Citibank credit cards

• 3% cashback on non-AED spend, 2% on groceries, 1% on all other retail spend
• No minimum spend, no category exclusions, no caps (up to credit limit)

Updated September 2026

• Earn 3 Citi ThankYou Points per USD on dining, fuel and groceries; 2 on non-AED spend; 1 on general AED spend
• 14 complimentary lounge visits a year across 1,200+ lounges via Mastercard Travel Pass (shared with supplementary cardholders and guests)

Updated September 2026

• Earn 3 ThankYou Points per USD on non-AED spend, 2 per USD on local AED spend including groceries and fuel
• 14 complimentary lounge visits a year across 1,200+ lounges (Mastercard Travel Pass), shared with supplementary cardholders and guests

Updated September 2026

• Earn 1.5 Citi ThankYou Points per USD on groceries and non-AED spend, 1 on general AED spend
• 8 complimentary lounge visits a year (1,200+ lounges via Mastercard Travel Pass), unlocked by international spend

Updated September 2026

• Earn 2.5 Citi Miles per USD on general AED spend (groceries and fuel included); 5 per USD on non-AED spend
• 30,000 bonus Citi Miles each year from year 2, plus transfer to 11 airline and hotel partners

Updated September 2026