Rewards
Abu Dhabi Commercial Bank
ADCB TouchPoints Platinum Credit Card
The ADCB TouchPoints Platinum Credit Card is a rewards credit card from Abu Dhabi Commercial Bank. It has an annual fee of AED 630, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 630
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
ADCB TouchPoints
Material
Plastic
Card highlights
- Earn up to 1 TouchPoint per AED 1 (note: lower rates apply on fuel, groceries, and several other categories)
- Visa: 3 lounge visits/year at 1,200+ lounges; Mastercard: 4 visits/year at 25+ lounges
- Complimentary golf at Arabian Ranches and Abu Dhabi Golf Club (requires AED 5,000 spend that month)
- BOGO cinema at VOX (up to 4 tickets/month) plus 20% off talabat on 2 orders/month
Earn rates
| Category | Rate |
|---|---|
| Travel | 0.5% |
| Retail | 0.5% |
| Dining & food | 0.5% |
| Online shopping | 0.5% |
| International spend | 0.5% |
| Supermarket | 0.2% |
| Fuel | 0.1% |
| Utilities | 0.1% |
| Education | 0.1% |
| Transport | 0.1% |
| Real estate | 0.1% |
UK and EEA merchants earn 0.40 TouchPoints per AED instead of 1. EEA classification per prevailing Visa guidelines. In Perkly's terms that is about 0.2% back, not the international rate shown above.
Current welcome offer
Earn 10,000 bonus TouchPoints
- 10,000 TouchPoints when you spend AED 10,000 in a month
- First year free, annual fee charged from the second year onwards
Benefits & perks
- •Airport lounge access: 3 complimentary visits/year at 1,200+ lounges via Visa Airport Companion (Visa card)
- •Airport lounge access: 4 complimentary visits/year at 25+ lounges via Mastercard Travel Pass (Mastercard card)
- •Supplementary cardholders included in lounge access benefit
- •VOX Cinemas buy-one-get-one-free on movie tickets: up to 4 tickets/month
- •25% off select meals at VOX Cinemas candy bar
- •Complimentary golf at Arabian Ranches Golf Club and Abu Dhabi Golf Club (with AED 5,000 monthly spend)
- •talabat 20% off, up to AED 20/order on 2 orders/month (with promo code ADCBPLAT)
- •Mastercard offer: 20% off 1 grocery or food order/month, capped at AED 14
- •Avis car rental: up to 20% off worldwide (Visa card)
- •Purchase protection
- •Extended warranty cover
Every card is checked against official bank sources. Last updated September 2026.
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More from Abu Dhabi Commercial Bank
RewardsWelcome offer
ADCB TouchPoints Infinite Credit Card
- Earn up to 1.5 TouchPoints per AED 1 on most spend; 0.4 on supermarkets, dining and UK/EEA
- Unlimited lounge access at 1,200+ lounges (Visa Airport Companion), self plus 1 guest
AED 1,050/yrView card
Updated September 2026