Abu Dhabi Commercial Bank
ADCB TouchPoints Platinum Credit Card
The ADCB TouchPoints Platinum Credit Card is a rewards credit card from Abu Dhabi Commercial Bank. It has an annual fee of AED 630, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 630
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
ADCB TouchPoints
Material
Plastic
Card highlights
- Earn up to 1 TouchPoint per AED 1; 0.4 TP/AED at supermarkets, QSR and in UK/EEA; lower rates on fuel, education and government spend
- Visa: 3 complimentary lounge visits a year (1,200+ lounges); Mastercard: 4 complimentary visits a year (25+ lounges)
- BOGO cinema tickets at VOX Cinemas, up to 4 tickets a month, with 25% off select candy bar meals
- Complimentary golf at Arabian Ranches Golf Club and Abu Dhabi Golf Club (requires AED 5,000 spend that month)
Earn rates
| Category | Rate |
|---|---|
| Travel | 0.5% |
| Retail | 0.5% |
| Dining & food | 0.5% |
| Online shopping | 0.5% |
| International spend | 0.5% |
| Supermarket | 0.2% |
| Fuel | 0.1% |
| Utilities | 0.1% |
| Education | 0.1% |
| Transport | 0.1% |
| Real estate | 0.1% |
UK and EEA merchants earn 0.40 TouchPoints per AED instead of 1. EEA classification per prevailing scheme (Visa/Mastercard) guidelines. In Perkly's terms that is about 0.2% back, not the international rate shown above.
Current welcome offer
Earn 10,000 bonus TouchPoints
- 10,000 TouchPoints when you spend AED 10,000 in a month
- First year free, annual fee charged from the second year onwards
Benefits & perks
- •Airport lounge access: 3 complimentary visits/year at 1,200+ lounges worldwide via Visa Airport Companion app (Visa card)
- •Airport lounge access: 4 complimentary visits/year at 25+ lounges worldwide via Mastercard Travel Pass app (Mastercard card)
- •VOX Cinemas buy-one-get-one-free on movie tickets, up to 4 tickets/month
- •25% off select meals at the VOX candy bar
- •Complimentary golf at Arabian Ranches Golf Club and Abu Dhabi Golf Club (with AED 5,000 monthly spend)
- •talabat 20% off, up to AED 20/order on 2 orders/month (with promo code ADCBPLAT)
- •Mastercard offer: 20% off 1 grocery or food order/month, capped at AED 14
- •Avis car rental up to 20% off worldwide (Visa card)
- •Extended warranty cover
- •Purchase protection
- •Supplementary cardholders included in lounge access benefit
Every card is checked against official bank sources. Last updated November 2026.
Spotted something out of date or incorrect? Tell us and we’ll fix it.
- See all rewards credit cards in the UAE →
- Compare lounge access on UAE credit cards →
- See which cards your salary qualifies for →
Questions people ask
What does the Abu Dhabi Commercial Bank ADCB TouchPoints Platinum Credit Card earn?
An ADCB Platinum card, issued on Visa or Mastercard, free in the first year and AED 630 a year after that, earning up to 1 TouchPoint per AED 1 (about 0.5% at ADCB's guide) on most spending and less on supermarkets, fast food, fuel and government payments, with a few lounge visits that differ by network.
What does the Abu Dhabi Commercial Bank ADCB TouchPoints Platinum Credit Card cost?
No annual fee in the first year; AED 630 a year including VAT from the second year. No joining fee.
What does spending abroad cost on the Abu Dhabi Commercial Bank ADCB TouchPoints Platinum Credit Card?
Spending abroad costs about 4.14% all in: ADCB's 2.99% on non-AED transactions (and a separate 2.99% on AED transactions with foreign merchants), plus about 1.15% for Visa or Mastercard, a figure ADCB itself publishes. UK and European Economic Area merchants earn only 0.40 TouchPoints per AED 1, not 1.
What should I watch out for with the Abu Dhabi Commercial Bank ADCB TouchPoints Platinum Credit Card?
The lounge benefit depends on the network you choose: Visa gives 3 visits a year at 1,200+ lounges, Mastercard 4 visits at 25+ lounges that need a foreign currency purchase to stay open. At ADCB's own guide, 1 TouchPoint per AED 1 is worth about 0.5%, and the AED 630 fee applies from the second year. Supermarkets, fast food, fuel, government payments and telecom earn 0.4 or 0.2 TouchPoints per AED 1.
More from Abu Dhabi Commercial Bank
ADCB TouchPoints Infinite Credit Card
- Earn up to 1.5 TouchPoints per AED 1, with lower rates on supermarkets, fuel, and utilities
- Unlimited complimentary airport lounge access (1,200+ lounges) for cardholder plus 1 guest via Visa Airport Companion
Updated November 2026
ADCB TouchPoints Titanium & Gold Credit Card
- Earn up to 0.5 TouchPoints per AED 1; 0.4 on supermarkets and fast food; 0.2 on fuel, education, government, telecom and transport
- 5,000 bonus TouchPoints when you spend AED 5,000 in a month
Updated November 2026
ADCB Betaqti Credit Card
- Earn up to 3 TouchPoints per AED 1 on general, dining, travel and online spend
- 14 complimentary airport lounge visits a year (1,200+ lounges via Mastercard Travel Pass), plus 1 guest each visit, and 4 complimentary Careem airport rides a year (up to AED 85 each)
Updated November 2026