Cashback credit cards in the UAE

• Earn 6% cashback on dining, 5% on groceries, fuel and digital subscriptions, 1% on all other spend
• Buy-one-get-one VOX Cinemas tickets (up to 4 free tickets a month) plus 25% off F&B

Updated July 2026

• Earn 1% cashback to AED 5,000/month, then 1.25% above that
• 4 complimentary airport lounge visits across 25+ lounges

Updated July 2026

• Earn 35% back as talabat Credit on talabat orders (first 10/month), 1.25% on all other spend
• Free talabat Pro membership, unlimited free delivery on every order

Updated June 2026

• Earn 4% cashback on groceries, fuel, dining, education and utilities
• Cashback capped per category (AED 100-300/month), up to AED 1,000 total

Updated July 2026

• Earn 50% cashback on snacks, 10% on noon/Careem/Amazon, 5% on dining (AED 200/month cap)
• 1% cashback on all other retail and international spend

Updated June 2026

• Earn 50% cashback on refreshments, 10% on noon/Careem/Amazon, 7% on dining, 5% abroad (AED 400/month cap)
• Unlimited access to 25+ LoungeKey and Marhaba lounges across UAE and internationally

Updated July 2026

• Earn 5% cashback on any 2 chosen categories: fuel, online, supermarkets or school fees; 1% on all other spend
• Unlimited lounge access at 25+ LoungeKey and Marhaba lounges worldwide

Updated July 2026

• Earn 1% cashback on 2 chosen categories (groceries, dining, fuel, education or international spend), plus 1% on all other retail
• Up to 5% on chosen categories at AED 8,000+ monthly spend, capped at AED 250 per category and AED 500 per month

Updated July 2026

• Earn 3% cashback on any 2 chosen categories (groceries, dining, fuel, education or international spend), 1% on other retail
• Free for life, cashback capped at AED 250 per category and AED 500 per month

Updated July 2026

• Earn 5% cashback on any 2 chosen categories (groceries, dining, fuel, education or international spend), 1% on other retail
• Cashback capped at AED 250 per chosen category and AED 500 per month, credited the following month

Updated July 2026

• Flat 1% cashback on all local and international spend, no cap
• 4 airport lounge visits per year via Mastercard Travel Pass

Updated July 2026

• Earn 3% cashback on foreign spend, 2% on groceries, 1% on everything else
• No minimum spend, no category exclusions, no caps on cashback earnings

Updated July 2026

• 3% cashback on Bills, Education, Supermarkets and Fuel (AED 75 cap per category, AED 300/month)
• Minimum AED 3,000 monthly spend required to unlock cashback; 0% on all other categories

Updated July 2026

• 5% cashback on Bills, Education, Supermarkets and Fuel (AED 100 cap per category, AED 400/month)
• Minimum AED 10,000 monthly spend needed for this tier; no cashback on other categories

Updated July 2026

• 10% cashback on Bills, Education, Supermarket and Transport (AED 20,000+ monthly spend)
• Cashback capped at AED 150 per category, AED 600 total per month

Updated July 2026

• 100% cashback at 20+ selected merchants (noon, Amazon, Uber, Netflix, Starbucks and more), up to AED 135 per month
• Free for life with no annual fee; requires AED 5,000 minimum monthly spend to unlock cashback

Updated July 2026

• Earn 3% cashback on bills, education, supermarkets and fuel (up to AED 300/month)
• 8 complimentary airport lounge visits per year via Visa Airport Companion

Updated June 2026

• Earn 5% cashback on Bills, Education, Supermarkets & Fuel, up to AED 400/month
• 8 complimentary airport lounge visits a year via Visa Airport Companion

Updated June 2026

• Earn 10% cashback on Bills, Education, Supermarkets and Fuel (AED 600/month cap)
• 8 complimentary airport lounge visits per year via Visa Airport Companion

