Cashback credit cards in the UAE

• 6% cashback on dining, 5% on fuel/Salik, streaming and AI subscriptions, 3% on groceries
• 1% cashback on other retail; 0.5% on utilities, transport, govt and similar categories

Updated September 2026

• 7% cashback on airlines, hotels, fuel, dining, jewellery, spas and gyms (AED spend); 50% on cinema tickets online; 1% on international retail and other domestic spend (min. AED 7,000 spend a month, capped at AED 1,500 a month)
• Unlimited lounge access (1,000+ lounges) for cardholder plus 1 guest per visit via Visa Airport Companion

Updated September 2026

• Earn 1.25% cashback on monthly spend of AED 5,000+, or 1% below that threshold
• Reduced 0.75% cashback on supermarkets, fuel, utilities, transport, telecom and similar categories

Updated September 2026

• 35% back as talabat credit on talabat orders (first 10 orders/month, capped AED 35/order and AED 350/month); 1.25% on other domestic and international spend
• Free talabat Pro subscription: unlimited free delivery, plus 10% off up to 10 Bolt rides a month in Dubai

Updated September 2026

• Earn 4% cashback on groceries, fuel, dining, education and utilities
• Cashback capped per category (AED 100-300/month), up to AED 1,000 total

Updated September 2026

• 10% cashback on noon, Careem and Amazon, 5% on dining, 50% on refreshments (AED 50 cap each, AED 200/month max)
• Free for life with no annual fee

Updated September 2026

• Earn up to 50% cashback on snacks, 10% online (noon/Careem/Amazon), 7% dining, 5% abroad, plus 1% on other retail (min AED 5,000 spend per cycle)
• Unlimited lounge access at 25+ LoungeKey and Marhaba lounges across UAE and 11+ countries

Updated September 2026

• 5% cashback on fuel and online shopping (up to AED 400/month on fuel, AED 100 on online shopping), 1% on all other spend
• 3 complimentary valet visits a month at 35+ locations (requires AED 5,000 retail spend that month)

Updated September 2026

• 5% cashback on fuel and school fees (your 2 chosen categories); 1% on all other spend
• Fuel cashback capped at AED 400 per cycle; school fees at AED 200 per cycle

Updated September 2026

• 5% cashback on fuel and supermarkets (up to AED 400/month on fuel, AED 100 on supermarkets)
• 1% cashback on all other spend, up to your credit limit with no monthly cap

Updated September 2026

• 5% cashback on online shopping and school fees (up to AED 100 and AED 200 per month), 1% on all other spend
• 3 valet parking visits a month at 35+ locations (requires AED 5,000 retail spend that month)

Updated September 2026

• 5% cashback on supermarkets and online shopping (capped at AED 100 per category per month), 1% on all other spend
• Valet parking 3 times a month at 35+ locations (requires AED 5,000 retail spend that month)

Updated September 2026

• 5% cashback on supermarkets (up to AED 100/month) and school fees (up to AED 200/month)
• 1% cashback on all other spend, with no monthly cap

Updated September 2026

• Earn 1% cashback on all retail spend (AED 0-3,000/month), 0% on government spend
• Up to 5% cashback on 2 chosen categories (Grocery, Fuel, Dining, International, Education) at higher monthly spend

Updated September 2026

• 3% cashback on Dining and Education when monthly spend is AED 3,000-8,000
• 1% cashback on all other retail spend; 0% on government and app-paid utility spend

Updated September 2026

• Earn 3% cashback on your chosen 2 categories (Fuel and Dining) on monthly spend of AED 3,000-8,000, plus 1% on other retail spend
• Cashback capped at AED 250 per chosen category and AED 500 per statement cycle, credited by the 15th of the following month

Updated September 2026

• Earn 3% cashback on Fuel and Education (AED 3,000-8,000/month spend), 1% on other retail
• 4 complimentary airport lounge visits or dining offers a year at 25+ lounges via Mastercard Travel Pass

Updated September 2026

• Earn 3% cashback on Groceries and Dining (AED 3,000-8,000 monthly spend), 1% on other retail
• 4 complimentary lounge visits or airport dining offers a year via Mastercard Travel Pass (25+ lounges)

