All 94 cashback credit cards in the UAE

• No rewards programme: this card carries no cashback or points earning
• Annual fee AED 210, waived if you spend AED 5,000 in the first 12 months

Updated November 2026

• 6% cashback on dining, 5% on fuel/Salik, streaming and AI subscriptions, 3% on groceries
• 1% cashback on other retail spend (0.5% on utilities, government, transport and similar categories)

Updated October 2026

• 7% cashback on airlines, hotels, fuel, dining, jewellery, spas and gyms (AED spend); 50% on cinema tickets online; 1% on international retail and other domestic spend (min. AED 7,000 spend a month, capped at AED 1,500 a month)
• Unlimited lounge access (1,000+ lounges) for cardholder plus 1 guest per visit via Visa Airport Companion

Updated October 2026

• Earn 1.25% cashback on monthly spend of AED 5,000+, or 1% below that threshold
• Supermarkets, fuel, utilities, transport and several other categories earn 0.75%

Updated October 2026

• 35% back as talabat credit on talabat orders (first 10 orders/month, capped AED 35/order and AED 350/month); 1.25% on other spend, excluding fuel, education, government, real estate, telecom, transport, supermarkets and similar categories
• Complimentary talabat Pro subscription: unlimited free delivery on eligible orders

Updated November 2026

• Earn 4% cashback on groceries, fuel, education, dining and utilities
• Cashback capped per category: AED 300 groceries/fuel/education, AED 200 dining, AED 100 utilities

Updated October 2026

• 10% cashback on noon, Careem and Amazon; 5% on dining; 50% on cinema and entertainment (capped at AED 50 per category, AED 200/month)
• 1% cashback on all other retail and international spend (shared AED 50 monthly cap)

Updated October 2026

• Earn 10% cashback on noon, Careem and Amazon; 7% on dining; 5% on international spend; 50% on cinema and entertainment (each capped at AED 100 per cycle, AED 5,000 monthly spend required)
• Unlimited complimentary access to 25+ LoungeKey and Marhaba lounges across UAE, KSA, UK, USA and more

Updated November 2026

• 5% cashback on fuel and online shopping; 1% on all other spend (no monthly cap)
• Cashback capped at AED 400 per month on fuel and AED 100 per month on online shopping

Updated October 2026

• 5% cashback on fuel and school fees; 1% on all other spend (no monthly cap)
• Cashback capped per statement: AED 400 on fuel, AED 200 on school fees

Updated October 2026

• 5% cashback on fuel (up to AED 400/month) and supermarkets (up to AED 100/month); 1% on all other spend (uncapped)
• Valet parking 3 times a month at 35+ locations (requires AED 5,000 retail spend that month)

Updated October 2026

• 5% cashback on online shopping and school fees; 1% on all other spend
• Cashback capped per statement: AED 100 on online shopping, AED 200 on school fees

Updated October 2026

• 5% cashback on supermarkets and online shopping; 1% on all other spend
• Cashback capped at AED 100 per statement cycle on supermarkets and AED 100 on online shopping

Updated October 2026

• 5% cashback on supermarkets (up to AED 100/month) and school fees (up to AED 200/month)
• 1% cashback on all other spend, up to your credit limit with no monthly cap

Updated October 2026

• Earn 1% cashback on all retail spend (including your 2 chosen categories) up to AED 3,000 a month
• 4 complimentary airport lounge visits or airport dining offers a year via Mastercard Travel Pass (25+ lounges)

Updated November 2026

• 3% cashback on Dining and Education when monthly spend is AED 3,000-8,000; 1% on other retail spend
• Up to AED 250 cashback per chosen category, AED 500 total, credited monthly

Updated November 2026

• 3% cashback on Fuel and Dining (AED 3,000-8,000 monthly spend); 1% on other retail
• 4 complimentary airport lounge visits or airport dining offers a year via Mastercard Travel Pass (25+ lounges)

Updated November 2026

• 3% cashback on Fuel and Education (monthly spend AED 3,000-8,000); 1% on other retail spend
• 4 complimentary airport lounge visits or dining offers a year via Mastercard Travel Pass (25+ lounges)

Updated November 2026

• 3% cashback on your chosen 2 categories (Groceries and Dining) when monthly spend is AED 3,000 to 8,000; 1% on other retail spend
• 4 complimentary airport lounge visits or airport dining offers a year via Mastercard Travel Pass (25+ lounges)