Updated June 2026

• Earn 3 Joy Points per AED on dining, supermarkets, department stores and entertainment (min AED 5,000/month); 0.15 on all other spend
• 25+ Middle East and Levant airport lounges plus 4 complimentary valet parking sessions a month

Updated July 2026

• Earn 2 Joy Points per AED on dining, entertainment, supermarkets and department stores (min AED 3,000/month); 0.13 elsewhere
• Up to 7% credit on Booking.com, 12% off GetYourGuide and 12% off Heathrow Express

Updated July 2026

• Earn 5 Joy Points per AED (5%) on dining, supermarkets, department stores and entertainment; 0.5 on all other spend (min AED 7,500/month, capped at 100,000 points/month)
• Access to 1,000+ airport lounges worldwide plus 4 complimentary valet parking sessions per month

Updated July 2026

• Earn 5% cashback on groceries, dining and fuel (capped at AED 150 per category per month)
• 0.5% cashback on retail, online, travel and foreign spend

Updated July 2026

• 4% cashback on supermarkets, fuel, school fees, auto servicing, telecoms, utilities and Salik/Nol (category caps AED 50-400, overall cap AED 1,000/month)
• Minimum AED 4,000 monthly spend required to earn cashback; no cashback outside listed categories

Updated June 2026

• 3% cashback on groceries, school fees, auto servicing, fuel, utilities and Salik/Nol
• Cashback capped per category (AED 25 to 300) and AED 1,000 total per month

Updated June 2026

• 4% cashback on supermarkets, dining, fuel and sports (UAE); 2% international; 1% other local
• FC Barcelona perks: matchday tickets, signed jerseys, legend meet-and-greets and training access

Updated July 2026

• Earn 5% cashback on telecom and electronics, 1% on most other spend
• Buy 1 Get 1 movie tickets monthly at Reel Cinemas (AED 3,000 spend required)

Updated July 2026

• Earn 3% cashback on supermarkets, education, dining & telecom (up to AED 200/category/month)
• Unlimited access to 1,000+ airport lounges worldwide via Visa Airport Companion

Updated June 2026

• Earn 5% cashback on supermarkets, dining, education & telecom (up to AED 200/category/month)
• Unlimited access to 1,000+ airport lounges worldwide via Visa Airport Companion

Updated June 2026

• Up to 10% cashback on supermarkets, dining, education & telecom (AED 17,500+ monthly spend tier; max AED 200/category)
• Unlimited access to 1,000+ airport lounges worldwide via Visa Airport Companion

Updated June 2026

• Earn 10% cashback on RTA transport (cap AED 75/mo) and fuel (cap AED 75/mo)
• 2.25% cashback on international spend, 1.25% on domestic purchases

Updated July 2026

• Earn 8% cashback on fuel, 4% on supermarkets, dining & education, 1% elsewhere
• Unlimited access to 1,000+ airport lounges worldwide via Visa Airport Companion

Updated July 2026

• Earn dnata Points (1 pt = AED 1): 15% at Costa Coffee and City Sightseeing, 10% at dnata Travel and Arabian Adventures, 5% on Duty Free
• Points credited instantly, never expire, redeem 1:1 in AED at dnata Travel and participating stores

Updated July 2026

• Earn 15% back at dnata Travel, Costa and Emirates Leisure Retail; 10% at MMI, Arabian Adventures and Duty Free; 1.5% on all other retail
• dnata Points worth AED 1 each, credited instantly, never expire, redeemable at dnata Travel and participating stores

Updated July 2026

• Earn 5% back in Plus Points on groceries, electronics, fuel, utilities and education (min AED 5,000/month), 0.5% on all other spend
• Plus Points redeem at 1 Point = 0.75 AED cashback or travel (up to 1 AED for education and donations); max 500 Points per statement

Updated July 2026

• Earn 1.25% in Plus Points on weekend retail spend, 1% on RTA transit
• Built-in NoL chip, pay Metro, bus & RTA parking; auto top-up when low

