etihad Silver tier subtotal: AED 4,561
  • •Overall total estimated value: AED 4,946

Every card is checked against official bank sources. Last updated September 2026.

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