RewardsIslamicUAE Nationals only
Emirates Islamic
Emarati Credit Card
The Emarati Credit Card is a rewards credit card from Emirates Islamic. It has no annual fee.
Annual fee
Free
Joining fee
Free
Rewards in
EI SmartMiles
Material
Plastic
Card highlights
- Earn 3.75 SmartMiles per AED 1 internationally, 2.5 domestically, 1 at supermarkets
- SmartMiles transfer to Skywards, Etihad, Marriott, Avios, Air Arabia and more
- 2 complimentary valet services per month plus 50% off talabat twice a month
- Complimentary Sharjah Ladies Club access — exclusively for UAE Nationals
Earn rates
| Category | Rate |
|---|---|
| International spend | 3.8% |
| Travel | 2.5% |
| Retail | 2.5% |
| Dining & food | 2.5% |
| Transport | 2.5% |
| Online shopping | 2.5% |
| Supermarket | 1% |
| Fuel | 0.1% |
| Utilities | 0.1% |
| Education | 0.1% |
| Real estate | 0.1% |
Current offer
Up to 150,000 welcome EI SmartMiles (worth AED 1,500) on AED 30,000 spend within 60 days of card opening.
See all rewards credit cards in the UAE →
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