First Abu Dhabi Bank
FAB Rewards Indulge Card
The FAB Rewards Indulge Card is a rewards credit card from First Abu Dhabi Bank. It has no annual fee, and needs a minimum salary of AED 5,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
FAB Rewards
Material
Plastic
Card highlights
- Earn 5 FAB Rewards per AED on online spend, 1 on all other and international spend
- Up to 20,000 bonus FAB Rewards each month
- 25 airport lounges with 4 complimentary visits per year
- Up to 20% off at 150+ UAE restaurants, entertainment and Namshi
Earn rates
| Category | Rate |
|---|---|
| Online shopping | 1.5% |
| Travel | 0.3% |
| Retail | 0.3% |
| Supermarket | 0.3% |
| Dining & food | 0.3% |
| Fuel | 0.3% |
| Utilities | 0.3% |
| Education | 0.3% |
| Transport | 0.3% |
| International spend | 0.3% |
| Real estate | 0.3% |
Rewards on this card are capped at AED 150 a month across all categories (about AED 1,800 a year).
Current welcome offer
Earn up to 20,000 bonus FAB Rewards per month
- Bonus awarded when you spend AED 10,000 or more in a month
Benefits & perks
- •Airport lounge access at 25 lounges: 4 complimentary visits per year
- •Up to 20% off at 150+ UAE restaurants (up to 7 guests)
- •Movie tickets for AED 20
- •Up to 20% off entertainment and attractions
- •20% off Namshi purchases (up to AED 100 per order)
- •10% off car and truck rentals
- •Travel visa fulfilment service
- •Credit Shield protection
Every card is checked against official bank sources. Last updated June 2026.
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More from First Abu Dhabi Bank
FAB Cashback Credit Card
- Earn 5% cashback on supermarkets, fashion and dining (cap AED 150 each/mo), 3% on international spend, 1% on all other
- Up to 8 airport lounge visits a year (plus 6 guest passes) and 1 airport transfer
Updated July 2026
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