Updated September 2026

• Earn 3% cashback on Groceries and Education (AED 3,000-8,000 monthly spend), 1% on other retail
• Choose any 2 of 5 boosted categories: Grocery, Fuel, International Spends, Dining or Education

Updated September 2026

• Earn 3% cashback on Groceries and Fuel (AED 3,000-8,000 monthly spend), 1% on other retail
• Cashback capped at AED 250 per selected category and AED 500 per statement cycle, no annual fee

Updated September 2026

• Earn 5% cashback on Dining and Education (above AED 8,000 monthly spend), 1% on other retail
• Cashback capped at AED 250 per selected category and AED 500 per statement cycle

Updated September 2026

• Earn 5% cashback on 2 chosen categories (Fuel + Dining) above AED 8,000 monthly spend, 1% on other retail spend
• Cashback capped at AED 250 per chosen category and AED 500 per statement cycle, credited by the 15th

Updated September 2026

• 5% cashback on Fuel and Education above AED 8,000 monthly spend, 1% on other retail
• 4 complimentary airport lounge visits or dining offers a year (25+ lounges) via Mastercard Travel Pass

Updated September 2026

• 5% cashback on Groceries and Dining above AED 8,000 monthly spend, 1% on other retail
• Cashback capped at AED 250 per selected category and AED 500 per statement cycle

Updated September 2026

• Earn 5% cashback on Groceries and Education (above AED 8,000 monthly spend), 1% on other retail
• Cashback capped at AED 250 per selected category and AED 500 per statement cycle, no annual fee

Updated September 2026

• Earn up to 5% cashback on 2 chosen categories (e.g. Groceries and Fuel) above AED 8,000 monthly spend; 1% on other retail spend
• Cashback capped at AED 250 per chosen category and AED 500 per statement cycle, credited by the 15th

Updated September 2026

• Flat 1% cashback on all local and international spend, no cap
• 4 complimentary airport lounge visits a year via Mastercard Travel Pass

Updated September 2026

• Earn 1% cashback on all purchases with no bonus or reduced categories

Updated September 2026

• No rewards or cashback: value comes from flexible repayment terms
• Pay as little as 5% of your monthly balance or USD 18, whichever is higher

Updated September 2026

• Earn 1% cashback on all purchases, uncapped and across every category
• Up to 5 complimentary Priority Pass lounge visits a year

Updated September 2026

• 3% cashback on non-AED spend, 2% on groceries, 1% on all other retail spend
• No minimum spend, no category exclusions, no caps (up to credit limit)

Updated September 2026

• 3% cashback on bills, education, supermarkets and fuel (AED 3,000-9,999 monthly spend)
• Up to AED 300 cashback a month (AED 75 cap per category); min. AED 3,000 spend required

Updated September 2026

• 5% cashback on bills, education, supermarkets and fuel (AED 3,000 min spend, AED 400/month cap)
• 8 airport lounge visits a year via Visa Airport Companion (1,200+ lounges, cardholder only)

Updated September 2026

• 10% cashback on bills, education, supermarkets and fuel (AED 20,000+ monthly spend)
• Cashback capped at AED 150 per category and AED 600 total each month

Updated September 2026

• Up to AED 135/month cashback at noon, Amazon, Uber, Zomato, Netflix, Starbucks and more
• No annual fee, but AED 5,000 monthly spend required to unlock the cashback

Updated September 2026

• 3% cashback on bills, education, supermarkets and fuel (AED 3,000-9,999 monthly spend)
• Cashback capped at AED 75 per category and AED 300 total per month

Updated September 2026

• 5% cashback on bills (water & electricity), education, supermarkets and fuel, up to AED 400/month
• Requires AED 3,000+ monthly spend; cashback capped at AED 100 per category

Updated September 2026

• Earn 10% cashback on bills, education, supermarkets and fuel (AED 20,000+ monthly spend, capped at AED 150 per category, AED 600 total)
• 8 airport lounge visits per year via Visa Airport Companion (cardholder only, international spend required after 1st visit)

Updated September 2026

• Earn 3 Joy Points per AED on dining, entertainment, department stores and supermarkets (min. AED 5,000/month spend)
• 4 complimentary airport lounge visits a year via Mastercard Travel Pass (25+ lounges in Middle East and Levant)

