Abu Dhabi Commercial Bank
Betaqti Credit Card
The Betaqti Credit Card is a rewards credit card from Abu Dhabi Commercial Bank. It has an annual fee of AED 2,100, and needs a minimum salary of AED 10,000 a month.
Annual fee
AED 2,100
Joining fee
Free
Min. salary
AED 10,000/mo
Rewards in
ADCB TouchPoints
Material
Metal
Card highlights
- Earn up to 3 TouchPoints per AED 1 on general, dining, travel and online spend
- Up to 750,000 bonus TouchPoints on anniversary with qualifying annual spend
- 14 complimentary lounge visits (1,200+ lounges) plus 4 Careem airport rides a year
- Discovery Titanium hotel status, Hertz President's Circle and VOX BOGO cinema
Earn rates
| Category | Rate |
|---|---|
| Travel | 1.5% |
| Retail | 1.5% |
| Dining & food | 1.5% |
| Online shopping | 1.5% |
| International spend | 1.5% |
| Supermarket | 0.35% |
| Fuel | 0.18% |
| Utilities | 0.18% |
| Education | 0.18% |
| Transport | 0.18% |
| Real estate | 0.18% |
Current welcome offer
Earn 300,000 TouchPoints as a welcome gift (approximately AED 1,500)
- Awarded on getting the card
Benefits & perks
- •14 complimentary airport lounge visits per year (1,200+ lounges, plus 1 guest)
- •4 complimentary Careem airport rides per year
- •Complimentary UFC Gym access
- •VOX Cinemas buy-one-get-one ticket plus 25% off F&B
- •Caribou Coffee unlimited buy-one-get-one
- •DISCOVERY Titanium hotel status
- •Hertz President's Circle membership
- •25% off Avis car rentals
- •Mastercard World Elite concierge service
- •Travel insurance
- •Metal laser-etched card
- •Anniversary TouchPoints bonus: up to 750,000 TP with qualifying annual spend
Every card is checked against official bank sources. Last updated June 2026.
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More from Abu Dhabi Commercial Bank
365 Cashback Credit Card
- Earn 6% cashback on dining, 5% on groceries, fuel and digital subscriptions, 1% on all other spend
- Buy-one-get-one VOX Cinemas tickets (up to 4 free tickets a month) plus 25% off F&B
Updated July 2026
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