RewardsIslamic
Abu Dhabi Islamic Bank
Smiles Visa Signature
The Smiles Visa Signature is a rewards credit card from Abu Dhabi Islamic Bank. It has an annual fee of AED 1,258.95, and needs a minimum salary of AED 20,000 a month.
Annual fee
AED 1,258.95
Joining fee
Free
Min. salary
AED 20,000/mo
Rewards in
Smiles Points
Material
Plastic
Card highlights
- Earn 30 Smiles Points per AED 5 on Smiles App, 15 on international, 10 on local spend
- Unlimited global airport lounge access via Visa Airport Companion
- Multi-trip travel insurance covering spouse and up to 5 children (to age 75)
- 4 free valet parkings a month plus unlimited city towing and roadside assistance
Earn rates
| Category | Rate |
|---|---|
| International spend | 3% |
| Travel | 2% |
| Retail | 2% |
| Dining & food | 2% |
| Online shopping | 2% |
| Supermarket | 0.2% |
| Fuel | 0.2% |
| Utilities | 0.2% |
| Education | 0.2% |
| Transport | 0.2% |
| Real estate | 0.2% |
Current welcome offer
Earn 70,000 Smiles points on sign-up
- Complimentary 90-day Smiles Unlimited subscription (buy-one-get-one offers, free food and grocery delivery)
- Ongoing: 10,000 bonus Smiles points each quarter when you spend AED 25,000 in that quarter
Benefits & perks
- •Unlimited global airport lounge access via Visa Airport Companion app
- •Multi-trip travel cover for cardholder, spouse and up to 5 children (age limit 75)
- •Purchase protection up to USD 2,500 per occurrence
- •Extended warranty: plus 24 months added to manufacturer warranty
- •Free valet parking 4 times per month at selected locations
- •Free roadside assistance: unlimited city towing and 3 inter-emirate tows per year
- •24-hour concierge, medical and travel assistance
- •4 free supplementary cards
- •Easy payment plan: 0% profit for 3 to 12 months
- •Balance transfer at 0% for 3 or 12 months
- •Optional Takaful cover
Every card is checked against official bank sources. Last updated July 2026.
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