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RewardsIslamic

Dubai Islamic Bank

Prime Platinum Card

The Prime Platinum Card is a rewards credit card from Dubai Islamic Bank. It has no annual fee, and needs a minimum salary of AED 5,000 a month.

Annual fee

Free

Joining fee

Free

Min. salary

AED 5,000/mo

Rewards in

Wala'a Rewards

Card highlights

  • Earn 2 Wala'a Rewards per AED 1 on retail, 2.2 on international spend (free for life)
  • Redeem for flights, hotels, gift cards or transfer to Etihad Guest Miles / Qatar Avios
  • Travel and medical cover up to USD 100,000 for cardholder, spouse and up to 4 children
  • Visa Luxury Hotel Collection plus roadside assistance up to twice a year

Earn rates

CategoryRate
International spend1.1%
Travel1%
Retail1%
Dining & food1%
Transport1%
Online shopping1%
Real estate1%
Supermarket0.1%
Fuel0.1%
Utilities0.1%
Education0.1%

Benefits & perks

  • Travel and medical insurance cover up to USD 100,000 (cardholder, spouse and up to 4 children)
  • Visa Luxury Hotel Collection access
  • Wala'a Rewards redeemable for flights, hotels, gift cards and bill payments
  • Wala'a Rewards transferable to Etihad Guest Miles or Qatar Avios
  • Roadside assistance: up to 2 times per year
  • Buyers' protection cover for 365 days
  • Extended warranty cover
  • Balance transfer facility: up to AED 250,000
  • Credit Shield Takaful
  • Up to 5 free supplementary cards
  • Free for life (no annual fee)

Every card is checked against official bank sources. Last updated June 2026.

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