Updated June 2026

• Earn 2.5% in Plus Points on weekend retail, 2% on RTA/transit, 0.5% weekdays
• Built-in NoL chip: Gold Class Metro access, bus/ferry/parking, auto top-up

Updated July 2026

• Earn 20% back on noon Food, 10% on NowNow, 5% on noon/Namshi/SIVVI, 1% on all other spend
• Up to AED 2,000 noon Credits back per month (1 Credit = AED 1, redeemable on noon)

Updated July 2026

• Earn 5% cashback on supermarkets, fashion and dining (cap AED 150 each/mo), 3% on international spend, 1% on all other
• Up to 8 airport lounge visits a year (plus 6 guest passes) and 1 airport transfer

Updated July 2026

• Earn up to 3% FAB Rewards on GEMS fees, 2% abroad, 1% on daily spend
• 10% FAB Rewards back on school buses, canteen, uniforms and activities

Updated July 2026

• 1% cashback on all spend, no cap; 1.1% effective with AED 5,000/month tier
• Unlimited lounge access (1,000+ lounges) for cardholder plus 1 guest

Updated June 2026

• Earn 6% cashback on dining, 5% on fuel, 2% on supermarkets and entertainment (min AED 3,000 spend to unlock)
• 12 complimentary lounge visits a year (1,200+ lounges) plus USD 500,000 multi-trip travel insurance

Updated June 2026

• Flat 3% cashback on all local and international spend, up to AED 1,000/month
• Unlimited access to 25+ regional and international airport lounges

Updated July 2026

• Flat 3% cashback on all local and international spend (up to AED 1,500/month)
• Unlimited lounge access at 1,000+ airports worldwide plus 2 complimentary airport transfers

Updated July 2026

• Earn 0.75% cashback on most spend (rises to 1.5% or 2% at higher monthly tiers)
• Points redeemable as cashback or converted to Skywards Miles (up to 5,000/month)

Updated July 2026

• Earn 1.5% cashback on all spend at AED 5,000-9,999/month, 2% above AED 10,000 (capped AED 750/month)
• Points switchable to Emirates Skywards Miles (up to 5,000 Miles/month) via the app

Updated July 2026

• Earn 2% cashback on all spend above AED 10,000/month (cap AED 750)
• Points switchable between cashback and Skywards Miles (up to 5,000 Miles/month)

Updated July 2026

• Earn 1% cashback on all spend (scales to 2% at AED 7,000 and 4% at AED 15,000+)
• Switchable rewards: redeem points as cashback or convert to Emirates Skywards Miles

Updated July 2026

• Earn 2% cashback on all spend at AED 7,000-14,999/month (4% above AED 15,000)
• Lounge access at 800+ airports plus 1 Careem airport ride per year

Updated July 2026

• Earn 4% cashback on all spend at AED 15,000+/month (capped AED 1,500)
• Switchable rewards: redeem points as cashback or up to 10,000 Skywards Miles/month

Updated July 2026

• Earn 6% Tamayaz Points at Union Coop, 2% on fuel and dining, 1% abroad and locally
• Free for life card with no minimum spend (rewards capped AED 750/month)

Updated July 2026

• Earn 10% Tamayaz Points at Union Coop, 3% on international spend, 1% on fuel, dining and local spend
• Airport lounge access at 800+ airports worldwide

Updated July 2026

• Earn 5% cashback on dining (including Talabat), 1% on all other spends
• AED 500 welcome bonus when you spend AED 5,000 in your first 2 months

Updated June 2026

• 5% cashback on dining (local & international), 1% on all other spends
• 20% cashback for first 4 months on Netflix, Talabat, Careem and more (up to AED 50 per merchant/month)

Updated June 2026

• Earn 5% noon Credits on noon, Sivvi, Namshi, noon Food & more; 1% elsewhere
• 50% off Cinépolis cinemas, up to 8 tickets per month

Updated June 2026

• 10% cashback on groceries, dining and fuel (capped AED 250/250/150 per month), 2% on all other retail
• Up to AED 2,500 total cashback per month, free for life

