Abu Dhabi Commercial Bank credit cards

• 6% cashback on dining, 5% on fuel/Salik, streaming and AI subscriptions, 3% on groceries
• 1% cashback on other retail; 0.5% on utilities, transport, govt and similar categories

Updated September 2026

• 7% cashback on airlines, hotels, fuel, dining, jewellery, spas and gyms (AED spend); 50% on cinema tickets online; 1% on international retail and other domestic spend (min. AED 7,000 spend a month, capped at AED 1,500 a month)
• Unlimited lounge access (1,000+ lounges) for cardholder plus 1 guest per visit via Visa Airport Companion

Updated September 2026

• Earn 1.25% cashback on monthly spend of AED 5,000+, or 1% below that threshold
• Reduced 0.75% cashback on supermarkets, fuel, utilities, transport, telecom and similar categories

Updated September 2026

• 35% back as talabat credit on talabat orders (first 10 orders/month, capped AED 35/order and AED 350/month); 1.25% on other domestic and international spend
• Free talabat Pro subscription: unlimited free delivery, plus 10% off up to 10 Bolt rides a month in Dubai

Updated September 2026

• Earn 8 LuLu Points per AED 1 at LuLu (8% back), up to 1.25 per AED on general spend
• 4 complimentary airport lounge visits a year at 25+ lounges worldwide via Mastercard Travel Pass

Updated September 2026

• Earn 3.5 LuLu Points per AED 1 at LuLu Hypermarket (3.5% back)
• Complimentary airport lounge access via Mastercard

Updated September 2026

• Earn 10% back as Shukrans at Babyshop, Centrepoint, Emax, Home Centre, Max, Splash and more
• 1.5% back on all other retail in the UAE and abroad (excludes fuel, groceries and utilities)

Updated September 2026

• Earn up to 1.5 TouchPoints per AED 1 on most spend; 0.4 on supermarkets, dining and UK/EEA
• Unlimited lounge access at 1,200+ lounges (Visa Airport Companion), self plus 1 guest

Updated September 2026

• Earn up to 1 TouchPoint per AED 1 (note: lower rates apply on fuel, groceries, and several other categories)
• Visa: 3 lounge visits/year at 1,200+ lounges; Mastercard: 4 visits/year at 25+ lounges

Updated September 2026

• Earn up to 0.5 TouchPoints per AED 1, or 0.4 TP on supermarkets and fast food
• 5,000 bonus TouchPoints when you spend AED 5,000 in a month (100,000 TP = AED 500)

Updated September 2026

• Earn up to 3 TouchPoints per AED 1 on general, dining, travel and online spend
• 14 airport lounge visits a year (1,200+ lounges) via Mastercard Travel Pass, plus 4 complimentary Careem airport rides a year

Updated September 2026

• 10% cashback on flights (any airline) and hotels worldwide, 1.5% on local AED spend (excl. overseas non-AED); AED 1,500 monthly cap, AED 5,000 monthly minimum spend applies
• 14 complimentary lounge visits a year at 1,200+ lounges (primary, supplementary and 1 guest each) via Mastercard Travel Pass

Updated September 2026