Cashback
HSBC
Live+ Credit Card
The Live+ Credit Card is a cashback credit card from HSBC. It has an annual fee of AED 313.95, and needs a minimum salary of AED 10,000 a month.
Annual fee
AED 313.95
Joining fee
Free
Min. salary
AED 10,000/mo
Rewards in
Cashback
Material
Plastic
Card highlights
- Earn 6% cashback on dining, 5% on fuel, 2% on supermarkets and entertainment (AED 3,000+ monthly spend required to unlock bonus rates)
- 12 complimentary lounge visits a year (1,200+ lounges) plus USD 500,000 multi-trip travel insurance for cardholder and family
- Buy 1 Get 1 Free cinema tickets monthly, complimentary Zomato Gold and Careem Plus memberships
- 200+ MENA golf and lifestyle offers via Timeout and Golf Access Programme
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Dining & food | 6% | AED 200 |
| Fuel | 5% | AED 200 |
| Supermarket | 2% | AED 200 |
| Travel | 0.5% | No cap |
| Retail | 0.5% | No cap |
| Utilities | 0.5% | No cap |
| Education | 0.5% | No cap |
| Transport | 0.5% | No cap |
| Online shopping | 0.5% | No cap |
| International spend | 0.5% | No cap |
| Real estate | 0.5% | No cap |
Current welcome offer
Earn up to AED 800 welcome cashback
- AED 600 when you spend at least AED 6,000 in the first 60 days
- AED 100 the first time you pay with the card from a mobile wallet, within 60 days
- AED 100 when you add a supplementary card and make a payment with it, within 60 days
- New HSBC credit card customers only (no HSBC credit card held in the past 6 months)
- Apply between 1 June and 31 December 2026, approved by 31 January 2027
Expected offer expiry: December 2026
Benefits & perks
- •Airport lounge access: 12 complimentary visits/year to 1,200+ lounges (cardholder and additional cardholders)
- •Multi-trip travel insurance up to USD 500,000 for cardholder and family (trips up to 90 days)
- •Buy 1 get 1 free movie tickets monthly and up to 25% off F&B at UAE cinemas (min AED 6,000 spend that month)
- •Complimentary 12-month Zomato Gold membership (worth AED 149)
- •Complimentary 12-month Careem Plus subscription (Dubai and Abu Dhabi cardholders)
- •Discounts at 400+ UAE restaurants
- •Timeout and Golf Access Programme: 200+ offers across MENA
- •Booking.com: up to 7% back as wallet credits
- •Airalo: 15% off data roaming
- •home&Away worldwide lifestyle offers
- •Extended warranty cover
- •Fraud protection
- •24-hour Visa Concierge
Every card is checked against official bank sources. Last updated September 2026.
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