Cashback
HSBC
Cash+ Credit Card
The Cash+ Credit Card is a cashback credit card from HSBC. It has an annual fee of AED 1,050, and needs a minimum salary of AED 30,000 a month.
Annual fee
AED 1,050
Joining fee
Free
Min. salary
AED 30,000/mo
Rewards in
Cashback
Material
Plastic
Card highlights
- 1% cashback on all eligible spend, no cap; plus 10% Bonus Cashback on daily cashback earned when AED 5,000/month (or quarterly/yearly equivalent) is met
- Unlimited complimentary lounge access (1,000+ lounges) for cardholder and 1 guest when card used for 1 international purchase within 15 days before travel
- Multi-trip travel insurance up to USD 500,000 for cardholder and family, trips up to 90 days
- Complimentary Zomato Gold and Careem Plus memberships; BOGO cinema monthly (min AED 10,000 spend)
Earn rates
| Category | Rate |
|---|---|
| Travel | 1% |
| Retail | 1% |
| Supermarket | 1% |
| Dining & food | 1% |
| Fuel | 1% |
| Utilities | 1% |
| Education | 1% |
| Transport | 1% |
| Online shopping | 1% |
| International spend | 1% |
| Real estate | 1% |
Benefits & perks
- •Airport lounge access (1,000+ lounges, 300+ cities) for cardholder + 1 guest via Visa Airport Companion app, with qualifying international purchase
- •Multi-trip travel insurance up to USD 500,000 for cardholder and family, trips up to 90 days
- •Buy 1 Get 1 Free movie tickets monthly, plus up to 25% off F&B at UAE cinemas (min AED 10,000 spend that month)
- •Complimentary 12-month Zomato Gold membership (worth AED 149): up to 50% off at 4,000+ UAE restaurants
- •Complimentary 12-month Careem Plus subscription (Dubai and Abu Dhabi cardholders)
- •Extended warranty: doubles manufacturer warranty up to 1 year
- •Fraud protection up to USD 2,500 per claim and USD 4,000 per year
- •YQ Meet & Assist: up to 30% off at 450+ airports
- •Booking.com: up to 7% back as wallet credits
- •Airalo: 15% off data roaming
- •24-hour Visa Concierge
- •home&Away worldwide lifestyle offers
- •Digital wallet support
Every card is checked against official bank sources. Last updated September 2026.
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