All 33 retail credit cards in the UAE

• Earn 8 LuLu Points per AED 1 at LuLu (8% back); up to 1.25 points on general spend
• 4 complimentary airport lounge visits a year (25+ lounges) via Mastercard Travel Pass

Updated November 2026

• Earn 3.5 LuLu Points per AED 1 at LuLu Hypermarkets (3.5% back)
• 0.4 LuLu Points per AED 1 at other supermarkets and QSR spend

Updated November 2026

• 10% back as Shukrans at Landmark Group brands (Babyshop, Centrepoint, Emax, Homebox, Home Centre, Lifestyle, Max, Shoemart, Splash, Styli); 1.5% on other retail
• Complimentary fast-track to Shukran Platinum tier: 300+ buy 1 get 1 deals, free shipping and extra Shukrans

Updated November 2026

• Earn 200 Darna Points per AED 100 at Aldar Malls and Hospitality, 40 on non-AED spend abroad, 30 on other UAE spend
• Complimentary Darna Platinum tier status and unlimited lounge access for cardholder and one guest (1,000+ lounges, 300+ cities)

Updated November 2026

• Earn 120 Darna Points per AED 100 at Aldar Malls and Hospitality, 30 on non-AED spend abroad, 20 on other UAE spend
• Complimentary Darna Gold tier status

Updated November 2026

• Earn 6% back in SHARE Points at Carrefour and all Majid Al Futtaim brands, 2% on other local and international spend
• Unlimited airport lounge access for cardholder plus 1 guest (1,000+ lounges, 300+ cities)

Updated November 2026

• Earn 3% SHARE Points at Carrefour and Majid Al Futtaim (malls, dining, Ski Dubai)
• 1.25% SHARE Points on other local and international spend (excluding EEA and restricted categories)

Updated November 2026

• Earn 6% Amazon Reward Points on Amazon.ae, 2.5% on international spend (2% on UK/EEA), 2% on Ultra-Fast Grocery and Gift Cards (with Amazon Prime)
• Up to 4 complimentary lounge visits a year via Mastercard Travel Pass (20+ lounges); 1 free with no spend required, 3 more with qualifying international purchases

Updated November 2026

• Earn 6% Amazon Reward Points on Amazon.ae, 2.5% on international spend (2% in UK/EEA), with Amazon Prime
• Up to 8 complimentary lounge visits a year via Mastercard Travel Pass (1,300+ lounges); 1 free Careem airport ride a year

Updated November 2026

• Earn 6.25% value back at Aldar destinations (Yas Mall, Yas Island, hotels, spas, golf)
• 0.75% value back on general spend; lower rates on groceries, fuel, utilities and similar

Updated November 2026

• Earn 10% value back at Aldar destinations (Yas Mall, malls, hotels, theme parks, golf, spas); 1.5% on all other spend
• Automatic Darna Platinum tier: dedicated parking, up to 40% off Aldar hotels, 30% off dining and beach clubs

Updated November 2026

• Earn 10% value back at Aldar destinations (Yas Mall, hotels, theme parks, golf); 1.5% elsewhere
• Darna Rewards Invite Only tier: reserved parking, up to 50% off hotel stays, 40% off dining at Yas Island hotels

Updated November 2026

• 7.5% value back at Aldar destinations (Yas Mall, hotels, theme parks, spas, golf); 1% on all other spend
• Darna Rewards Gold tier: up to 30% off Aldar hotel stays, 20% off dining, golf and padel discounts

Updated November 2026

• Earn 7% back in LuLu Points at LuLu (in-store & online), 4% on fuel, 2% on utilities
• 4 airport lounge visits or dining offers a year via Mastercard Travel Pass (1,000+ lounges); 1 free before any foreign spend

Updated November 2026

• Earn 3.5% back at LuLu (in-store & online), 2% on fuel, 1% on utilities
• Points capped at 833 per statement; 1 LuLu Point = AED 1, redeemable at 70+ LuLu outlets

Updated October 2026

• Earn up to 20% back in noon Credits on noon Food, 10% on NowNow, 5% on noon, Namshi and supermall, 1% on other eligible spend
• Complimentary noon One membership for 1 year, then 50% off annually

Updated October 2026

• Earn 8% back in SHARE Points at 5,000+ MAF stores; 1.5% on other retail, online and international spend
• Up to 12 airport lounge visits a year (1,000+ lounges) via Visa Airport Companion, including 2 complimentary visits

