RewardsIslamic
Aafaq Islamic Finance
Platinum Credit Card
The Platinum Credit Card is a rewards credit card from Aafaq Islamic Finance. It has no annual fee, and needs a minimum salary of AED 8,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 8,000/mo
Rewards in
AIF Rewards
Material
Plastic
Card highlights
- Earn 2% AIF Rewards on international spend, up to 1% on all other retail
- Free for life, no annual fee
- BOGO cinema (4x/month), 2 monthly valet sessions and 1 airport transfer (spend-conditional)
- Mastercard lounge access and Priceless programme benefits
Earn rates
| Category | Rate |
|---|---|
| International spend | 2% |
| Travel | 1% |
| Retail | 1% |
| Supermarket | 1% |
| Dining & food | 1% |
| Fuel | 1% |
| Utilities | 1% |
| Education | 1% |
| Transport | 1% |
| Online shopping | 1% |
| Real estate | 1% |
Current welcome offer
10% cashback on school fees this summer
- Valid on school-fee transactions (MCC 8211/8220) from 1 Jul to 30 Sep 2026
- Minimum cumulative spend of AED 5,000 required
- Cashback capped at AED 5,000 per customer
- SMS opt-in required: text AEDU to 4070
- Cashback credited within 60 days of campaign end
Expected offer expiry: September 2026
Benefits & perks
- •VOX Cinemas buy-one-get-one ticket: up to 4 times/month (with AED 5,000 monthly spend)
- •Airport transfer to/from Dubai or Abu Dhabi airports: 1/month (with AED 5,000 monthly spend)
- •Meet-and-greet service at DXB and DWC (with AED 5,000 monthly spend)
- •Valet parking: 2 times/month (with AED 5,000 monthly spend)
- •Mastercard airport lounge access
- •Mastercard Priceless dining and lifestyle privileges
- •0% balance transfer for 12 months
- •Free for life: no annual fee
Every card is checked against official bank sources. Last updated July 2026.
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