Cashback
HSBC
Live+ Credit Card
The Live+ Credit Card is a cashback credit card from HSBC. It has an annual fee of AED 313.95, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 313.95
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Min. monthly spend
AED 3,000
Material
Plastic
Card highlights
- Earn 6% on dining, 5% on fuel, 2% on supermarkets & entertainment (min AED 3,000 spend to unlock)
- 12 complimentary lounge visits/year (1,200+ lounges) plus USD 500,000 travel insurance
- Free Zomato Gold & Careem Plus memberships plus 400+ UAE restaurant discounts
- Monthly BOGO cinema ticket and golf access via the Timeout & Golf Access Programme
Earn rates
| Category | Rate |
|---|---|
| Dining & food | 6% |
| Fuel | 5% |
| Supermarket | 2% |
| Travel | 0.5% |
| Retail | 0.5% |
| Utilities | 0.5% |
| Education | 0.5% |
| Transport | 0.5% |
| Online shopping | 0.5% |
| International spend | 0.5% |
| Real estate | 0.5% |
Current offer
Welcome cashback up to AED 800: up to AED 600 for getting the card + AED 100 on first mobile-wallet use + AED 100 on supplementary card payment. Primary cardholders only; must not have held an HSBC primary card in the 6 months before applying. Offer ends 31 December 2026.
See all cashback credit cards in the UAE →
More from HSBC
Cashback
Cash+ Credit Card
- 1% cashback on all spend, no cap — rises to ~1.1% at AED 5,000/month
- Unlimited lounge access (1,000+ lounges) plus a guest, with qualifying travel
AED 1,050/yrView card
Rewards
Advance Credit Card
- Earn 1 HSBC Rewards Point per AED 1 on all eligible spend
- 4 complimentary lounge visits/year via Mastercard Travel Pass (guest included)
No annual feeView card
Rewards
Max Rewards Credit Card
- Earn 2 HSBC Rewards Points per AED 1 on selected categories, 1 on all other spend
- 12 complimentary lounge visits/year (1,200+ lounges) for cardholder and additional cardholders
AED 630/yrView card