Retail credit cards in the UAE

• Earn 8 LuLu Points per AED 1 at LuLu (8% back), up to 1.25 per AED on general spend
• 4 complimentary airport lounge visits a year at 25+ lounges worldwide via Mastercard Travel Pass

Updated September 2026

• Earn 3.5 LuLu Points per AED 1 at LuLu Hypermarket (3.5% back)
• Complimentary airport lounge access via Mastercard

Updated September 2026

• Earn 10% back as Shukrans at Babyshop, Centrepoint, Emax, Home Centre, Max, Splash and more
• 1.5% back on all other retail in the UAE and abroad (excludes fuel, groceries and utilities)

Updated September 2026

• Earn 6% back in SHARE Points at Carrefour and all Majid Al Futtaim brands, 2% on other local and international spend
• Unlimited airport lounge access for cardholder plus 1 guest (1,000+ lounges, 300+ cities)

Updated September 2026

• Earn 3% SHARE Points at Carrefour and Majid Al Futtaim (malls, dining, Ski Dubai)
• 1.25% SHARE Points on other local and international spend (excluding EEA and restricted categories)

Updated September 2026

• Earn 6% Amazon Reward Points on Amazon.ae, 2.5% on international spend (with Amazon Prime)
• Up to 4 complimentary lounge visits a year via Mastercard Travel Pass (20+ lounges)

Updated September 2026

• Earn 6% Amazon Reward Points on Amazon.ae, 2.5% on international spend (with Prime)
• Up to 8 complimentary lounge visits a year (1,300+ lounges) via Mastercard Travel Pass

Updated September 2026

• Earn 6.25% value back in Darna Points at Yas Mall, Yas Island and Aldar destinations
• 0.75% on general spend; groceries, fast food and insurance earn less; fuel, utilities and government earn less still

Updated September 2026

• Earn 10% value back at Aldar malls, hotels, golf and attractions; 1.5% on other spend
• Darna Rewards Platinum tier: dedicated parking, up to 40% off Aldar hotels, 30% off dining and beach clubs

Updated September 2026

• Earn 10% value back at Aldar destinations (Yas Mall, hotels, theme parks, spas, golf); 1.5% elsewhere
• Darna Rewards Invite Only tier: reserved parking, up to 50% off Yas Island hotels, 40% off dining

Updated September 2026

• Earn 7.5% value back at Aldar destinations (Yas Mall, hotels, theme parks, golf, spas); 1% elsewhere
• Darna Rewards Gold tier: up to 30% off Aldar hotel stays, 20% off dining, golf and padel discounts

Updated September 2026

• Earn 7% back at LuLu (in-store & online), 4% on fuel as LuLu 247 Points
• Unlimited airport lounge access via Mastercard Travel Pass (1,000+ lounges, 300+ cities), unlocked by 1 foreign-currency transaction per 3 months

Updated September 2026

• Earn 3.5% back at LuLu (in-store & online), 2% on fuel in LuLu 247 Points
• Points redeem 1:1 (AED) at 70+ LuLu outlets, added instantly, never expire

Updated September 2026

• Earn 8% back in SHARE Points at 5,000+ MAF stores, 1.5% on other retail and online
• Unlimited lounge access for you and a guest at 1,200+ lounges (300+ cities) via Visa Airport Companion

Updated September 2026

• Earn 4% back in SHARE Points at 5,000+ MAF stores (Mall of the Emirates, City Centres, Carrefour, VOX, Ski Dubai)
• 0.75% back on other retail, online and international spend

Updated September 2026

• Earn 6% back in SHARE Points at 5,000+ MAF stores, 1% on retail, online and international spend
• Unlimited airport lounge access at 1,200+ lounges via Visa Airport Companion (requires USD 1 foreign spend)

Updated September 2026

• Earn 5% back in Upoints at all Emaar outlets, malls, hotels & entertainment; 1% everywhere else
• BOGO movie tickets at Reel Cinemas plus up to 30% off Emaar Entertainment venues

Updated September 2026

• Earn 7.5% back in Upoints at Emaar outlets, 1.5% on other spend
• U By Emaar Platinum status plus suite upgrades and late checkout at Emaar hotels

Updated September 2026

• Earn 6.25% back in Upoints at Emaar outlets, 1.25% on other spend
• U By Emaar Gold status plus 15% off F&B and spas, up to 30% off Emaar Entertainment

Updated September 2026

• Earn 7.5% back in Upoints on Emaar spends (malls, hotels, dining, entertainment), 1.5% on all other spend
• Complimentary U by Emaar Platinum status, plus 20% off F&B and spas at Emaar Hospitality hotels

Updated September 2026

• Earn 8% Al-Futtaim FAB Rewards per AED 1 at M&S, IKEA, ACE and Toys R Us; 4% at Al-Futtaim schools and select car brands
• 1% on general domestic and international spend (0.15% on groceries, fuel, utilities, transport, rent and similar categories)

Updated September 2026

• Earn 5% Al-Futtaim FAB Rewards at M&S, IKEA, ACE and Toys R Us; 2% at Al-Futtaim schools and car brands; 1% elsewhere (excludes supermarkets, fuel, utilities and similar)
• Up to 4 cinema tickets a month at AED 20 (Reel, Cine Royal, Star Cinemas) and 3,000+ 2-for-1 dining and lifestyle offers via the Blue app

Updated September 2026

• Earn 6% Al-Futtaim FAB Rewards at M&S, IKEA, ACE and Toys R Us; 3% at Al-Futtaim schools and car brands; 1% on general spend
• Complimentary access to 1,000+ airport lounges globally

Updated September 2026

• Earn 8% back in SHARE Points at Carrefour, Mall of the Emirates, City Centres, VOX Cinemas and select UAE attractions
• 2% back on international spend, 1.5% on general UAE spend (excludes utilities, fuel and non-SHARE supermarkets)

Updated September 2026

• Earn 4% back in SHARE Points at Carrefour, Mall of the Emirates, City Centres and VOX Cinemas
• 4% also at Ski Dubai, Dreamscape, iFLY Dubai, Magic Planet and Little Explorers

Updated September 2026

• Earn 6% back in SHARE Points at Carrefour, Mall of the Emirates, City Centres, and VOX Cinemas
• 1.5% back on international spend, 1% on general UAE spend (0.15% on utilities, fuel and non-SHARE supermarkets)

Updated September 2026