Updated November 2026

• 3% cashback on groceries and education (AED 3,000-8,000 monthly spend band); 1% on other retail
• 4 complimentary airport lounge visits or dining offers a year via Mastercard Travel Pass (25+ lounges)

Updated November 2026

• 3% cashback on groceries and fuel on monthly spend of AED 3,000 to 8,000 (1% below, 5% above)
• 1% cashback on other retail spend; 0% on government payments and utility bills paid via the Al Hilal app

Updated November 2026

• 5% cashback on Dining and Education above AED 8,000 monthly spend; 1% on other retail
• 4 complimentary airport lounge visits or dining offers a year via Mastercard Travel Pass (25+ lounges)

Updated November 2026

• 5% cashback on your 2 chosen categories (e.g. Fuel and Dining) when monthly spend exceeds AED 8,000; 1% on other retail spend
• Cashback capped at AED 250 per chosen category and AED 500 a month in total; no annual fee

Updated November 2026

• 5% cashback on Fuel and Education above AED 8,000 monthly spend; 1% on other retail
• 4 complimentary airport lounge visits or dining offers a year via Mastercard Travel Pass (25+ lounges)

Updated November 2026

• Earn 5% cashback on 2 chosen categories (Groceries and Dining) above AED 8,000 monthly spend; 1% on other retail spend
• Cashback capped at AED 250 per chosen category and AED 500 a month total; no annual fee

Updated November 2026

• 5% cashback on Groceries and Education when monthly spend exceeds AED 8,000
• Lower cashback tiers: 3% (AED 3,000-8,000) and 1% (below AED 3,000) on chosen categories

Updated November 2026

• 5% cashback on groceries and fuel when monthly spend exceeds AED 8,000 (1% at lower tiers)
• Cashback capped at AED 250 per chosen category and AED 500 a month total

Updated November 2026

• 1% cashback (uncapped) on all local and international spend
• 4 airport lounge visits a year via Mastercard Travel Pass, activated by any international spend

Updated November 2026

• 3% cashback on non-AED spend, 2% on groceries, 1% on all other retail spend
• 8 complimentary lounge visits a year (1,200+ lounges via Mastercard Travel Pass)

Updated October 2026

• 3% cashback on bills, education, supermarkets and fuel (AED 3,000-9,999 monthly spend; AED 75 per category, AED 300 total per month)
• 8 airport lounge visits a year via Visa Airport Companion (1,200+ lounges); visits 2-8 require a prior USD 1 international transaction

Updated October 2026

• 5% cashback on bills, education, supermarkets and fuel (AED 10,000-19,999 monthly spend; AED 100 cap per category, AED 400 total)
• 8 complimentary airport lounge visits a year via Visa Airport Companion (1,200+ lounges); note: visits 2-8 require a prior USD 1 international spend

Updated October 2026

• 10% cashback on bills (water/electricity), education, supermarkets and fuel above AED 20,000/month; AED 150 per category, AED 600 total per month
• 8 airport lounge visits a year (1,200+ lounges) via Visa Airport Companion; multi-trip travel insurance up to USD 500,000

Updated October 2026

• 100% cashback at 20+ selected merchants (noon, Amazon, Uber, Netflix, Zomato and more), up to AED 135 a month
• Requires AED 5,000 total monthly spend to qualify; non-selected spend earns 0% cashback

Updated October 2026

• 3% cashback on bills (water and electricity), education, supermarkets and fuel at AED 3,000-9,999 monthly spend, capped at AED 75 per category (AED 300/month)
• 8 complimentary airport lounge visits a year via Visa Airport Companion (visit 2 onwards requires a prior USD 1 international spend)

Updated November 2026

• 5% cashback on bills (water and electricity), education, supermarkets and fuel at AED 10,000-19,999 monthly spend
• Capped at AED 100 per category and AED 400 total a month; minimum AED 3,000 monthly spend required

Updated November 2026

• 10% cashback on bills (water & electricity), education, supermarkets and fuel, capped at AED 150 per category and AED 600 a month
• 8 complimentary airport lounge visits a year via Visa Airport Companion (cardholder only, visits 2-8 require a prior USD 1 international spend)

Updated November 2026

• Earn 3 Joy Points per AED on dining, entertainment, department stores and supermarkets (min AED 5,000/month spend); 75,000 points monthly cap
• 4 complimentary airport lounge visits a year (25+ lounges, Middle East and Levant) via Mastercard Travel Pass

