CashbackIslamic
Abu Dhabi Islamic Bank
Cashback Visa Covered Card
The Cashback Visa Covered Card is a cashback credit card from Abu Dhabi Islamic Bank. It has an annual fee of AED 103.95, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 103.95
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Material
Plastic
Card highlights
- Earn 4% cashback on groceries, fuel, dining, education and utilities
- Cashback capped per category (AED 100-300/month), up to AED 1,000 total
- Free roadside assistance, unlimited city towing plus one inter-emirate service yearly
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Supermarket | 4% | AED 300 |
| Dining & food | 4% | AED 200 |
| Fuel | 4% | AED 300 |
| Utilities | 4% | AED 100 |
| Education | 4% | AED 300 |
Rewards on this card are capped at AED 1,000 a month across all categories (about AED 12,000 a year).
Benefits & perks
- •Free roadside assistance: unlimited city-limit towing plus one covered service per year (inter-emirate towing, jump start, flat tyre, lock-out, fuel delivery and more)
- •Up to 4 free supplementary cards
- •Easy payment plan (EPP) and balance transfer facilities
Every card is checked against official bank sources. Last updated September 2026.
Spotted something out of date or incorrect? Tell us and we’ll fix it.
Featured in the Perkly Card Index
See all cashback credit cards in the UAE →
More from Abu Dhabi Islamic Bank
RetailIslamicWelcome offer
ADIB SHARE Visa Infinite
- Earn 6% back in SHARE Points at Carrefour and all Majid Al Futtaim brands, 2% on other local and international spend
- Unlimited airport lounge access for cardholder plus 1 guest (1,000+ lounges, 300+ cities)
AED 1,048.95/yrView card
Updated September 2026