EmiratesNBD credit cards

• Earn dnata Points (1 pt = AED 1): 15% at Costa Coffee and City Sightseeing, 10% at dnata Travel and Arabian Adventures, 5% on Duty Free
• Points credited instantly, never expire, redeem 1:1 in AED at dnata Travel and participating stores

Updated July 2026

• Earn 15% back at dnata Travel, Costa and Emirates Leisure Retail; 10% at MMI, Arabian Adventures and Duty Free; 1.5% on all other retail
• dnata Points worth AED 1 each, credited instantly, never expire, redeemable at dnata Travel and participating stores

Updated July 2026

• Earn 5% back in Plus Points on groceries, electronics, fuel, utilities and education (min AED 5,000/month), 0.5% on all other spend
• Plus Points redeem at 1 Point = 0.75 AED cashback or travel (up to 1 AED for education and donations); max 500 Points per statement

Updated July 2026

• Earn 1.25% in Plus Points on weekend retail spend, 1% on RTA transit
• Built-in NoL chip, pay Metro, bus & RTA parking; auto top-up when low

Updated June 2026

• Earn 2.5% in Plus Points on weekend retail, 2% on RTA/transit, 0.5% weekdays
• Built-in NoL chip: Gold Class Metro access, bus/ferry/parking, auto top-up

Updated July 2026

• Earn 20% back on noon Food, 10% on NowNow, 5% on noon/Namshi/SIVVI, 1% on all other spend
• Up to AED 2,000 noon Credits back per month (1 Credit = AED 1, redeemable on noon)

Updated July 2026

• Earn 6.25% value back at Aldar destinations, Yas Mall, theme parks, hotels & golf
• 0.75% value back on everyday spend outside Aldar (reduced on fuel, utilities & groceries)

Updated June 2026

• Earn 10% value back at Aldar destinations (malls, hotels, golf, spas); 1.5% elsewhere
• Automatic Darna Platinum tier, dedicated parking, up to 40% off Aldar hotels & dining

Updated June 2026

• Earn 10% value back at Aldar destinations, 1.5% on all other spend
• Automatic Darna Invite-Only tier, highest Aldar Rewards status

Updated July 2026

• Earn 7.5% value back at Yas Mall, Aldar hotels, theme parks & golf; 1% everywhere else
• Automatic Darna Rewards Gold tier, up to 30% off Aldar hotels, dining & leisure discounts

Updated June 2026

• Earn 7% back in LuLu Points at LuLu, 4% on fuel, 2% on utilities
• Points never expire, redeem 1:1 (AED) at 70+ LuLu outlets across the UAE

Updated June 2026

• Earn 3.5% back at LuLu in-store & online, 2% on fuel, 1% elsewhere
• LuLu Points never expire, redeem 1:1 against AED at 70+ LuLu outlets

Updated June 2026

• Earn 8% back at Carrefour, MAF malls and entertainment; 1.5% on all other spend
• Unlimited airport lounge access (+1 guest), 1,000+ lounges

Updated July 2026

• Earn 4% back in SHARE Points at 5,000+ MAF stores, 0.75% everywhere else
• Redeem points via SHAREPay tap, digital Gift Cards or the SHARE app

Updated June 2026

• Earn 6% back in SHARE Points at MAF stores, malls & Carrefour; 1% worldwide
• Up to 3% extra SHARE Points when paying via the SHARE App

Updated June 2026

• Earn 5% back in Upoints at all Emaar outlets, malls, hotels & entertainment; 1% everywhere else
• BOGO movie tickets at Reel Cinemas plus up to 30% off Emaar Entertainment venues

Updated June 2026

• Earn 7.5% back at all Emaar outlets, 1.5% on all other spend
• Complimentary suite upgrades and 20% off dining and spas at Emaar hotels

Updated July 2026

• Earn 6.25% back at all Emaar outlets, 1.25% on all other spend
• Complimentary room upgrades and 15% off dining and spas at Emaar hotels

Updated July 2026

• Earn 7.5% back in Upoints on all Emaar spends, 1.5% on everything else
• Complimentary U by Emaar Platinum status plus access to 1,000+ airport lounges

Updated July 2026

• Earn 1.5 Plus Points per AED 100 on retail (worth AED 0.75 each)
• Complimentary airport lounge access via Mastercard Travel Pass

Updated July 2026

• Earn 1 Plus Point per AED 100 on retail (worth AED 0.75 per point)
• Lounge access on flight delays via Flight Delay Pass

Updated July 2026

• Earn 1.5 Plus Points per AED 100 on general retail (worth AED 0.75 each)
• Up to 30% off at 2,000+ UAE restaurants and up to 50% off health and fitness

Updated July 2026

• Earn 10 Etihad Guest Miles per AED 10 on Etihad, hotels & dining; 6 on all other spend
• Fast-track to Etihad Guest Gold tier after 1 return Etihad flight within 6 months

Updated June 2026

• Earn 7 Etihad Guest Miles per AED 10 on Etihad, hotels & dining; 4 on all other spend
• Fast-track to Etihad Guest Silver after 1 return Etihad flight within 6 months

Updated June 2026

• Earn 6 Marriott Bonvoy Points per USD at Marriott hotels, 3 on all other spend
• Automatic Marriott Bonvoy Gold Elite status with 15 elite nights a year

Updated July 2026

• Earn 3 Marriott Bonvoy Points per USD at Marriott hotels, 1.5 on all other spend
• Automatic Marriott Bonvoy Silver Elite status with 10 elite nights a year

Updated July 2026

• Earn 5% Plus Points on single spends of AED 5,000+, 2% on AED 2,500-4,999, 1% below
• Unlimited worldwide airport lounge access plus up to 4 airport drop-offs a year

Updated July 2026

• Earn 2 Skywards Miles per AED 3.67 on Emirates, flydubai & dining apps; 1.5 per USD abroad; 1 on local spend
• Complimentary Skywards Silver tier, 30% bonus miles, priority boarding & 12 kg extra baggage

Updated July 2026

• Earn 1.5 Miles per AED 3.67 on Emirates/flydubai, 1 per USD abroad, 0.75 locally
• Unlimited airport lounge access worldwide via LoungeKey

Updated July 2026

• Earn 1.5 Plus Points per AED 100 on general retail (worth AED 0.75 each)
• Customise your benefits: pick 3 travel perks (lounges, transfers, eSIM) from 5 options

Updated July 2026

• Earn up to 2 Plus Points per AED 100 on retail (1 point = AED 0.75)
• Unlimited airport lounge access for you and a guest at 1,000+ lounges

Updated July 2026

• Earn 6 Voyager Miles per AED on portal travel, 3 on other travel, 0.5 on retail
• Complimentary airport lounge access and Mastercard World travel insurance

Updated June 2026

• Earn 12 Voyager Miles/AED on portal travel, 6 on other travel, 1 on retail
• Unlimited lounge access (1,000+ lounges) for you and a guest, plus 4 airport transfers a year

Updated June 2026