Updated September 2026

• Earn 2 Joy Points per AED on dining, entertainment, department stores and supermarkets (min. AED 3,000/month spend; 50,000 points monthly cap)
• Up to 7% credit on Booking.com, 12% off GetYourGuide and 12% off Heathrow Express

Updated September 2026

• Earn 5 Joy Points per AED on dining, entertainment, department stores and supermarkets (min. AED 7,500/month spend)
• 8 airport lounge visits a year (1,000+ lounges via Mastercard Travel Pass) plus travel medical and inconvenience insurance

Updated September 2026

• 5% cashback on groceries, dining and fuel in the UAE (capped at AED 150 per category per month)
• 0.5% cashback on other retail spend in the UAE and abroad; 0.15% on utilities, government and transit

Updated September 2026

• Earn 4% cashback on supermarkets, fuel, school fees, auto servicing, telecom and utilities (UAE only, min. AED 4,000 spend/month)
• Cashback capped per category monthly: AED 300 supermarkets, AED 400 auto servicing, AED 150 fuel, AED 150 utilities

Updated September 2026

• Earn 3% cashback on supermarkets, fuel, school fees, Salik/Nol, auto servicing, telecom and utility bills (UAE only)
• Cashback caps per month: AED 200 supermarkets, AED 300 auto servicing, AED 200 school fees, AED 100 each on telecom, fuel and utilities, AED 25 Salik/Nol

Updated September 2026

• 4% cashback on supermarkets, dining, fuel and sports (capped at AED 100/month each)
• Up to 2% cashback on international spend; up to 1% on other domestic spend

Updated September 2026

• Earn 5% cashback on telecom and electronics (AED 100/month each), 1% on all other spend
• Buy 1 Get 1 movie tickets up to twice a month at Reel Cinemas (AED 3,000 spend required)

Updated September 2026

• Earn 3% cashback on supermarkets, education, dining and telecom (AED 3,000-9,999 monthly spend); max AED 200 per category
• 1 complimentary airport lounge visit a year (1,200+ lounges) via Visa Airport Companion

Updated September 2026

• Earn 5% cashback on supermarkets, education, dining and telecom at AED 10,000-17,499 monthly spend
• 1 complimentary lounge visit a year (1,200+ lounges via Visa Airport Companion)

Updated September 2026

• Earn 3-10% cashback on supermarkets, dining, education and telecom (10% at AED 17,500+ monthly spend; max AED 200 per category)
• 1 complimentary lounge visit a year (1,200+ lounges via Visa Airport Companion)

Updated September 2026

• 10% cashback on RTA transport (cap AED 75/mo) and fuel (cap AED 75/mo)
• 2.25% cashback on international spend, 1.25% domestic, 1% groceries

Updated September 2026

• 4% cashback on supermarkets, dining and education (capped AED 200/category/month); 8% on fuel (capped AED 100/month)
• 1% cashback on most other spend; 0.5% on telecom, utilities and government; minimum AED 2,500 spend/month to earn

Updated September 2026

• Earn dnata Points (1 Point = AED 1): 15% at Costa Coffee and City Sightseeing, 10% at dnata Travel and Arabian Adventures, 5% on Duty Free
• Points credited instantly, never expire, and redeem 1:1 (AED) at dnata Travel and participating stores

Updated September 2026

• Earn 15% back in dnata Points at dnata Travel and Costa Coffee, 10% at MMI and Duty Free, 1.5% on general retail
• Unlimited airport lounge access worldwide via Mastercard Travel Pass (1,000+ lounges, 300+ cities)

Updated September 2026

• Earn 5% Plus Points on groceries, electronics, utilities, education and fuel (min. AED 5,000/month spend; 1.5% if not met), 0.5% on other spend
• Complimentary airport lounge access: 25+ lounges via Mastercard, 1,900+ lounges via Diners Club

Updated September 2026

• Earn 1.25% in Plus Points on weekend retail spend, 1% on RTA transit
• Built-in NoL chip, pay Metro, bus & RTA parking; auto top-up when low

Updated September 2026

• Earn 2.5% in Plus Points on retail weekend spend, 2% on RTA/transit spend, 0.5% on retail weekdays
• Built-in NoL chip: Gold Class Metro access, bus, water bus and RTA parking, with auto top-up

Updated September 2026

• Earn 20% back on noon Food, 10% on NowNow, 5% on noon, Namshi and supermall, 1% elsewhere (capped at AED 2,000/month)
• Free noon One membership for year one, then 50% off annually

