Cashback
Citibank
Citi Cash Back Credit Card
The Citi Cash Back Credit Card is a cashback credit card from Citibank. It has an annual fee of AED 315, and needs a minimum salary of AED 8,000 a month.
Annual fee
AED 315
Joining fee
Free
Min. salary
AED 8,000/mo
Rewards in
Cashback
Material
Plastic
Card highlights
- Earn 3% cashback on foreign spend, 2% on groceries, 1% on everything else
- No minimum spend, no category exclusions, no caps on cashback earnings
- Access to 1,200+ airport lounges worldwide, up to 8 visits per year
- 1 complimentary Careem airport ride yearly plus 20% off Talabat monthly
Earn rates
| Category | Rate |
|---|---|
| International spend | 3% |
| Supermarket | 2% |
| Travel | 1% |
| Retail | 1% |
| Dining & food | 1% |
| Fuel | 1% |
| Utilities | 1% |
| Education | 1% |
| Transport | 1% |
| Online shopping | 1% |
| Real estate | 1% |
Current welcome offer
AED 150 joining bonus as a statement credit
- Earn it by spending AED 6,000 within 60 days of card approval
- New Citi customers applying directly only
Benefits & perks
- •Airport lounge access at 1,200+ lounges worldwide: 8 visits/year via Mastercard Travel Pass (1 free visit/year before qualifying spend; additional visits unlocked by non-AED spend)
- •1 complimentary Careem airport ride per year (up to AED 84)
- •20% off Talabat orders: up to AED 14 per month
- •0% easy instalment plan on purchases
- •Instant cash loan on card
Every card is checked against official bank sources. Last updated July 2026.
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More from Citibank
RewardsWelcome offer
Citi Premier Credit Card
- Earn 3 ThankYou Points per USD on dining, fuel and groceries; 2 on non-AED spend; 1 on local AED spend
- Transfer points to 11 airline and hotel partners at 1:1, or redeem via Fly with Points (30 pts = AED 1)
AED 787.5/yrView card
Updated July 2026
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