Cashback
HSBC
Cash+ Credit Card
The Cash+ Credit Card is a cashback credit card from HSBC. It has an annual fee of AED 1,050, and needs a minimum salary of AED 30,000 a month.
Annual fee
AED 1,050
Joining fee
Free
Min. salary
AED 30,000/mo
Rewards in
Cashback
Material
Plastic
Card highlights
- 1% cashback on all spend, no cap; 1.1% effective with AED 5,000/month tier
- Unlimited lounge access (1,000+ lounges) for cardholder plus 1 guest
- USD 500,000 multi-trip travel insurance covering cardholder and family
- Free Zomato Gold and Careem Plus memberships plus BOGO monthly cinema tickets
Earn rates
| Category | Rate |
|---|---|
| Travel | 1% |
| Retail | 1% |
| Supermarket | 1% |
| Dining & food | 1% |
| Fuel | 1% |
| Utilities | 1% |
| Education | 1% |
| Transport | 1% |
| Online shopping | 1% |
| International spend | 1% |
| Real estate | 1% |
Benefits & perks
- •Complimentary airport lounge access (1,000+ lounges in 300+ cities) for cardholder + 1 guest via Visa Airport Companion, unlimited visits with qualifying international purchase
- •Multi-trip travel insurance up to USD 500,000 for cardholder and family, covering trips up to 90 days
- •Buy 1 Get 1 Free movie tickets monthly + up to 25% off F&B at UAE cinemas (with AED 10,000 monthly spend)
- •Complimentary 12-month Zomato Gold membership (worth AED 149): up to 50% off at 4,000+ UAE restaurants
- •Complimentary 12-month Careem Plus subscription
- •Extended warranty: doubles manufacturer warranty up to 1 year
- •Fraud protection up to USD 2,500 per claim and USD 4,000 per year
- •YQ Meet & Assist: up to 30% off at 450+ airports
- •Booking.com: up to 7% back as wallet credits
- •Airalo: 15% off data roaming
- •24-hour Visa Concierge
- •home&Away worldwide lifestyle offers
- •Digital wallet support
Every card is checked against official bank sources. Last updated June 2026.
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More from HSBC
CashbackWelcome offer
Live+ Credit Card
- Earn 6% cashback on dining, 5% on fuel, 2% on supermarkets and entertainment (min AED 3,000 spend to unlock)
- 12 complimentary lounge visits a year (1,200+ lounges) plus USD 500,000 multi-trip travel insurance
AED 313.95/yrView card
Updated June 2026
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