Cashback
Citibank
Citi Cash Back Credit Card
The Citi Cash Back Credit Card is a cashback credit card from Citibank. It has an annual fee of AED 315, and needs a minimum salary of AED 8,000 a month.
Annual fee
AED 315
Joining fee
Free
Min. salary
AED 8,000/mo
Rewards in
Cashback
Material
Plastic
Card highlights
- 3% cashback on non-AED spend, 2% on groceries, 1% on all other retail spend
- No minimum spend, no category exclusions, no caps (up to credit limit)
- 8 complimentary lounge visits a year via Mastercard Travel Pass (1,200+ lounges)
- 1 free Careem airport ride a year (up to AED 84 off) and 20% off 1 Talabat order a month (up to AED 14)
Earn rates
| Category | Rate |
|---|---|
| International spend | 3% |
| Supermarket | 2% |
| Travel | 1% |
| Retail | 1% |
| Dining & food | 1% |
| Fuel | 1% |
| Utilities | 1% |
| Education | 1% |
| Transport | 1% |
| Online shopping | 1% |
| Real estate | 1% |
Current welcome offer
Earn AED 300 cashback when you spend AED 6,000 within 60 days of approval
- AED 300 is awarded as a statement credit, posted within 30 working days of meeting the spend
- First year free, annual fee of AED 315 waived from year 2 if you spend AED 9,000 in the year
- Available to new Citi customers only, applying directly through the Citi website; third-party and comparison-site applications do not qualify
Expected offer expiry: January 2027
Benefits & perks
- •Airport lounge access at 1,200 lounges worldwide via Mastercard Travel Pass: 8 complimentary visits per calendar year
- •1 complimentary Careem airport ride per calendar year (up to AED 84 off) with code MAUAE2
- •Talabat: 20% off 1 grocery or food order per month (up to AED 14) with code MASTERCARD
- •0% easy instalment plan available on purchases
- •Instant cash loan on the card
Every card is checked against official bank sources. Last updated September 2026.
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