RewardsIslamic
Aafaq Islamic Finance
Platinum Credit Card
The Platinum Credit Card is a rewards credit card from Aafaq Islamic Finance. It has no annual fee, and needs a minimum salary of AED 8,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 8,000/mo
Rewards in
AIF Rewards
Material
Plastic
Card highlights
- Earn 2 AIF Rewards per AED 1 on international spend, 1 on retail spend
- Complimentary airport lounge access at participating lounges via Mastercard
- BOGO cinema (up to 4 tickets/month) and 2 valet visits/month, with AED 5,000 monthly spend
- 2 airport transfers and 2 Marhaba Meet and Greet services per year, with AED 5,000 monthly spend
Earn rates
| Category | Rate |
|---|---|
| International spend | 1.5% |
| Travel | 0.75% |
| Retail | 0.75% |
| Dining & food | 0.75% |
| Online shopping | 0.75% |
| Supermarket | 0.38% |
| Fuel | 0.19% |
| Education | 0.19% |
| Real estate | 0.19% |
| Utilities | 0.11% |
| Transport | 0.11% |
Rewards on this card are capped at AED 375 a month across all categories (about AED 4,500 a year).
Benefits & perks
- •Airport lounge access worldwide via Mastercard travel benefits at selected lounges
- •VOX Cinemas buy-1-get-1-free, up to 4 free tickets/month (requires AED 5,000 monthly spend)
- •Valet parking at select UAE locations, up to 2 times/month (requires AED 5,000 monthly spend)
- •2 airport transfers/year to/from Dubai and Abu Dhabi airports (requires AED 5,000 monthly spend and card-purchased travel ticket)
- •2 Marhaba Meet and Greet services/year at DXB and DWC (requires AED 5,000 monthly spend and card-purchased travel ticket)
- •Mastercard Priceless offers on dining, shopping, travel and entertainment
- •0% balance transfer for 12 months
- •No annual fee
- •Shariah-compliant Murabaha structure
About this card
- •AIF Rewards: worth AED 0.0075 per reward point (13,334 rewards = AED 100)
Every card is checked against official bank sources. Last updated September 2026.
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Aafaq World Elite Credit Card
- Earn 5 AIF Rewards per AED 1 on dining and online shopping, 3 on non-AED spend, 1 on other retail (excluding petrol, supermarkets, utilities and many common categories)
- Complimentary airport lounge access for cardholder and one guest
AED 1,050/yrView card
Updated September 2026