EmiratesNBD
LuLu 247 Platinum Credit Card
The LuLu 247 Platinum Credit Card is a retail credit card from EmiratesNBD. It has an annual fee of AED 262.5, and needs a minimum salary of AED 12,000 a month.
Annual fee
AED 262.5
Joining fee
AED 525
Min. salary
AED 12,000/mo
Rewards in
LuLu 247 Points
Material
Plastic
Card highlights
- Earn 7% back in LuLu Points at LuLu, 4% on fuel, 2% on utilities
- Points never expire, redeem 1:1 (AED) at 70+ LuLu outlets across the UAE
- Priority checkout, early sale access, free shipping & exclusive LuLu member offers
- Complimentary airport lounge access plus BOGO cinema tickets
Earn rates
| Category | Rate |
|---|---|
| Supermarket | 7% |
| Fuel | 4% |
| Utilities | 2% |
| Travel | 0.7% |
| Retail | 0.7% |
| Dining & food | 0.7% |
| Transport | 0.7% |
| Online shopping | 0.7% |
| International spend | 0.7% |
| Education | 0.07% |
| Real estate | 0.07% |
Current welcome offer
Earn up to 500 LuLu Points plus a 0% balance transfer offer
- 250 points on joining-fee payment and your first transaction
- 250 points for spending a minimum of AED 8,000 within the first 2 billing statements
- Points credited within 3 weeks
- 0% interest balance transfer for 6 or 12 months with no processing fee
Benefits & perks
- •Buy 1 Get 1 free on movie tickets
- •Complimentary airport lounge access via Mastercard Travel Pass
- •Valet parking at selected Abu Dhabi locations
- •Concierge services
- •LuLu priority checkout and early access to sales and promotions
- •Free shipping on LuLu Online (minimum AED 300 spend)
- •Monthly discounts and exclusive offers at LuLu
- •Optional Credit Shield Pro insurance: up to AED 300,000 death cover, AED 100/day hospitalisation, up to AED 60,000 job-loss cover (underwritten by ADNIC)
- •Apple Pay, Google Pay and Samsung Wallet support
About this card
- •Lounge access via Mastercard Travel Pass (2 visits): about AED 235
- •Cinema buy-1-get-1 offer (up to 12 times a year): about AED 204
- •Concierge service: about AED 100
- •Valet parking (up to 12 times a year): about AED 480
- •LuLu perks (free online delivery, early sale access, monthly discounts): about AED 100
- •Estimated total lifestyle value: about AED 1,119 per year
Every card is checked against official bank sources. Last updated June 2026.
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