RewardsHSBC Advance customers
HSBC
Advance Credit Card
The Advance Credit Card is a rewards credit card from HSBC. It has no annual fee, and needs a minimum salary of AED 10,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 10,000/mo
Rewards in
HSBC Rewards Points
Material
Plastic
Card highlights
- Earn 1 HSBC Rewards Point per AED 1 on all eligible spend, redeemable for flights, Amazon, vouchers and partner transfers
- 4 complimentary lounge visits a year via Mastercard Travel Pass (qualifying cross-border transaction required)
- Complimentary 12-month Zomato Gold (400+ UAE restaurants) and Careem Plus subscription
- BOGO cinema tickets monthly and Bicester Villages VIP lounge access with 15% off
Earn rates
| Category | Rate |
|---|---|
| Travel | 0.71% |
| Retail | 0.71% |
| Supermarket | 0.71% |
| Dining & food | 0.71% |
| Fuel | 0.71% |
| Utilities | 0.71% |
| Education | 0.71% |
| Transport | 0.71% |
| Online shopping | 0.71% |
| International spend | 0.71% |
| Real estate | 0.71% |
Benefits & perks
- •Airport lounge access via Mastercard Travel Pass: 4 complimentary visits/year (guests at USD 32 each)
- •Buy one get one free movie ticket monthly (min AED 6,000 spend that month) plus up to 25% off cinema F&B
- •Complimentary 12-month Zomato Gold membership: discounts at 400+ UAE restaurants
- •Complimentary 12-month Careem Plus subscription (Dubai and Abu Dhabi cardholders)
- •Purchase protection: up to USD 5,000/year (USD 2,000/claim) for 90 days
- •Bicester Villages VIP lounge access plus 15% off purchases
- •IHG hotels: 15% discount
- •Booking.com: up to 7% off (capped at EUR 200)
- •Airalo eSIMs: 15% off
- •Avis car rental: 20% off plus complimentary upgrade
- •Budget car rental: up to 10% off
- •home&Away worldwide lifestyle offers
- •MyUS: complimentary 2-year membership
- •Up to 56 interest-free days
About this card
- •Earn 1 rewards point per AED 1 spent: each point worth AED 0.00712 (about 0.71% back on spend)
Every card is checked against official bank sources. Last updated September 2026.
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