Citibank
Citi Premier Credit Card
The Citi Premier Credit Card is a rewards credit card from Citibank. It has an annual fee of AED 787.50, and needs a minimum salary of AED 15,000 a month.
Annual fee
AED 787.50
Joining fee
Free
Min. salary
AED 15,000/mo
Rewards in
Citi ThankYou Points
Material
Plastic
Card highlights
- Earn 3 Citi ThankYou Points per USD on dining, fuel and groceries; 2 on non-AED spend; 1 on general AED spend
- 14 complimentary lounge visits a year across 1,200+ lounges via Mastercard Travel Pass (shared with supplementary cardholders and guests)
- 4 complimentary Careem airport rides a year (up to AED 84 off each) and 1 Marhaba Bronze meet and greet a year at Dubai International Airport
- 1 complimentary round of golf per month plus 30% off up to 4 cinema tickets a month at VOX
Earn rates
| Category | Rate |
|---|---|
| Supermarket | 1.81% |
| Dining & food | 1.81% |
| Fuel | 1.81% |
| International spend | 1.2% |
| Travel | 0.6% |
| Retail | 0.6% |
| Online shopping | 0.6% |
| Utilities | 0.15% |
| Education | 0.15% |
| Transport | 0.15% |
| Real estate | 0.15% |
1 ThankYou Point per USD on spend in European Economic Area currencies, against 2 per USD on other non-AED spend. Citi's EEA list is EUR, BGN, HRK, CZK, DKK, HUF, PLN, RON, SEK, ISK, NOK and CHF. Sterling is not on that list, so UK spend in GBP earns the full non-AED rate. In Perkly's terms that is about 0.6% back, not the international rate shown above.
Current welcome offer
Earn AED 750 as a statement credit when you join
- Spend AED 10,000 within 60 days of card approval to qualify
- Bill payments via Citibank Online or Citi Mobile do not count towards the spend
- New Citi customers only; existing customers, Citi staff, and those who closed a Citi card in the last 24 months are excluded
- Only valid for applications made directly through the Citi website; applying via a comparison site or third-party link does not qualify
Expected offer expiry: January 2027
Benefits & perks
- •Airport lounge access at 1,200 lounges worldwide via Mastercard Travel Pass: 14 complimentary visits per year (shared across primary and supplementary cardholders and guests)
- •2 complimentary lounge visits available before any international spend each calendar year
- •Guest lounge access included (1 guest per cardholder); additional guests charged USD 32
- •1 complimentary round of golf per month (weekdays or weekends) with AED 5,000 monthly spend and valid handicap
- •Marhaba Bronze meet-and-greet at Dubai International Airport: 1 time per year
- •Airport security fast-track: 3 times per year
- •4 complimentary Careem airport rides per year, up to AED 84 off each ride (code MAUAE6)
- •Cinema 30% off up to 4 tickets per month at VOX Cinemas
- •Trip.com up to 20% off flights and hotels (max AED 150, up to 5 times per year, min booking AED 750)
- •Booking.com up to 7% wallet credit via Mastercard
- •Talabat 20% off 1 grocery or food order per month, up to AED 14
- •Travel accident and medical insurance covering delayed flights, lost luggage and emergency medical
- •Purchase protection for items damaged or stolen within 90 days of purchase, up to USD 20,000 per year
- •0% easy instalment plan available
- •Citi PayAll: pay large expenses (rent, school fees and more) by card in instalments
- •Cash loan on the card
Every card is checked against official bank sources. Last updated September 2026.
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More from Citibank
Citi Prestige Credit Card
- Earn 3 ThankYou Points per USD on non-AED spend, 2 per USD on local AED spend including groceries and fuel
- 14 complimentary lounge visits a year across 1,200+ lounges (Mastercard Travel Pass), shared with supplementary cardholders and guests
Updated September 2026