Updated September 2026

• Earn 5% cashback on supermarkets, clothing and dining (AED, cap AED 150 each/month), 3% on foreign spend
• 8 airport lounge visits a year for cardholder, 6 for a guest, plus 1 free airport transfer

Updated September 2026

• 5% cashback on supermarkets, fuel and dining (capped AED 150/category/month); 3% on international spend; 1% on other retail
• Complimentary worldwide airport lounge access for you and 1 guest

Updated September 2026

• Earn 6.5 FAB Rewards per AED 1 abroad (~2%) and 3.5 on UAE spend (~1%); 10% back on school extras (bus, canteen, uniform, activities) capped at AED 250.50 a month
• Up to 3% discount on GEMS tuition fees paid in advance (terms and deadlines apply)

Updated September 2026

• 1% cashback on all eligible spend, no cap; plus 10% Bonus Cashback on daily cashback earned when AED 5,000/month (or quarterly/yearly equivalent) is met
• Unlimited complimentary lounge access (1,000+ lounges) for cardholder and 1 guest when card used for 1 international purchase within 15 days before travel

Updated September 2026

• Earn 6% cashback on dining, 5% on fuel, 2% on supermarkets and entertainment (AED 3,000+ monthly spend required to unlock bonus rates)
• 12 complimentary lounge visits a year (1,200+ lounges) plus USD 500,000 multi-trip travel insurance for cardholder and family

Updated September 2026

• Earn 3% cashback on spending, capped at AED 12,000 cashback a year
• Complimentary access to 25+ regional and international airport lounges

Updated September 2026

• Earn cashback on local and international spend, up to AED 18,000 a year
• Unlimited airport lounge access via Dragon Pass (1,000+ lounges, 135+ countries)

Updated September 2026

• Earn 0.75% cashback on all spend up to AED 4,999 a month (0.1% on government, utilities and bills)
• Higher tiers: 1.5% from AED 5,000 and 2% from AED 10,000, applied to the full month's spend (capped at AED 750)

Updated September 2026

• Earn 1.5% cashback on AED 5,000-9,999 monthly spend (0.1% on government, utilities and bills)
• Complimentary airport lounge access at 25+ airports

Updated September 2026

• Earn 2% cashback on AED 10,000+ monthly spend (rate applies to all spend that month), capped at AED 750 a month
• Government, utilities and bill payments earn only 0.1% cashback

Updated September 2026

• Earn 1% cashback on all spend (AED 0-6,999/month); 0.1% on govt, utilities and bills
• Complimentary airport lounge access at 800+ lounges worldwide

Updated September 2026

• Earn 2% cashback on all monthly spend of AED 7,000-14,999 (0.1% on govt, utilities and bills)
• Redeem points as cashback, Emirates Skywards Miles (up to 10,000/month) or cryptocurrency

Updated September 2026

• Earn 4% cashback on all spend when monthly spend reaches AED 15,000 (capped at AED 1,500/month); note 0.1% on utilities, government and bill payments
• Redeem as cashback, Emirates Skywards Miles (up to 10,000 Miles/month) or cryptocurrency, switchable in-app

Updated September 2026

• Earn 6% Tamayaz Points at Union Coop, 2% on fuel and dining, 1% on international and general domestic spend (rewards capped AED 750/month)
• Complimentary airport lounge access at 25+ airports

Updated September 2026

• Earn 10% back in Tamayaz Points at Union Coop, 3% on international spend, 1% on fuel and dining
• Complimentary airport lounge access at 800+ lounges worldwide

Updated September 2026

• Earn up to 8% at Aura brands, 4% at Starbucks, 3% on UAE groceries
• 4 lounge visits a year via Mastercard Travel Pass (1,200+ lounges), unlocked by a USD 1+ international transaction

Updated September 2026

• Earn up to 10% at Aura brands, 4% on UAE groceries, 1% on international and other local spend
• Aura Star tier status for as long as you hold the card

Updated September 2026

• Earn up to 12% at Aura brands, 5% on UAE groceries, 1.25% on international and other local spend (as Aura Points)
• Aura Star tier for life of the card, plus 14 lounge visits a year at 1,200+ lounges via Mastercard Travel Pass

