Rewards
First Abu Dhabi Bank
FAB Elite Credit Card
The FAB Elite Credit Card is a rewards credit card from First Abu Dhabi Bank. It has an annual fee of AED 1,260, and needs a minimum salary of AED 40,000 a month.
Annual fee
AED 1,260
Joining fee
Free
Min. salary
AED 40,000/mo
Rewards in
FAB Rewards
Material
Plastic
Card highlights
- Earn 20 FAB Rewards per AED at luxury brands, 10 at eco-friendly merchants, 5 on general and international spend
- 14 airport lounge visits a year (1,300+ lounges via Mastercard Travel Pass) and 6 free Careem airport transfers a year
- ADV+ membership: 65+ beach clubs, gyms and studios; up to 40% off hotel dining; 5 valet visits a month (subject to AED 10,000 monthly spend)
- BOGO cinema at Roxy plus 8 discounted tickets a month at Reel, VOX and more; 30% off golf or 1 complimentary guest worldwide
Earn rates
| Category | Rate |
|---|---|
| Retail | 1.5% |
| Dining & food | 1.5% |
| Online shopping | 1.5% |
| International spend | 1.5% |
| Travel | 0.15% |
| Supermarket | 0.15% |
| Fuel | 0.15% |
| Utilities | 0.15% |
| Education | 0.15% |
| Transport | 0.15% |
| Real estate | 0.15% |
Rewards on this card are capped at AED 1,500 a month across all categories (about AED 18,000 a year).
Benefits & perks
- •ADV+ membership: access to 65+ premium beach clubs, gyms, padel courts and fitness studios across 115+ facilities (with AED 10,000 monthly spend)
- •Up to 40% off top UAE hotel restaurants via ADV+ (with AED 10,000 monthly spend)
- •14 complimentary airport lounge visits per year at 1,300+ lounges worldwide via Mastercard Travel Pass
- •6 complimentary Careem airport transfers per year (excluding Hala Taxi)
- •Buy 1 get 1 free movie tickets at Roxy Cinemas: up to 8 tickets/month (with AED 10,000 monthly spend)
- •8 cinema tickets per month from AED 20 at Reel, Cine Royal, VOX and more (with AED 10,000 monthly spend)
- •1 hour free valet parking up to 5 times/month at premium UAE locations (with AED 10,000 monthly spend)
- •3 complimentary airport fast-track passes per year at selected Europe, Turkey and Asia airports
- •30% off golf worldwide or 1 complimentary guest at selected clubs via Mastercard Golf Programme by Thriwe
- •Travel medical insurance up to USD 500,000
- •Travel inconvenience insurance
- •Rental collision and loss damage waiver up to USD 50,000
- •Up to 20% off Emaar attractions
- •Up to 20% off Dubai Holding attractions
- •24/7 global lifestyle concierge
- •Gold gift reward on cumulative retail spend of AED 500,000 in the first year and each card anniversary
- •A tree planted with Give a Ghaf for each new card issued
Every card is checked against official bank sources. Last updated September 2026.
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FAB du Credit Card
- Earn 15% back in FAB Rewards on du spend (data, devices, pre/postpaid plans)
- 1 FAB Reward per AED 1 on general spend; 0.5 per AED 1 on groceries, fuel, rent and similar categories
No annual feeView card
Updated September 2026