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Citi Ultima Credit Card

The Citi Ultima Credit Card is a travel credit card from Citibank. It has an annual fee of AED 3,150, and needs a minimum salary of AED 36,750 a month.

Annual fee

AED 3,150

Joining fee

Free

Min. salary

AED 36,750/mo

Rewards in

Citi Miles

Material

Metal

Card highlights

  • Earn 5 Citi Miles per USD on non-AED spend, 2.5 on local (groceries and fuel included)
  • Lounge access at 1,200+ airports for cardholder, supplementary and guest (14 visits/year)
  • 50% rebate on one airline ticket (up to AED 2,000) plus unlimited 3rd-night hotel stays free
  • Unlimited weekday golf, 2 valet visits/month, home check-in and airport fast-track

Earn rates

CategoryRate
International spend3%
Travel1.5%
Retail1.5%
Supermarket1.5%
Dining & food1.5%
Fuel1.5%
Online shopping1.5%
Utilities0.6%
Education0.6%
Transport0.6%
Real estate0.6%

Current offer

AED 1,250 joining bonus (statement credit) on minimum spend AED 25,000 in 60 days, plus 30,000 bonus Citi Miles annually on payment of the annual fee. New Citi customers applying directly only.

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Every card is checked against official bank sources. Last updated June 2026.

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