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Rewards credit cards in the UAE

Compare 24 rewards cards from 7 banks, benefits, fees and rewards in one place. Then find the one that fits how you spend.

24 cards

Rewards

ADCB TouchPoints Infinite Credit Card

  • Earn up to 1.5 TouchPoints per AED 1 on most spend; 15,000 bonus TP for AED 15,000/month
  • Unlimited lounge access (850+ lounges) for you and one guest, plus 4 Careem airport transfers
AED 1,050/yrView card
Rewards

ADCB TouchPoints Platinum Credit Card

  • Earn 1 TouchPoint per AED 1 on most spend; 10,000 bonus TP for AED 10,000/month
  • Up to 4 complimentary airport lounge visits per year
No annual feeView card
Rewards

ADCB TouchPoints Titanium & Gold Credit Card

  • Earn up to 0.5 TouchPoints per AED 1 on most spend, 0.4 on supermarkets and dining
  • 2-for-1 VOX cinema tickets (up to 2 times/month) on 2D Standard and Max
No annual feeView card
Rewards

Betaqti Credit Card

  • Earn up to 3 TouchPoints per AED 1 on general, dining, travel and online spend
  • Up to 750,000 bonus TouchPoints on anniversary with qualifying annual spend
AED 2,100/yrView card
RewardsIslamic

Exceed Visa Covered

  • Earn 1 Exceed Reward per AED 100 on international spend, 0.5 on UAE spend
  • 1 Exceed Reward = AED 2, redeemable instantly for flights, vouchers and bills
AED 99/yrView card
RewardsIslamic

Exceed Visa Platinum Covered

  • Earn 1.5 Exceed Rewards per AED 100 on international spend, 0.5 on UAE spend (1 Reward = AED 2)
  • 2 complimentary airport lounge visits a year via LoungeKey (850+ lounges)
AED 199/yrView card
RewardsIslamic

Smiles Visa Classic

  • Earn 12 Smiles Points per AED 5 on Smiles App, 6 on international, 4 on local spend
  • Redeem points for food, groceries, vouchers, devices, flights and Etisalat bills
No annual feeView card
RewardsIslamic

Smiles Visa Signature

  • Earn 30 Smiles Points per AED 5 on Smiles App, 15 on international, 10 on local spend
  • Unlimited global airport lounge access via Visa Airport Companion
AED 1,199/yrView card
Rewards

The American Express Gold Credit Card

  • Earn 1 Membership Rewards Point per AED 4 on all spend — points never expire
  • Transfer points to 14 airline partners including Emirates Skywards, Etihad and BA Avios
AED 514.5/yrView card
Rewards

The American Express Platinum Credit Card

  • Earn 2 Membership Rewards Points per AED 4 on all spend — points never expire
  • Transfer points to 14 airlines (incl. Emirates Skywards, Etihad, BA Avios) and 3 hotel partners
AED 735/yrView card
RewardsIslamic

Emarati Credit Card

  • Earn 3.75 SmartMiles per AED 1 internationally, 2.5 domestically, 1 at supermarkets
  • SmartMiles transfer to Skywards, Etihad, Marriott, Avios, Air Arabia and more
No annual feeView card
RewardsIslamic

Flex Credit Card

  • Earn up to 2.25 SmartMiles per AED 1 abroad, 1.25 on local spend
  • Redeem SmartMiles instantly against any purchase (100 = AED 1)
No annual feeView card
RewardsIslamic

Flex Elite Credit Card

  • Earn up to 3.75 SmartMiles per AED 1 on international spend, 2.5 on local
  • Unlimited lounge access (1,200+ lounges) for cardholder plus one guest
AED 735/yrView card
Rewards

du Credit Card

  • Earn 15% back in FAB Rewards on all du telecom and device spends
  • 20% off Talabat orders and discounts on travel and car rentals
No annual feeView card
Rewards

FAB ADNOC Rewards Credit Card

  • Earn 15% back in ADNOC Rewards on fuel, 2% abroad, 1% on UAE spend
  • Fast-track to ADNOC Rewards Gold Membership
AED 300/yrView card
Rewards

FAB Elite Credit Card

  • Earn up to 20 FAB Rewards per AED on luxury spend, 10 on eco-friendly, 5 on all other spend
  • ADV+ membership — free access to 60+ beach, gym & sports clubs, up to 40% off dining
AED 1,200/yrView card
Rewards

FAB Rewards Active Credit Card

  • Earn 5 FAB Rewards per AED on sports, clubs & apparel; 2 on all other spend
  • Free fitness ring (world-first wearable) doubles as your payment card
AED 300/yrView card
Rewards

FAB Rewards Indulge Card

  • Earn 5 FAB Rewards per AED online, 1 per AED on all other spend
  • Up to 20,000 bonus FAB Rewards every month
No annual feeView card
Rewards

FAB Z Card

  • Earn FAB Rewards on all spend with zero foreign-exchange fees
  • Free Careem Plus and Noon One memberships for a year
AED 100/yrView card
Rewards

Advance Credit Card

  • Earn 1 HSBC Rewards Point per AED 1 on all eligible spend
  • 4 complimentary lounge visits/year via Mastercard Travel Pass (guest included)
No annual feeView card
Rewards

Max Rewards Credit Card

  • Earn 2 HSBC Rewards Points per AED 1 on selected categories, 1 on all other spend
  • 12 complimentary lounge visits/year (1,200+ lounges) for cardholder and additional cardholders
AED 630/yrView card
Rewards

Platinum Select Credit Card

  • Earn 1 HSBC Rewards Point per AED 4 on all eligible spend
  • BOGO cinema tickets monthly plus up to 25% off F&B at UAE cinemas
No annual feeView card
Rewards

Premier Credit Card

  • Earn 1 HSBC Rewards Point per AED 1 on all eligible spend
  • 8 complimentary lounge visits/year (1,200+ lounges) plus a free guest
No annual feeView card
Rewards

Solitaire Credit Card

  • Earn 6 Vantage Points per AED on international spend, 4 on travel, 2 on dining, retail and online
  • Unlimited lounge access (1,000+ lounges) for primary and supplementary cardholders, each with one guest
AED 1,575/yrView card