HSBC credit cards

• 1% cashback on all spend, no cap; 1.1% effective with AED 5,000/month tier
• Unlimited lounge access (1,000+ lounges) for cardholder plus 1 guest

Updated June 2026

• Earn 6% cashback on dining, 5% on fuel, 2% on supermarkets and entertainment (min AED 3,000 spend to unlock)
• 12 complimentary lounge visits a year (1,200+ lounges) plus USD 500,000 multi-trip travel insurance

Updated June 2026

• Earn 1 HSBC Rewards Point per AED 1 on all eligible spend
• 4 complimentary lounge visits/year (cardholder + guest) via Mastercard Travel Pass

Updated July 2026

• Earn 1 HSBC Rewards Point per AED 1 on all eligible spend, redeemable for flights, Amazon, vouchers and partner transfers
• 8 complimentary lounge visits a year (1,200+ lounges) plus 1 guest, via Mastercard Travel Pass

Updated July 2026

• Earn 2.5 pts/AED on travel, 1.5 on online & foreign spend, 1 on retail
• 14 complimentary lounge visits/year (cardholder + 1 guest) via Mastercard Travel Pass

Updated July 2026

• Earn 2.75 Skywards Miles per USD on Emirates/flydubai, 1.5 on foreign spend, 1 on local
• Complimentary Skywards Silver tier plus unlimited Emirates Business Class Lounge access

Updated July 2026

• Earn 1.75 Skywards Miles per USD on Emirates/flydubai, 1 on foreign spend, 0.75 on local
• Complimentary Emirates Business Lounge access (unlimited) via Skywards Silver fast-track

Updated July 2026