Rewards
Citibank
Citi Rewards Credit Card
The Citi Rewards Credit Card is a rewards credit card from Citibank. It has an annual fee of AED 315, and needs a minimum salary of AED 8,000 a month.
Annual fee
AED 315
Joining fee
Free
Min. salary
AED 8,000/mo
Rewards in
Citi ThankYou Points
Material
Plastic
Card highlights
- Earn 1.5 ThankYou Points per USD on groceries and foreign spend, 1 on local AED spend
- Access to 1,200 airport lounges worldwide, 8 complimentary visits per year
- 30% off 2 VOX cinema tickets per month and 20% off Talabat monthly
- Redeem points for cash rebate or Pay with Points at checkout
Earn rates
| Category | Rate |
|---|---|
| Supermarket | 0.9% |
| International spend | 0.9% |
| Travel | 0.6% |
| Retail | 0.6% |
| Dining & food | 0.6% |
| Fuel | 0.6% |
| Online shopping | 0.6% |
| Utilities | 0.15% |
| Education | 0.15% |
| Transport | 0.15% |
| Real estate | 0.15% |
Current welcome offer
AED 150 joining bonus as a statement credit
- Earn it by spending AED 6,000 within 60 days of card approval
- New Citi customers applying directly only
Benefits & perks
- •Airport lounge access at 1,200 lounges worldwide: 8 visits/year (Mastercard Travel Pass)
- •Travel accident and medical insurance
- •Cinema: 30% off 2 tickets/month at VOX
- •1 complimentary Careem airport ride/year (up to AED 84)
- •Talabat discount: 20% off, up to AED 14/month
- •0% easy instalment plan
- •Citi PayAll payment facility
- •Cash loan (Citi cash on call)
Every card is checked against official bank sources. Last updated July 2026.
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More from Citibank
CashbackWelcome offer
Citi Cash Back Credit Card
- Earn 3% cashback on foreign spend, 2% on groceries, 1% on everything else
- No minimum spend, no category exclusions, no caps on cashback earnings
AED 315/yrView card
Updated July 2026
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