Retail
Abu Dhabi Commercial Bank
Shukran Credit Card
The Shukran Credit Card is a retail credit card from Abu Dhabi Commercial Bank. It has an annual fee of AED 262.50, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 262.50
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Shukrans
Material
Plastic
Card highlights
- Earn 10% back as Shukrans at Babyshop, Centrepoint, Emax, Home Centre, Max, Splash and more
- 1.5% back on all other retail in the UAE and abroad (excludes fuel, groceries and utilities)
- Complimentary Shukran Platinum tier: 300+ BOGO deals, free shipping and bonus Shukrans
- Up to 2 free BOGO movie tickets a month at Reel Cinemas, plus 20% off food and drinks there
Earn rates
| Category | Rate |
|---|---|
| Retail | 10% |
| Travel | 1.5% |
| Dining & food | 1.5% |
| Online shopping | 1.5% |
| International spend | 1.5% |
| Supermarket | 0.5% |
| Fuel | 0.5% |
| Utilities | 0.5% |
| Education | 0.5% |
| Transport | 0.5% |
| Real estate | 0.5% |
0.5% back as Shukrans on retail purchases at EEA-based merchants. EEA classification per prevailing Visa guidelines.
Current welcome offer
Earn up to AED 1,200 welcome bonus in Shukrans
- 1,200 Shukrans for UAE Nationals, 1,000 for residents, or 200 for existing cardholders, on min spend of AED 8,000 within 60 days
- First year free for UAE residents (annual fee of AED 262.50 applies from the second year)
- Free for life for UAE Nationals
Benefits & perks
- •Complimentary upgrade to Shukran Platinum tier membership (300+ buy-one-get-one deals, free online shipping and extra Shukrans)
- •Buy one get one free movie tickets at Reel Cinemas: up to 2 free tickets per month (until 31 December 2026)
- •20% off food and beverages at Reel Cinemas counter on minimum spend of AED 20
- •0% instalment payment plan for school fees
- •Mobile and digital wallet support
Every card is checked against official bank sources. Last updated September 2026.
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Updated September 2026