Updated November 2026

• Earn 2 Joy Points per AED on entertainment, department stores, supermarkets and dining (requires AED 3,000 monthly spend; 0.13 pts per AED otherwise)
• Points worth up to 2% redeemed on flights, hotels, electronics or miles (1% as cashback or gift card); 50,000 pts monthly cap

Updated November 2026

• Earn 5 Joy Points per AED on dining, entertainment, department stores and supermarkets (min. AED 7,500 spend that month); 0.5 on all other spend
• 8 complimentary airport lounge visits a year (1,000+ lounges via Mastercard Travel Pass) after first international purchase

Updated November 2026

• 5% cashback on groceries, dining and fuel in the UAE (capped at AED 150 per category per month); 0.5% on other retail spend
• 4 complimentary airport lounge visits a year via Mastercard Travel Pass (conditional on international purchases)

Updated November 2026

• Earn 4% cashback on supermarkets, fuel, school fees, auto servicing, telecoms and utilities (UAE spend only, min. AED 4,000/month)
• Cashback caps per month: AED 300 supermarkets, AED 400 auto servicing, AED 300 school fees, AED 150 each on telecoms, fuel and utilities

Updated November 2026

• Earn 3% cashback on supermarkets, fuel, school fees, auto servicing, telecom and utilities (UAE spend only, AED 3,000 monthly minimum)
• Per-category monthly caps: AED 200 supermarkets, AED 300 auto servicing, AED 200 school fees, AED 100 each on telecom, fuel and utilities

Updated November 2026

• 4% cashback on supermarkets, dining, fuel and sports (capped at AED 100/month each)
• Up to 2% cashback on international spend; up to 1% on other domestic spend

Updated October 2026

• Earn 5% cashback on telecom and electronics (AED 100/month each), 1% on all other spend
• Buy 1 Get 1 movie tickets up to twice a month at Reel Cinemas (AED 3,000 spend required)

Updated October 2026

• Earn 3% cashback on supermarkets, education, dining and telecom (AED 3,000-9,999 monthly spend)
• 1 complimentary airport lounge visit a year at 1,200+ lounges via Visa Airport Companion

Updated November 2026

• 5% cashback on supermarkets, education, dining and telecom at AED 10,000-17,499 monthly spend (max AED 200 per category)
• 1 complimentary airport lounge visit a year (1,200+ lounges) via Visa Airport Companion

Updated November 2026

• Earn 10% cashback on supermarkets, education, dining and telecom at AED 17,500+ monthly spend (3% from AED 3,000, 5% from AED 10,000); max AED 200 per category per month
• 1 complimentary airport lounge visit a year (1,200+ lounges) via Visa Airport Companion

Updated November 2026

• 10% cashback on RTA transport (cap AED 75/mo) and fuel (cap AED 75/mo)
• 2.25% cashback on international spend, 1.25% domestic, 1% groceries

Updated October 2026

• 4% cashback on supermarkets, dining and education (capped AED 200/category/month); 8% on fuel (capped AED 100/month)
• 1% cashback on most other spend; 0.5% on telecom, utilities and government; minimum AED 2,500 spend/month to earn

Updated October 2026

• Earn up to 15% back in dnata Points at Costa Coffee, City Sightseeing and Giraffe; 10% at dnata Travel, Arabian Adventures and more; 5% on Duty Free; 1% base on retail
• 4 airport lounge visits or dining offers a year via Mastercard Travel Pass

Updated November 2026

• Earn 15% back in dnata Points at dnata Travel and select partners, 10% at MMI, Arabian Adventures and Duty Free, 1.5% base on general retail
• 8 airport lounge visits or dining offers a year (1,000+ lounges, 300+ cities) via Mastercard Travel Pass

Updated November 2026

• Earn 5% Plus Points on groceries, electronics, utilities, education and fuel (min. AED 5,000/month spend); 0.5% on other spend
• Airport lounge access: complimentary visits at 25+ regional lounges (Mastercard) and 1,900+ lounges worldwide (Diners Club, min. AED 5,000/month spend)

Updated November 2026

• Earn 1.25% in Plus Points on retail weekend spend, 1% on RTA/transit spend, 0.25% on retail weekday spend
• Built-in RTA NoL chip: pay Metro, bus, water bus and parking fares; eligible for monthly pass with auto top-up

Updated November 2026

• Earn 2.5% Plus Points on retail weekend spends, 2% on RTA/transit spends, 0.5% on retail weekdays
• Built-in NoL chip: Gold Class Metro access, bus, water bus and RTA parking; auto top-up when balance drops below AED 30