Updated November 2026

• Earn 4% back in SHARE Points at 5,000+ MAF stores (Mall of the Emirates, City Centre, Carrefour, VOX, Ski Dubai), plus up to 3% extra via SHARE App payments
• 0.75% back on other retail, online and international spend

Updated September 2026

• Earn 6% back in SHARE Points at 5,000+ MAF stores (Mall of the Emirates, City Centres, Carrefour, VOX, Ski Dubai); 1% on other retail, online and international spend
• 8 airport lounge visits a year (1,000+ lounges); 1 free visit upfront, 7 unlocked by a foreign transaction

Updated November 2026

• Earn 5% back in Upoints at all Emaar outlets, malls, hotels & entertainment; 1% everywhere else
• BOGO movie tickets at Reel Cinemas plus up to 30% off Emaar Entertainment venues

Updated October 2026

• Earn 7.5% back in Upoints at Emaar outlets; 1.5% on general spend (groceries, insurance, EU spend and several other categories earn significantly less)
• U By Emaar Platinum status; complimentary suite upgrades and late checkout till 4pm at Emaar hotels (up to 7 nights a year)

Updated October 2026

• Earn 6.25% back in Upoints at all Emaar outlets; 1.25% on general spend
• U By Emaar Gold status and 8 lounge visits a year (1,000+ lounges via Visa Airport Companion)

Updated October 2026

• Earn 7.5% back in Upoints on Emaar spends (malls, hotels, dining, entertainment), 1.5% on all other spends
• Complimentary U by Emaar Platinum status; 20% off F&B and spas, suite upgrades and up to 30% off Emaar Entertainment

Updated November 2026

• Earn 8% Al-Futtaim FAB Rewards per AED 1 at M&S, IKEA, ACE and Toys R Us; 4% at Al-Futtaim schools and select car brands
• 1% on general domestic and international spend (0.15% on groceries, fuel, utilities, transport, rent and similar categories)

Updated October 2026

• Earn 5% Al-Futtaim FAB Rewards at M&S, IKEA, ACE and Toys R Us; 2% at Al-Futtaim schools and car brands; 1% elsewhere (excludes supermarkets, fuel, utilities and similar)
• Up to 4 cinema tickets a month at AED 20 (Reel, Cine Royal, Star Cinemas) and 3,000+ 2-for-1 dining and lifestyle offers via the Blue app

Updated October 2026

• Earn 6% Al-Futtaim FAB Rewards at M&S, IKEA, ACE and Toys R Us; 3% at Al-Futtaim schools and car brands; 1% on general spend
• Complimentary access to 1,000+ airport lounges globally

Updated October 2026

• Earn 8% back in SHARE Points at Carrefour, Mall of the Emirates, City Centres, and VOX Cinemas; 2% on international spend, 1.5% on other UAE spend
• Unlimited free airport lounge access for you and a guest (1,300+ lounges worldwide) via Visa

Updated October 2026

• Earn 4% back in SHARE Points at Carrefour, Mall of the Emirates, City Centres, VOX Cinemas and SHARE leisure venues
• 1% back in SHARE Points on international spend, 0.75% on general UAE spend

Updated October 2026

• Earn 6% back in SHARE Points at Carrefour, Mall of the Emirates, City Centres, VOX Cinemas and SHARE attractions; 1.5% on international spend, 1% on other UAE spend
• Buy-1-Get-1 at VOX Cinemas: up to 3 standard 2D tickets per calendar month, any day, no minimum spend

Updated October 2026

• Up to 8% Aura Points at participating Aura brands; 4% at Starbucks; 3% on UAE groceries
• 4 complimentary airport lounge visits a year via Mastercard Travel Pass (1,200+ lounges)

Updated October 2026

• Earn 4% Aura Points on UAE groceries, 1% on international and other local spend
• Up to 10% at Aura brands (6% from card plus tier bonus); Aura Star tier included while you hold the card

Updated October 2026

• Earn up to 12% in Aura Points at participating Aura brands, 5% on groceries, 1.25% on international and other local spend
• Complimentary Aura Star tier for as long as you hold the card, boosting in-store brand earn rates

Updated October 2026

• Earn 5% noon Credits on noon, noon Food, noon Minutes, noon Supermall, NowNow and Namshi; 1% on general spend
• 0.33% on government payments, utilities, fuel, rent, telecom, taxis, transport and parking

Updated October 2026