First Abu Dhabi Bank
FAB ADNOC Rewards Credit Card
The FAB ADNOC Rewards Credit Card is a rewards credit card from First Abu Dhabi Bank. It has an annual fee of AED 315, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 315
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
ADNOC Rewards
Min. monthly spend
AED 3,000
Material
Plastic
Card highlights
- Earn 15% back in ADNOC Rewards on fuel, 2% abroad, 1% on UAE spend
- Fast-track to ADNOC Rewards Gold Membership
- Unlimited airport lounge access via Mastercard Travel Pass (1,300+ lounges)
- 2 cinema tickets/month at AED 20 plus 20% off F&B (Reel/Cine Royal)
Earn rates
| Category | Rate |
|---|---|
| Fuel | 15% |
| Transport | 3% |
| International spend | 2% |
| Travel | 1% |
| Retail | 1% |
| Supermarket | 1% |
| Dining & food | 1% |
| Online shopping | 1% |
| Utilities | 0.15% |
| Education | 0.15% |
| Real estate | 0.15% |
Rewards on this card are capped at AED 1,000 a month across all categories (about AED 12,000 a year).
Current welcome offer
Earn AED 300 welcome bonus (300,000 ADNOC Rewards points) on new card signup
- Bonus awarded on signup and payment of the annual fee
- AED 1,000 Amazon gift card when you spend AED 10,000 on eligible retail transactions within 60 days of card issuance (15 Jun to 30 Sep 2026)
- Amazon gift card offer: apply via the ADNOC Distribution website or app only, new-to-card applicants only (no previous FAB or Dubai First credit card)
Expected offer expiry: September 2026
Benefits & perks
- •Global airport lounge access via Mastercard Travel Pass (1,300+ lounges worldwide)
- •2 cinema tickets per month at AED 20 each at Reel and Cine Royal cinemas
- •20% off food and beverage at participating cinema venues
- •Fast-track to ADNOC Rewards Gold Membership
- •World Mastercard benefits
Every card is checked against official bank sources. Last updated July 2026.
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More from First Abu Dhabi Bank
FAB Cashback Credit Card
- Earn 5% cashback on supermarkets, fashion and dining (cap AED 150 each/mo), 3% on international spend, 1% on all other
- Up to 8 airport lounge visits a year (plus 6 guest passes) and 1 airport transfer
Updated July 2026
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