Rewards
First Abu Dhabi Bank
FAB Rewards Indulge Card
The FAB Rewards Indulge Card is a rewards credit card from First Abu Dhabi Bank. It has no annual fee, and needs a minimum salary of AED 5,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
FAB Rewards
Material
Plastic
Card highlights
- Earn 5 FAB Rewards per AED online, 1 on general spend (many common categories earn 0.5)
- 20,000 bonus FAB Rewards when you spend AED 10,000 in a month, up to 240,000 a year
- 4 airport lounge visits a year across 25+ regional and international lounges
- Up to 20% off at 150+ UAE restaurants, entertainment, and 4 cinema tickets a month at AED 20
Earn rates
| Category | Rate |
|---|---|
| Online shopping | 1.5% |
| Travel | 0.3% |
| Retail | 0.3% |
| Dining & food | 0.3% |
| International spend | 0.3% |
| Supermarket | 0.15% |
| Fuel | 0.15% |
| Utilities | 0.15% |
| Education | 0.15% |
| Transport | 0.15% |
| Real estate | 0.15% |
Rewards on this card are capped at AED 150 a month across all categories (about AED 1,800 a year).
Current welcome offer
Earn up to 240,000 bonus FAB Rewards in a calendar year
- 20,000 bonus FAB Rewards in any month you spend AED 10,000 or more on retail purchases
Benefits & perks
- •Airport lounge access to over 25 regional and international lounges: 4 visits per year (unlocked with USD 1 spend)
- •4 movie tickets per month at AED 20 each at Cine Royal, Star Cinemas and Reel Cinemas (with AED 3,000 monthly spend)
- •Up to 20% off at over 150 UAE restaurants, dining with up to 7 guests
- •20% off Namshi (min. AED 300 spend): up to AED 100 per order, valid for 2 transactions per month
- •Up to 20% off entertainment and attractions across the UAE
- •10% off car and truck rentals with Rentalcars.com and Budget
- •Travel visa fulfilment through Fulfill
Every card is checked against official bank sources. Last updated September 2026.
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