Cashback
Abu Dhabi Commercial Bank
talabat Credit Card
The talabat Credit Card is a cashback credit card from Abu Dhabi Commercial Bank. It has no annual fee, and needs a minimum salary of AED 5,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Talabat Credit
Material
Plastic
Card highlights
- 35% back as talabat credit on talabat orders (first 10 orders/month, capped AED 35/order and AED 350/month); 1.25% on other domestic and international spend
- Free talabat Pro subscription: unlimited free delivery, plus 10% off up to 10 Bolt rides a month in Dubai
- 4 complimentary airport lounge visits a year at 25+ lounges via Mastercard Travel Pass
- Buy 1 get 1 free movie tickets at Reel Cinemas, up to 2 free tickets a month, plus 20% off food and beverages
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Dining & food | 35% | AED 350 |
| Travel | 1.25% | No cap |
| Retail | 1.25% | No cap |
| Online shopping | 1.25% | No cap |
| International spend | 1.25% | No cap |
| Supermarket | 0.35% | No cap |
| Fuel | 0.35% | No cap |
| Utilities | 0.35% | No cap |
| Education | 0.35% | No cap |
| Transport | 0.35% | No cap |
| Real estate | 0.35% | No cap |
0.35% back as talabat credit on retail purchases at merchants in the United Kingdom and the European Economic Area.
Current welcome offer
Earn up to AED 750 in talabat credit
- AED 750 for new ADCB credit cardholders, or AED 200 if you already hold an ADCB credit card
- Spend AED 5,000 within 45 days to qualify
- Apply via the talabat app, ADCB website, ADCB mobile banking app, or Hayyak app
- Credit is paid once to your talabat Pay account within 90 days of first card issuance
- Not available to existing cardholders converting a card to this product
Benefits & perks
- •Free talabat Pro subscription with unlimited free delivery on eligible orders
- •35% back as talabat credit on talabat orders: up to AED 350/month (first 10 orders, with AED 2,500 monthly spend)
- •Buy-one-get-one free movie tickets at Reel Cinemas: up to 2 free tickets/month (until 31 Dec 2026)
- •20% off food and beverages at Reel Cinemas counter (minimum spend AED 20)
- •4 complimentary airport lounge visits at 25+ lounges worldwide via Mastercard Travel Pass
- •10% off 10 Bolt rides/month in Dubai: capped at AED 15/ride (with talabat Pro)
- •0% instalment plan for school fees
- •FlexiPay instalment plan
- •Balance transfer facility
- •Choice of 7 personalised card designs
Every card is checked against official bank sources. Last updated September 2026.
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