Skip to content
Rewards

Citibank

Citi Rewards Credit Card

The Citi Rewards Credit Card is a rewards credit card from Citibank. It has an annual fee of AED 315, and needs a minimum salary of AED 8,000 a month.

Annual fee

AED 315

Joining fee

Free

Min. salary

AED 8,000/mo

Rewards in

Citi ThankYou Points

Material

Plastic

Card highlights

  • Earn 1.5 ThankYou Points per USD on groceries and foreign spend, 1 on local AED spend
  • Access to 1,200 airport lounges worldwide, 8 complimentary visits per year
  • 30% off 2 VOX cinema tickets per month and 20% off Talabat monthly
  • Redeem points for cash rebate or Pay with Points at checkout

Earn rates

CategoryRate
Supermarket0.9%
International spend0.9%
Travel0.6%
Retail0.6%
Dining & food0.6%
Fuel0.6%
Online shopping0.6%
Utilities0.15%
Education0.15%
Transport0.15%
Real estate0.15%

Current welcome offer

AED 150 joining bonus as a statement credit

  • Earn it by spending AED 6,000 within 60 days of card approval
  • New Citi customers applying directly only

Benefits & perks

  • Airport lounge access at 1,200 lounges worldwide: 8 visits/year (Mastercard Travel Pass)
  • Travel accident and medical insurance
  • Cinema: 30% off 2 tickets/month at VOX
  • 1 complimentary Careem airport ride/year (up to AED 84)
  • Talabat discount: 20% off, up to AED 14/month
  • 0% easy instalment plan
  • Citi PayAll payment facility
  • Cash loan (Citi cash on call)

Every card is checked against official bank sources. Last updated July 2026.

Spotted something out of date or incorrect? Tell us and we’ll fix it.

See all rewards credit cards in the UAE →

More from Citibank

CashbackWelcome offer

Citi Cash Back Credit Card

  • Earn 3% cashback on foreign spend, 2% on groceries, 1% on everything else
  • No minimum spend, no category exclusions, no caps on cashback earnings
AED 315/yrView card

Updated July 2026

RewardsWelcome offer

Citi Premier Credit Card

  • Earn 3 ThankYou Points per USD on dining, fuel and groceries; 2 on non-AED spend; 1 on local AED spend
  • Transfer points to 11 airline and hotel partners at 1:1, or redeem via Fly with Points (30 pts = AED 1)
AED 787.5/yrView card

Updated July 2026

RewardsWelcome offer

Citi Prestige Credit Card

  • Earn 3 ThankYou Points per USD on non-AED spend, 2 on local AED (including groceries and fuel)
  • Complimentary 4th-night hotel stay worldwide (unlimited) and 10,000 bonus points on annual fee payment
AED 1,575/yrView card

Updated July 2026

Perkly is independent and not affiliated with, endorsed by, or sponsored by any bank. All bank and product names and trademarks belong to their respective owners and are used for identification only.