Updated November 2026

• Earn 5% cashback on supermarkets, clothing and dining (AED, capped AED 150 each/month); 3% on foreign spend; 1% on fuel and other shopping
• Airport lounge access: 8 visits a year for the cardholder and 6 for a plus one, plus 1 free airport transfer

Updated November 2026

• 5% cashback on supermarkets, fuel and dining (capped AED 150/month each); 3% on international spend; 1% on other retail
• Complimentary worldwide airport lounge access for you and 1 guest

Updated October 2026

• Earn 6.5 FAB Rewards per AED 1 abroad (~2%) and 3.5 on UAE spend (~1%); 10% back on GEMS school extras (bus, canteen, uniform, extracurricular), capped at 83,500 FAB Rewards a month
• Up to 3% discount on GEMS tuition fees paid in advance (conditions and deadlines apply)

Updated October 2026

• 1% cashback on all spend daily, no cap; plus 10% Bonus Cashback on earnings from AED 5,000/month spend (effective ~1.1%)
• Unlimited complimentary airport lounge access (1,000+ lounges) via Visa Airport Companion, with 1 complimentary guest

Updated October 2026

• Earn 6% cashback on dining, 5% on fuel, 2% on supermarkets and entertainment (AED 3,000 monthly spend required; each category capped at AED 200 per cycle)
• 12 complimentary airport lounge visits a year (1,200+ lounges) plus multi-trip travel insurance up to USD 500,000

Updated October 2026

• Earn 3% cashback on spending, capped at AED 12,000 a year
• Unlimited access to 25+ regional and international airport lounges

Updated October 2026

• Earn cashback on local and international spend, up to AED 18,000 a year
• Unlimited complimentary access to 1,000+ airport lounges in 450+ cities via Dragon Pass

Updated October 2026

• Earn 0.75% cashback on all spend up to AED 4,999 a month (spend more to unlock 1.5% or 2% on the whole month's spend)
• 4 airport lounge visits a year at 25+ airports (Mastercard dining visits count towards the same allowance)

Updated November 2026

• Earn 1.5% cashback on all monthly spend between AED 5,000 and 9,999
• 4 airport lounge visits a year (25+ airports)

Updated November 2026

• Earn 2% cashback when monthly spend hits AED 10,000+ (1.5% at AED 5,000-9,999; 0.75% below); capped at AED 750 a month
• 4 airport lounge visits a year at 25+ airports (Mastercard dining offers share the same allowance)

Updated November 2026

• Earn 1% cashback on all spend (AED 0-6,999/month); 0.1% on utilities, government, telecom, travel and transport
• Rewards switchable in-app between cashback, Skywards Miles (up to 10,000/month) or cryptocurrency

Updated November 2026

• Earn 2% cashback on all monthly spend between AED 7,000 and 14,999 (0.1% on government, utilities, telecom, travel and transport)
• 8 airport lounge visits a year (800+ airports) plus 1 Careem airport ride a year

Updated November 2026

• Earn 4% cashback when monthly spend hits AED 15,000+ (applies to all that month's spend), capped at AED 1,500 a month
• Rewards switchable in-app between cashback, Emirates Skywards Miles (up to 10,000 a month) or cryptocurrency

Updated November 2026

• Earn 6% back in Tamayaz Points at Union Coop, 2% on fuel and dining, 1% on international and general domestic spend (rewards capped AED 750/month)
• Airport lounge access at 25+ airports

Updated November 2026

• Earn 10% back in Tamayaz Points at Union Coop, 3% on international spend, 1% on fuel and dining
• Airport lounge access at 800+ airports

Updated November 2026

• 5% cashback on dining (local and international) and online food delivery; 1% on other UAE and international spend
• No annual fee, no minimum spend; cashback redeemable from AED 100 as a card credit

Updated October 2026

• 5% cashback on dining (local, international and food delivery)
• 1% cashback on other international and UAE spends (excludes fuel, utilities, transport, govt, education, rent, telecom)

Updated October 2026

• 10% cashback on groceries, dining and fuel (capped at AED 250, AED 250 and AED 150 a month); 2% on other retail spend, excluding utilities, telecom, rent and several other categories
• Up to 4 airport lounge visits a year via Mastercard Travel Pass (visit count includes airport dining offers)

Updated October 2026

• 10% cashback on groceries, dining and fuel (capped at AED 100/month each), 2% on other retail
• Free for life with no annual fee

