EmiratesNBD
LuLu 247 Platinum Credit Card
The LuLu 247 Platinum Credit Card is a retail credit card from EmiratesNBD. It has an annual fee of AED 262.50, and needs a minimum salary of AED 12,000 a month.
Annual fee
AED 262.50
Joining fee
AED 525
Min. salary
AED 12,000/mo
Rewards in
LuLu 247 Points
Material
Plastic
Card highlights
- Earn 7% back at LuLu (in-store & online), 4% on fuel as LuLu 247 Points
- Unlimited airport lounge access via Mastercard Travel Pass (1,000+ lounges, 300+ cities), unlocked by 1 foreign-currency transaction per 3 months
- Up to 4 complimentary valet visits a month and 2 airport drops a year (Dubai and Abu Dhabi)
- Buy 1 Get 1 free movie tickets at Cine Royals and Reel Cinemas, plus priority checkout and early sale access at LuLu
Earn rates
| Category | Rate |
|---|---|
| Supermarket | 7% |
| Fuel | 4% |
| Utilities | 2% |
| Travel | 0.7% |
| Retail | 0.7% |
| Dining & food | 0.7% |
| Transport | 0.7% |
| Online shopping | 0.7% |
| International spend | 0.7% |
| Education | 0.07% |
| Real estate | 0.07% |
Rewards on this card are capped at AED 1,667 a month across all categories (about AED 20,004 a year).
Spend in the European Economic Area and the UK earns less on this card: about 0.18% back, against 0.7% on other international spend.
Current welcome offer
Earn up to 500 LuLu Points plus a 0% balance transfer offer
- 250 points on joining-fee payment and your first transaction
- 250 points for spending a minimum of AED 8,000 within the first 2 billing statements
- Points credited within 3 weeks
- 0% interest balance transfer for 6 or 12 months with no processing fee
Benefits & perks
- •Unlimited complimentary airport lounge access at 1,000+ lounges worldwide via Mastercard Travel Pass (foreign-currency transaction of at least USD 1 required in the 3 months prior to visit)
- •Buy 1 get 1 free movie tickets at Cine Royals Cinemas and Reel Cinemas (booked online, paid with the card)
- •Up to 4 complimentary valet parking sessions per month at selected Abu Dhabi locations (minimum AED 5,000 spend in that month)
- •Up to 2 complimentary airport drop-offs per year within Dubai and Abu Dhabi city limits
- •Up to 6 complimentary local courier deliveries per year within the UAE
- •Complimentary car servicing once a year
- •Complimentary car registration assistance once a year
- •LuLu member perks: priority checkout, early access to sales and promotions, and exclusive monthly discounts
- •Free shipping on LuLu online orders (minimum AED 300 spend)
- •Apple Pay, Google Pay and Samsung Wallet support
About this card
- •Lounge access via Mastercard Travel Pass (2 visits assumed): about AED 235
- •Cinema buy 1 get 1 (needs AED 5,000 of card spend a month): about AED 204
- •Concierge service (needs AED 5,000 of card spend a month): about AED 100
- •Valet parking (needs AED 5,000 of card spend a month): about AED 480
- •LuLu member perks (free online shipping, early sales access, monthly discounts): about AED 100
- •Total lifestyle value: about AED 1,119
Every card is checked against official bank sources. Last updated September 2026.
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More from EmiratesNBD
Emirates NBD LuLu 247 Titanium Credit Card
- Earn 3.5% back at LuLu (in-store & online), 2% on fuel in LuLu 247 Points
- Points redeem 1:1 (AED) at 70+ LuLu outlets, added instantly, never expire
Updated September 2026