Updated July 2026

• Earn 10% cashback on groceries, dining and fuel (AED 100/month cap each), 2% on all other retail
• Free for life with up to AED 1,500 total cashback per month

Updated June 2026

• Earn 10% cashback on groceries, dining and fuel; 2% on all other retail
• Up to AED 3,500 cashback per month (caps: AED 500 grocery, AED 500 dining, AED 200 fuel)

Updated July 2026

• 10% cashback on dining, groceries and fuel (capped monthly); 2% on all other retail
• Up to AED 5,000 cashback per month, annual fee waived on AED 50,000 spend

Updated July 2026

• 10% cashback on groceries, dining and fuel; 2% on all other retail
• Up to AED 5,000 cashback per month; annual fee waived on AED 50,000 spend

Updated July 2026

• 10% cashback on dining, capped at AED 150 per month
• Visa Infinite lounge access at airports worldwide

Updated July 2026

• 10% cashback on dining, up to AED 150 per month
• Shariah-compliant Murabaha structure with worldwide Visa acceptance

Updated July 2026

• Earn 1% cashback on all local and international spend (AED 1,000-2,999/month, capped AED 300)
• Free for life with one free monthly international remittance

Updated June 2026

• Earn 1.5% cashback on all local and international spend (min AED 3,000/month)
• Cashback capped at AED 300 per statement cycle, free for life

Updated June 2026

• 5% cashback on supermarkets & dining, 50% on cinema & streaming, 2% on e-wallets
• Cashback across all categories capped at AED 100 each per month

Updated July 2026

• Earn 10% cashback on travel, supermarket and dining; 1% on all other retail
• Complimentary airport lounge access plus airport pick-up and drop-off transfers

Updated July 2026

• Earn 2% cashback on all purchases, in-store and online (excluding utilities and government spend)
• Annual fee of AED 299 waived each year you spend AED 30,000 or more

Updated July 2026

• 10% cashback on online and digital wallet spend (Apple Pay, Samsung Wallet)
• 2% on international retail and 1% on domestic retail, uncapped

Updated July 2026

• No cashback on the Free plan; cashback requires the paid Plus plan
• Buy now, pay later: up to 40 days to pay with no interest or fees

Updated July 2026

• Earn 5% cashback in 3 categories you pick each month (up to AED 200 total)
• Selectable categories: Dining, Taxis, Pharmacies, Beauty, and Petrol stations

Updated July 2026

• 3% cashback on groceries and fuel (at AED 3,000 to 4,999 monthly spend)
• 1,200+ airport lounges in 135+ countries via Mastercard Travel Pass

Updated July 2026

• 5% cashback on groceries and fuel, 100% on video-streaming subscriptions
• Total cashback capped at AED 500 per month (requires AED 5,000+ monthly spend)

Updated July 2026

• 3% cashback on groceries and fuel (AED 3,000-4,999 monthly spend, capped AED 500)
• Access to 1,200+ airport lounges in 135+ countries via Mastercard Travel Pass

Updated July 2026

• 5% cashback on groceries and fuel, 100% on video streaming (AED 5,000+/month spend)
• Monthly cashback capped at AED 500 across all categories

Updated July 2026

• Earn 3% cashback on school fees, fashion and fuel; 100% on streaming
• Mastercard Travel Pass: 1,200+ airport lounges across 135+ countries

Updated July 2026

• 5% cashback on school fees, fashion and fuel at AED 10,000-14,999 monthly spend
• 100% cashback on video-streaming subscriptions (Netflix, Disney+ etc.), capped AED 150/month

Updated July 2026

• Earn 10% cashback on school fees, fashion and fuel; 100% on streaming
• Mastercard Travel Pass: access to 1,200+ lounges in 135+ countries

Updated July 2026

• Flat 2% cashback on all purchases (capped at AED 2,500/month)
• 0.5% cashback when using Wio to repay other banks' credit cards

Updated July 2026