Updated September 2026

• 5% cashback on dining (including food delivery) and hotel stays
• 1% cashback on other international and UAE spend (excludes utilities, fuel, rent, transport and similar)

Updated September 2026

• 5% cashback on dining (local, international and online food delivery)
• 1% cashback on other international and UAE spend (excluding fuel, utilities, government, education, rent, telecom and transport)

Updated September 2026

• Earn 5% noon Credits on noon, noon Food, noon Minutes, Supermall, NowNow and Namshi
• 1% noon Credits on general spend (0.33% on fuel, utilities, rent, transport and similar)

Updated September 2026

• 10% cashback on dining (capped at AED 150 per billing cycle, min AED 25 per transaction)
• Also earns NBF Rewards points, redeemable for gift cards, Etihad Guest Miles or cashback

Updated September 2026

• 10% cashback on dining (capped at AED 150 per billing cycle, min AED 25 per transaction)
• NBF Rewards points redeemable for gift cards, Etihad Guest Miles or instant cashback

Updated September 2026

• 1% cashback on retail spend (AED 1,000-2,999/month), rising to 1.5% at AED 3,000+, capped at AED 300 per cycle
• Free for life with no annual or joining fee

Updated September 2026

• 1.5% cashback on retail spend (local and international), capped at AED 300 per cycle
• Minimum AED 3,000 monthly spend required to unlock the 1.5% cashback rate

Updated September 2026

• 5% cashback on supermarkets and dining, 50% on cinema and video streaming (each capped at AED 100/month)
• 2% cashback on e-wallet retail spend, 1% on standard retail spend (each capped at AED 100/month)

Updated September 2026

• 10% cashback on travel (cap AED 400/mo), dining and supermarkets (cap AED 300 each/mo)
• 3% cashback on e-wallet retail spend (cap AED 150/mo), 1% on standard retail (cap AED 100/mo)

Updated September 2026

• Earn 2% cashback on eligible retail spend (online and in-store), up to AED 500 per billing cycle
• No annual fee in year 1; waived from year 2 with AED 30,000 annual spend

Updated September 2026

• 10% cashback on digital/online spend (Apple Pay, Samsung Wallet, saved cards), capped at AED 300/month
• 2% cashback on international retail spend (excluding EEA), 1% on UAE retail spend

Updated September 2026

• No cashback on the Free plan: upgrade to Tabby Card Plus to earn cashback
• Buy now, pay later: one monthly statement with up to 40 days to repay interest-free

Updated September 2026

• Earn 5% cashback on 3 chosen categories (Dining, Taxis, Pharmacies, Beauty, or Petrol), up to AED 200 a month
• Split any Visa purchase into 4 interest-free payments automatically, up to AED 5,000 a month

Updated September 2026

• Earn 3% cashback on groceries and fuel (AED 3,000-4,999 monthly spend)
• Cashback capped at AED 500 a month across groceries and fuel combined

Updated September 2026

• 5% cashback on groceries, fuel and video streaming (AED 5,000+ monthly spend)
• Cashback capped at AED 500 a month across groceries, fuel and streaming combined

Updated September 2026

• 3% cashback on groceries and fuel (AED 3,000-4,999 monthly spend)
• Up to 10% cashback on Booking.com

Updated September 2026

• 5% cashback on groceries and fuel, 100% on video streaming (AED 5,000+ monthly spend)
• Combined cashback cap of AED 500 a month across groceries, fuel and streaming

Updated September 2026

• 3% cashback on school fees (cap AED 2,000/month), fashion (AED 500) and fuel (AED 150) at AED 5,000-9,999 monthly spend
• 100% cashback on video streaming such as Netflix and Disney Plus, capped at AED 150 a month

Updated September 2026

• 5% cashback on school fees, fashion and fuel (AED 10,000-14,999 monthly spend)
• 100% cashback on video streaming (Netflix, Disney Plus), capped at AED 150 a month

Updated September 2026

• 10% cashback on school fees, fashion and fuel (AED 15,000+ monthly spend)
• 100% cashback on video streaming (Netflix, Disney Plus), capped at AED 150/month

Updated September 2026

• Earn 2% cashback on most purchases, 0.5% on fuel, transport, utilities and government spend
• Cashback capped at AED 2,500 per month; requires Salary, Family or Plus plan

Updated September 2026