Abu Dhabi Islamic Bank
Cashback Visa Covered Card
The Cashback Visa Covered Card is a cashback credit card from Abu Dhabi Islamic Bank. It has an annual fee of AED 103.95, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 103.95
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Material
Plastic
Card highlights
- Earn 4% cashback on groceries, fuel, dining, education and utilities
- Cashback capped per category (AED 100-300/month), up to AED 1,000 total
- Free roadside assistance, unlimited city towing plus one inter-emirate service yearly
- Optional Takaful cover and full cash withdrawal up to your cover limit
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Supermarket | 4% | AED 300 |
| Dining & food | 4% | AED 200 |
| Fuel | 4% | AED 300 |
| Utilities | 4% | AED 100 |
| Education | 4% | AED 300 |
Rewards on this card are capped at AED 1,000 a month across all categories (about AED 12,000 a year).
Benefits & perks
- •Free roadside assistance: unlimited city-limit towing plus one covered service per year (inter-emirate towing, jump start, flat tyre, lock-out, fuel delivery and more)
- •Up to 4 free supplementary cards
- •Easy payment plan (EPP) and balance transfer facilities
- •100% cash withdrawal of the cover limit
- •Optional Takaful cover available
Every card is checked against official bank sources. Last updated July 2026.
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More from Abu Dhabi Islamic Bank
ADIB SHARE Visa Infinite
- Earn 6% back at MAF destinations (Carrefour, City Centre malls, dining) and 2% on all other local and international spend
- Unlimited airport lounge access for cardholder + 1 guest across 1,000+ lounges worldwide
Updated July 2026
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