Abu Dhabi Commercial Bank
ADCB TouchPoints Infinite Credit Card
The ADCB TouchPoints Infinite Credit Card is a rewards credit card from Abu Dhabi Commercial Bank. It has an annual fee of AED 1,050, and needs a minimum salary of AED 25,000 a month.
Annual fee
AED 1,050
Joining fee
Free
Min. salary
AED 25,000/mo
Rewards in
ADCB TouchPoints
Material
Plastic
Card highlights
- Earn up to 1.5 TouchPoints per AED 1 on most spend; 0.4 on supermarkets, dining and UK/EEA
- Unlimited lounge access at 1,200+ lounges (Visa Airport Companion), self plus 1 guest
- Complimentary golf at Arabian Ranches and Abu Dhabi Golf Club; USD 1M travel insurance
- BOGO cinema at VOX (up to 4 tickets/month), 20% off talabat and 15% off noon
Earn rates
| Category | Rate |
|---|---|
| Travel | 0.75% |
| Retail | 0.75% |
| Dining & food | 0.75% |
| Online shopping | 0.75% |
| International spend | 0.75% |
| Supermarket | 0.2% |
| Fuel | 0.1% |
| Utilities | 0.1% |
| Education | 0.1% |
| Transport | 0.1% |
| Real estate | 0.1% |
UK and EEA merchants earn 0.40 TouchPoints per AED instead of 1.5. EEA classification per prevailing Visa guidelines. In Perkly's terms that is about 0.2% back, not the international rate shown above.
Current welcome offer
AED 1,200 Expedia.ae hotel voucher for a 2-night stay worldwide
- Voucher issued within 60 days of paying the annual fee in the first year, valid for 6 months from issue
- Redeemable once at expedia.ae/adcb on the base room rate for 1 room per booking, excluding properties on ADCB's exclusion list
- Stay must be completed before the voucher expires
- 15,000 bonus TouchPoints when you spend AED 15,000 in a month
Benefits & perks
- •Unlimited complimentary airport lounge access at 1,200+ lounges worldwide (self + 1 guest) via Visa Airport Companion app
- •Multi-trip travel insurance: personal accident up to USD 500,000, emergency medical up to USD 1,000,000, trip cancellation up to USD 7,500, for cardholder, spouse and up to 5 children
- •Complimentary golf at Arabian Ranches Golf Club and Abu Dhabi Golf Club (requires AED 5,000 monthly spend)
- •VOX Cinemas buy 1 get 1 free on movie tickets: up to 4 tickets/month, plus 25% off select candy bar meals
- •24-hour Visa Infinite global concierge in English, Arabic and French
- •talabat 20% off, up to AED 20 per order on 4 orders/month (promo code ADCBINF)
- •noon.com 15% off, up to AED 100 off per order on 1 order/month
- •Buy 1 get 1 free at Caribou Coffee in the UAE (excludes delivery and bottled beverages)
- •Avis car rental up to 35% off worldwide
- •FlexiPay: convert retail balances into monthly instalments
- •School fees converted to a 0% interest instalment plan
Every card is checked against official bank sources. Last updated September 2026.
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More from Abu Dhabi Commercial Bank
ADCB TouchPoints Platinum Credit Card
- Earn up to 1 TouchPoint per AED 1 (note: lower rates apply on fuel, groceries, and several other categories)
- Visa: 3 lounge visits/year at 1,200+ lounges; Mastercard: 4 visits/year at 25+ lounges
Updated September 2026