RewardsIslamic
Dubai Islamic Bank
Prime Gold Card
The Prime Gold Card is a rewards credit card from Dubai Islamic Bank. It has no annual fee, and needs a minimum salary of AED 5,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Wala'a Rewards
Card highlights
- Earn 1 Wala'a Reward per AED 1 on international spend, 0.6 on all other retail
- Free for life with no annual fee, Shariah-compliant Salam covered card
- Travel and medical cover up to USD 75,000 for cardholder, spouse and 4 children
- Points redeemable for flights, hotels, gift cards or transfer to Etihad Guest or Qatar Avios
Earn rates
| Category | Rate |
|---|---|
| International spend | 0.5% |
| Travel | 0.3% |
| Retail | 0.3% |
| Dining & food | 0.3% |
| Transport | 0.3% |
| Online shopping | 0.3% |
| Real estate | 0.3% |
| Supermarket | 0.1% |
| Fuel | 0.1% |
| Utilities | 0.1% |
| Education | 0.1% |
Benefits & perks
- •Free-for-life card with no annual fee
- •Travel and medical insurance up to USD 75,000 (cardholder, spouse and up to 4 children)
- •Buyers' protection cover for 365 days
- •Extended warranty cover
- •Roadside assistance up to 2 times per year (includes 75% off international driving licence)
- •Card Protection Plus
- •Credit Shield Takaful
- •Balance transfer facility up to AED 250,000
- •Up to 5 free supplementary cards
- •Wala'a Rewards redeemable for flights, hotels, gift cards and bill payments
- •Wala'a Rewards transferable to Etihad Guest Miles or Qatar Avios
- •Visa Luxury Hotel Collection access
Every card is checked against official bank sources. Last updated June 2026.
Spotted something out of date or incorrect? Tell us and we’ll fix it.
See all rewards credit cards in the UAE →
More from Dubai Islamic Bank
CashbackIslamicWelcome offer
Consumer Cashback Platinum Card
- 4% cashback on supermarkets, fuel, school fees, auto servicing, telecoms, utilities and Salik/Nol (category caps AED 50-400, overall cap AED 1,000/month)
- Minimum AED 4,000 monthly spend required to earn cashback; no cashback outside listed categories
AED 261.45/yrView card
Updated June 2026
Perkly is independent and not affiliated with, endorsed by, or sponsored by any bank. All bank and product names and trademarks belong to their respective owners and are used for identification only.