Retail credit cards in the UAE

• Earn 8 LuLu Points per AED 1 at LuLu (8% back), 1.25 elsewhere
• 4 complimentary airport lounge visits via Mastercard Travel Pass

Updated June 2026

• Earn 3.5 LuLu Points per AED 1 at LuLu, 1 point on general spend
• Complimentary airport lounge access

Updated June 2026

• Earn 10% back in Shukrans at Centrepoint, Babyshop, Max, Splash & more Landmark brands
• 1.5% back in Shukrans on all other retail spend locally and abroad

Updated June 2026

• Earn 6% back at MAF destinations (Carrefour, City Centre malls, dining) and 2% on all other local and international spend
• Unlimited airport lounge access for cardholder + 1 guest across 1,000+ lounges worldwide

Updated July 2026

• Earn 4% back at Carrefour and MAF malls, 3.25% dining at MAF destinations
• 1.25% back on local and international spend (0.25% on utilities/govt/transport)

Updated July 2026

• Earn 6% back on Amazon.ae, 2.5% on international, 2% on local UAE spend
• 4 complimentary lounge visits a year (1,000+ lounges via Mastercard Travel Pass)

Updated July 2026

• Earn 6% back on Amazon.ae, 2.5% on international spend, 2% on all other UAE purchases
• 8 complimentary lounge visits a year (1,300+ lounges) plus 1 Careem airport ride

Updated July 2026

• Earn 6.25% value back at Aldar destinations, Yas Mall, theme parks, hotels & golf
• 0.75% value back on everyday spend outside Aldar (reduced on fuel, utilities & groceries)

Updated June 2026

• Earn 10% value back at Aldar destinations (malls, hotels, golf, spas); 1.5% elsewhere
• Automatic Darna Platinum tier, dedicated parking, up to 40% off Aldar hotels & dining

Updated June 2026

• Earn 10% value back at Aldar destinations, 1.5% on all other spend
• Automatic Darna Invite-Only tier, highest Aldar Rewards status

Updated July 2026

• Earn 7.5% value back at Yas Mall, Aldar hotels, theme parks & golf; 1% everywhere else
• Automatic Darna Rewards Gold tier, up to 30% off Aldar hotels, dining & leisure discounts

Updated June 2026

• Earn 7% back in LuLu Points at LuLu, 4% on fuel, 2% on utilities
• Points never expire, redeem 1:1 (AED) at 70+ LuLu outlets across the UAE

Updated June 2026

• Earn 3.5% back at LuLu in-store & online, 2% on fuel, 1% elsewhere
• LuLu Points never expire, redeem 1:1 against AED at 70+ LuLu outlets

Updated June 2026

• Earn 8% back at Carrefour, MAF malls and entertainment; 1.5% on all other spend
• Unlimited airport lounge access (+1 guest), 1,000+ lounges

Updated July 2026

• Earn 4% back in SHARE Points at 5,000+ MAF stores, 0.75% everywhere else
• Redeem points via SHAREPay tap, digital Gift Cards or the SHARE app

Updated June 2026

• Earn 6% back in SHARE Points at MAF stores, malls & Carrefour; 1% worldwide
• Up to 3% extra SHARE Points when paying via the SHARE App

Updated June 2026

• Earn 5% back in Upoints at all Emaar outlets, malls, hotels & entertainment; 1% everywhere else
• BOGO movie tickets at Reel Cinemas plus up to 30% off Emaar Entertainment venues

Updated June 2026

• Earn 7.5% back at all Emaar outlets, 1.5% on all other spend
• Complimentary suite upgrades and 20% off dining and spas at Emaar hotels

Updated July 2026

• Earn 6.25% back at all Emaar outlets, 1.25% on all other spend
• Complimentary room upgrades and 15% off dining and spas at Emaar hotels

Updated July 2026

• Earn 7.5% back in Upoints on all Emaar spends, 1.5% on everything else
• Complimentary U by Emaar Platinum status plus access to 1,000+ airport lounges

Updated July 2026

• Earn 8-9% Blue Rewards on Al-Futtaim retail, 4% on specialty (schools, cars, real estate), 1% everywhere else
• Unlimited lounge access for you and a guest (1,000+ lounges) plus 6 airport transfers a year

Updated June 2026

• Earn 6% Blue Rewards on Al-Futtaim brands (IKEA, M&S, ACE, Toys R Us), 2% on Al-Futtaim specialty, 1% everywhere else
• 2 complimentary airport transfers per year plus Visa Luxury Hotel Collection and Agoda discounts

Updated July 2026

• Earn 7% Blue Rewards on Al-Futtaim retail, 3% on specialty, 1% everywhere else
• Free global lounge access (1,000+ lounges) plus 2 complimentary airport transfers a year

Updated June 2026

• Earn 8% back at Mall of the Emirates and City Centres, 6.75% at Carrefour, 5% at VOX and Ski Dubai
• Complimentary global airport lounge access (Visa Infinite)

Updated July 2026

• Earn 6.75% back at Carrefour, 6% at VOX/Ski Dubai/MoE attractions, 4% at Mall of the Emirates and City Centres
• 2% back on other retail, online, and international spend

Updated July 2026

• Earn 8% back at VOX Cinemas and MAF attractions, 6.75% at Carrefour, 6% at Mall of the Emirates and City Centres
• Redeem SHARE Points at 3,500+ MAF stores, restaurants and experiences across the UAE (10 Points = AED 1)

Updated July 2026