Travel
Citibank
Citi Ultima Credit Card
The Citi Ultima Credit Card is a travel credit card from Citibank. It has an annual fee of AED 3,150, and needs a minimum salary of AED 36,750 a month.
Annual fee
AED 3,150
Joining fee
Free
Min. salary
AED 36,750/mo
Rewards in
Citi Miles
Material
Metal
Card highlights
- Earn 5 Citi Miles per USD on non-AED spend, 2.5 on local AED spend including groceries and fuel
- 1,200+ airport lounges for cardholder, supplementary and guest (14 visits/year, spend-linked from Jun 2025)
- 50% rebate on one airline ticket (up to AED 2,000) plus unlimited 3rd-night hotel stay complimentary
- Unlimited weekday golf, 2 valet visits/month, 4 airport transfers and BOGO cinema at VOX and Reel
Earn rates
| Category | Rate |
|---|---|
| International spend | 3.01% |
| Travel | 1.51% |
| Retail | 1.51% |
| Supermarket | 1.51% |
| Dining & food | 1.51% |
| Fuel | 1.51% |
| Online shopping | 1.51% |
| Utilities | 0.6% |
| Education | 0.6% |
| Transport | 0.6% |
| Real estate | 0.6% |
Current welcome offer
Earn AED 1,250 statement credit plus 30,000 bonus Citi Miles
- AED 1,250 statement credit when you spend AED 25,000 within 60 days of joining
- 30,000 bonus Citi Miles each year on payment of the annual fee
- New Citi customers applying directly only
Benefits & perks
- •Airport lounge access at 1,200+ lounges worldwide for cardholder, supplementary cardholder and 1 guest: 14 visits/year (Mastercard Travel Pass)
- •Unlimited complimentary third-night hotel stay worldwide
- •50% rebate on one airline ticket per year: up to AED 2,000
- •Free home check-in from Dubai Airport: 4 times/year
- •Airport security fast-track: 3 times/year
- •Marhaba Silver meet and greet: 2 times/year
- •4 complimentary Careem airport rides/year (up to AED 84 each)
- •Unlimited weekday golf rounds plus 1 weekend round/month
- •Valet parking: 2 visits/month
- •Cinema buy-one-get-one: 4 times/month at VOX and 2 times/month at Reel
- •Travel, medical and rental-car insurance
- •Purchase protection: up to USD 5,000
- •20% off Talabat orders: up to AED 14/month
- •World Elite Mastercard (metal card)
Every card is checked against official bank sources. Last updated July 2026.
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More from Citibank
CashbackWelcome offer
Citi Cash Back Credit Card
- Earn 3% cashback on foreign spend, 2% on groceries, 1% on everything else
- No minimum spend, no category exclusions, no caps on cashback earnings
AED 315/yrView card
Updated July 2026
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