Rewards
Citibank
Citi Premier Credit Card
The Citi Premier Credit Card is a rewards credit card from Citibank. It has an annual fee of AED 787.5, and needs a minimum salary of AED 15,000 a month.
Annual fee
AED 787.5
Joining fee
Free
Min. salary
AED 15,000/mo
Rewards in
Citi ThankYou Points
Material
Plastic
Card highlights
- Earn 3 ThankYou Points per USD on dining, fuel and groceries; 2 on non-AED spend; 1 on local AED spend
- Transfer points to 11 airline and hotel partners at 1:1, or redeem via Fly with Points (30 pts = AED 1)
- Up to 14 airport lounge visits a year (1,200+ lounges, 1 guest included) via Mastercard Travel Pass
- 1 free golf round per month, 30% off VOX cinema, 1 Marhaba meet and greet plus USD 20,000 purchase protection
Earn rates
| Category | Rate |
|---|---|
| Supermarket | 1.81% |
| Dining & food | 1.81% |
| Fuel | 1.81% |
| International spend | 1.2% |
| Travel | 0.6% |
| Retail | 0.6% |
| Online shopping | 0.6% |
| Utilities | 0.15% |
| Education | 0.15% |
| Transport | 0.15% |
| Real estate | 0.15% |
Current welcome offer
AED 350 statement credit as a joining bonus
- Earn it by spending AED 10,000 within 60 days of joining
- New Citi customers applying directly only
Benefits & perks
- •Access to 1,200 airport lounges worldwide plus 1 guest, 14 visits/year (Mastercard Travel Pass; spend conditions apply)
- •Travel accident and medical insurance
- •Purchase protection up to USD 20,000/year, 90-day window
- •1 complimentary golf round per month
- •Cinema: 30% off up to 4 tickets/month at VOX
- •Marhaba Bronze meet-and-greet service, 1x/year
- •Airport security fast-track, 3x/year
- •4 Careem airport rides/year (up to AED 84 each)
- •Trip.com: up to 20% off, capped at AED 150, up to 5 times/year
- •Booking.com: up to 7% wallet credit (via Mastercard)
- •Talabat: 20% off, up to AED 14/month
- •0% easy instalment plan
- •Citi PayAll payment facility
- •Cash loan (Citi cash on call)
- •Apple Pay and Google Pay supported
- •Points transferable to 11 airline and hotel loyalty partners at 1:1 ratio
Every card is checked against official bank sources. Last updated July 2026.
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More from Citibank
CashbackWelcome offer
Citi Cash Back Credit Card
- Earn 3% cashback on foreign spend, 2% on groceries, 1% on everything else
- No minimum spend, no category exclusions, no caps on cashback earnings
AED 315/yrView card
Updated July 2026
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