Abu Dhabi Commercial Bank
365 Cashback Credit Card
The 365 Cashback Credit Card is a cashback credit card from Abu Dhabi Commercial Bank. It has an annual fee of AED 383.25, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 383.25
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Min. monthly spend
AED 5,000
Material
Plastic
Card highlights
- 6% cashback on dining, 5% on fuel/Salik, streaming and AI subscriptions, 3% on groceries
- 1% cashback on other retail; 0.5% on utilities, transport, govt and similar categories
- AED 1,000 monthly cashback cap; minimum AED 5,000 spend required to earn any cashback
- Buy-one-get-one free VOX Cinemas tickets, up to 4 a month, plus 25% off the candy bar
Earn rates
| Category | Rate |
|---|---|
| Dining & food | 6% |
| Fuel | 5% |
| Supermarket | 3% |
| Travel | 1% |
| Retail | 1% |
| Online shopping | 1% |
| International spend | 1% |
| Utilities | 0.5% |
| Education | 0.5% |
| Transport | 0.5% |
| Real estate | 0.5% |
Rewards on this card are capped at AED 1,000 a month across all categories (about AED 12,000 a year).
0.5% cashback on EU spends; 1% on all other international (non-AED) retail spends.
Current welcome offer
Earn AED 365 cashback as a welcome bonus
- Spend AED 5,000 within 45 days to qualify
- First year free: annual fee of AED 383.25 waived in year one, charged from year two
Benefits & perks
- •Buy-one-get-one free movie tickets at VOX Cinemas: up to 4 tickets/month
- •25% off select food and beverage items at the VOX candy bar (excluding combo meals)
- •0% instalment payment plan for school fees
- •FlexiPay instalment plan
- •Balance transfer facility
- •Supplementary cardholder spend counts toward monthly cashback
- •Mobile and digital wallet support
- •Card control features
Every card is checked against official bank sources. Last updated September 2026.
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Featured in the Perkly Card Index
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