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Rewards

Abu Dhabi Commercial Bank

ADCB TouchPoints Titanium & Gold Credit Card

The ADCB TouchPoints Titanium & Gold Credit Card is a rewards credit card from Abu Dhabi Commercial Bank. It has no annual fee, and needs a minimum salary of AED 5,000 a month.

Annual fee

Free

Joining fee

Free

Min. salary

AED 5,000/mo

Rewards in

ADCB TouchPoints

Material

Plastic

Card highlights

  • Earn up to 0.5 TouchPoints per AED 1, or 0.4 TP on supermarkets and fast food
  • 5,000 bonus TouchPoints when you spend AED 5,000 in a month (100,000 TP = AED 500)
  • Buy 1 get 1 free VOX Cinemas tickets, up to 2 tickets a month (2D Standard and 2D Max Standard)
  • Titanium: 20% off 1 talabat order a month (capped at AED 14); Gold: up to 20% off Avis rentals

Earn rates

CategoryRate
Travel0.25%
Retail0.25%
Dining & food0.25%
Online shopping0.25%
International spend0.25%
Supermarket0.2%
Fuel0.1%
Utilities0.1%
Education0.1%
Transport0.1%
Real estate0.1%

UK and EEA merchants earn 0.40 TouchPoints per AED instead of 0.5. EEA classification per prevailing Visa/Mastercard guidelines. In Perkly's terms that is about 0.2% back, not the international rate shown above.

Current welcome offer

Earn 5,000 bonus TouchPoints

  • 5,000 points when you spend AED 5,000 in a month

Benefits & perks

  • •Buy 1 get 1 free movie tickets at VOX Cinemas: up to 2 tickets/month (2D Standard and 2D Max Standard)
  • •20% off 1 talabat grocery or food order per month, capped at AED 14 (Titanium Mastercard, use code MASTERCARD)
  • •Up to 20% off Avis car rentals worldwide (Gold Visa, book at avisworld.com/visa)
  • •0% interest payment plan on school fees
  • •Balance transfer facility
  • •FlexiPay instalment plan

Every card is checked against official bank sources. Last updated September 2026.

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