Updated October 2026

• 10% cashback on groceries (up to AED 500/month), dining (up to AED 500/month) and fuel (up to AED 200/month); 2% on other local and international retail
• Up to 8 airport lounge visits a year via Mastercard Travel Pass (lounge and airport dining offers combined)

Updated October 2026

• 10% cashback on groceries, dining and fuel (capped monthly); 2% on other local and international retail
• Up to 14 airport lounge visits a year via Mastercard Travel Pass, plus airport transfers with Careem and fast-track security

Updated November 2026

• 10% cashback on groceries, dining and fuel (capped monthly); 2% on other retail
• Up to 14 airport lounge visits a year via Mastercard Travel Pass (spend condition applies)

Updated November 2026

• 10% cashback on dining (capped at AED 150 per billing cycle, min AED 25 per transaction)
• Also earns NBF Rewards points, redeemable for gift cards, Etihad Guest Miles or cashback

Updated November 2026

• 10% cashback on dining (capped at AED 150 per billing cycle, min AED 25 per transaction)
• NBF Rewards points redeemable for gift cards, Etihad Guest Miles or instant cashback

Updated November 2026

• 1% cashback on retail spend (AED 1,000-2,999/month), rising to 1.5% at AED 3,000+, capped at AED 300 per cycle
• Free for life with no annual or joining fee

Updated October 2026

• 1.5% cashback on retail spend (local and international), capped at AED 300 per cycle
• Minimum AED 3,000 monthly spend required to unlock the 1.5% cashback rate

Updated October 2026

• 5% cashback on supermarkets and dining, 50% on cinema and video streaming (each capped at AED 100/month)
• 2% cashback on e-wallet retail spend, 1% on standard retail spend (each capped at AED 100/month)

Updated October 2026

• 10% cashback on travel (cap AED 400/mo), dining and supermarkets (cap AED 300/mo each)
• 3% cashback on e-wallet retail spend (cap AED 150/mo), 1% on standard retail (cap AED 100/mo)

Updated October 2026

• Earn 2% cashback on eligible retail purchases (online and in-store), up to AED 500 per billing cycle
• No annual fee in year 1; waived from year 2 with AED 30,000 annual spend

Updated November 2026

• 10% cashback on digital/online purchases (Apple Pay, Samsung Wallet, saved cards) up to AED 300/month; 2% on international retail (non-EEA); 1% on UAE retail
• Annual fee waived from year 2 when yearly retail spend reaches AED 10,000

Updated November 2026

• No annual fee, no down payment: up to 40 days to repay in full fee-free
• Free 4-instalment split on purchases over AED 50 at Tabby Card Network stores

Updated October 2026

• 5% cashback in 3 chosen categories (Dining, Taxis, Pharmacies, Beauty, Petrol), up to AED 200 a month
• Pay in 4 interest-free anywhere Visa is accepted, up to AED 5,000 a month

Updated November 2026

• 3% cashback on groceries, supermarkets and fuel (AED 3,000-4,999 monthly spend)
• Cashback capped at AED 500 a month across groceries, fuel and video streaming

Updated October 2026

• 5% cashback on groceries, fuel and 100% on video streaming (AED 5,000+ monthly spend)
• Combined cashback capped at AED 500 a month across groceries, fuel and video streaming

Updated October 2026

• 3% cashback on groceries and fuel (AED 3,000-4,999 monthly spend)
• Up to 10% cashback on Booking.com

Updated October 2026

• 5% cashback on groceries, fuel and 100% on video streaming (AED 5,000+ monthly spend)
• Cashback capped at AED 500 a month across groceries, fuel and video streaming combined

Updated October 2026

• 3% cashback on school fees, fashion and fuel (AED 5,000-9,999 monthly spend); 100% on video streaming (capped AED 150/month)
• Airport lounge access via Mastercard Travel Pass (1,200+ lounges in 135+ countries)

Updated October 2026

• 5% cashback on school fees, fashion and fuel at AED 10,000-14,999 monthly spend
• 100% cashback on video streaming (Netflix, Disney Plus), capped at AED 150 a month

Updated October 2026

• 10% cashback on school fees, fashion and fuel; 100% on video streaming (AED 15,000+ monthly spend)
• Cashback caps: AED 2,000/month on school fees (AED 6,000/year), AED 500 on fashion, AED 150 each on fuel and video streaming

Updated October 2026

• Earn 2% cashback on most purchases, 0.5% on fuel, transport, utilities and government spend
• Cashback capped at AED 2,500 per month; requires Salary, Family or Plus plan

Updated October 2026