Rewards
Abu Dhabi Commercial Bank
ADCB TouchPoints Titanium & Gold Credit Card
The ADCB TouchPoints Titanium & Gold Credit Card is a rewards credit card from Abu Dhabi Commercial Bank. It has no annual fee, and needs a minimum salary of AED 5,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
ADCB TouchPoints
Material
Plastic
Card highlights
- Earn up to 0.5 TouchPoints per AED 1, or 0.4 TP on supermarkets and fast food
- 5,000 bonus TouchPoints when you spend AED 5,000 in a month (100,000 TP = AED 500)
- Buy 1 get 1 free VOX Cinemas tickets, up to 2 tickets a month (2D Standard and 2D Max Standard)
- Titanium: 20% off 1 talabat order a month (capped at AED 14); Gold: up to 20% off Avis rentals
Earn rates
| Category | Rate |
|---|---|
| Travel | 0.25% |
| Retail | 0.25% |
| Dining & food | 0.25% |
| Online shopping | 0.25% |
| International spend | 0.25% |
| Supermarket | 0.2% |
| Fuel | 0.1% |
| Utilities | 0.1% |
| Education | 0.1% |
| Transport | 0.1% |
| Real estate | 0.1% |
UK and EEA merchants earn 0.40 TouchPoints per AED instead of 0.5. EEA classification per prevailing Visa/Mastercard guidelines. In Perkly's terms that is about 0.2% back, not the international rate shown above.
Current welcome offer
Earn 5,000 bonus TouchPoints
- 5,000 points when you spend AED 5,000 in a month
Benefits & perks
- •Buy 1 get 1 free movie tickets at VOX Cinemas: up to 2 tickets/month (2D Standard and 2D Max Standard)
- •20% off 1 talabat grocery or food order per month, capped at AED 14 (Titanium Mastercard, use code MASTERCARD)
- •Up to 20% off Avis car rentals worldwide (Gold Visa, book at avisworld.com/visa)
- •0% interest payment plan on school fees
- •Balance transfer facility
- •FlexiPay instalment plan
Every card is checked against official bank sources. Last updated September 2026.
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More from Abu Dhabi Commercial Bank
RewardsWelcome offer
ADCB TouchPoints Infinite Credit Card
- Earn up to 1.5 TouchPoints per AED 1 on most spend; 0.4 on supermarkets, dining and UK/EEA
- Unlimited lounge access at 1,200+ lounges (Visa Airport Companion), self plus 1 guest
AED 1,050/yrView card
Updated September 2026