First Abu Dhabi Bank
FAB Elite Credit Card
The FAB Elite Credit Card is a rewards credit card from First Abu Dhabi Bank. It has an annual fee of AED 1,260, and needs a minimum salary of AED 40,000 a month.
Annual fee
AED 1,260
Joining fee
Free
Min. salary
AED 40,000/mo
Rewards in
FAB Rewards
Material
Plastic
Card highlights
- Earn up to 20 FAB Rewards per AED on luxury brands, 10 on eco merchants, 5 on all other spend
- Free ADV+ membership: access to 60+ beach, gym and sports clubs plus up to 40% off restaurants
- Unlimited lounge access, 3 airport fast-tracks and 6 complimentary Careem airport rides a year
- Free valet up to 5 times a month, BOGO Roxy Cinemas and USD 500,000 travel medical insurance
Earn rates
| Category | Rate |
|---|---|
| Travel | 1.5% |
| Retail | 1.5% |
| Supermarket | 1.5% |
| Dining & food | 1.5% |
| Fuel | 1.5% |
| Utilities | 1.5% |
| Education | 1.5% |
| Transport | 1.5% |
| Online shopping | 1.5% |
| International spend | 1.5% |
| Real estate | 1.5% |
Rewards on this card are capped at AED 1,500 a month across all categories (about AED 18,000 a year).
Current welcome offer
Free Rixos Bab Al Bahr staycation, plus no annual fee for the first year
- Limited-time offer
Benefits & perks
- •ADV+ membership: free access to 60+ beach, gym and sports clubs across the UAE
- •ADV+ membership: up to 40% off top UAE restaurants
- •Free airport lounge access
- •Airport fast-track immigration: 3 passes/year
- •Free Careem airport rides: 6 transfers/year
- •1-hour complimentary valet parking: up to 5 times/month
- •Buy-one-get-one Roxy Cinemas tickets
- •Cinema tickets from AED 20: up to 8 tickets/month
- •20% off Emaar attractions
- •24/7 lifestyle concierge service
- •Travel medical insurance: up to USD 500,000 cover
- •Travel inconvenience insurance
- •Rental car collision damage waiver: up to USD 50,000
- •Credit Shield protection
- •Complimentary gold gift and tree planting on card anniversary
Every card is checked against official bank sources. Last updated July 2026.
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More from First Abu Dhabi Bank
FAB Cashback Credit Card
- Earn 5% cashback on supermarkets, fashion and dining (cap AED 150 each/mo), 3% on international spend, 1% on all other
- Up to 8 airport lounge visits a year (plus 6 guest passes) and 1 airport transfer
Updated July 2026
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