RewardsHSBC Advance customers
HSBC
Advance Credit Card
The Advance Credit Card is a rewards credit card from HSBC. It has no annual fee, and needs a minimum salary of AED 10,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 10,000/mo
Rewards in
HSBC Rewards Points
Material
Plastic
Card highlights
- Earn 1 HSBC Rewards Point per AED 1 on all eligible spend
- 4 complimentary lounge visits/year (cardholder + guest) via Mastercard Travel Pass
- Complimentary 12-month Zomato Gold plus dining discounts at 400+ UAE restaurants
- Buy 1 Get 1 Free cinema tickets monthly plus up to 25% off F&B
Earn rates
| Category | Rate |
|---|---|
| Travel | 1% |
| Retail | 1% |
| Supermarket | 1% |
| Dining & food | 1% |
| Fuel | 1% |
| Utilities | 1% |
| Education | 1% |
| Transport | 1% |
| Online shopping | 1% |
| International spend | 1% |
| Real estate | 1% |
Benefits & perks
- •Airport lounge access via Mastercard Travel Pass: 4 complimentary visits/year (cardholder + guest)
- •Buy 1 Get 1 Free movie tickets monthly (with AED 6,000 spend in booking month)
- •Up to 25% off cinema food and beverage
- •Complimentary 12-month Zomato Gold membership: discounts at 400+ UAE restaurants
- •Bicester Villages VIP lounge access plus 15% off shopping
- •Purchase protection: up to USD 5,000/year (USD 2,000/claim) for 90 days
- •IHG hotels: 15% discount
- •Booking.com: up to 7% off (capped at EUR 200)
- •Avis car rental: 20% off plus complimentary upgrade
- •Budget car rental: up to 10% off
- •Airalo eSIM: 15% off
- •home&Away worldwide lifestyle offers
- •MyUS free 2-year membership
- •Up to 56 interest-free days
About this card
- •HSBC Rewards points earn rate: ~1% effective return (valued at AED 0.01 per point)
Every card is checked against official bank sources. Last updated July 2026.
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More from HSBC
Cashback
Cash+ Credit Card
- 1% cashback on all spend, no cap; 1.1% effective with AED 5,000/month tier
- Unlimited lounge access (1,000+ lounges) for cardholder plus 1 guest
AED 1,050/yrView card
Updated June 2026
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