RewardsIslamic
Emirates Islamic
Flex Elite Credit Card
The Flex Elite Credit Card is a rewards credit card from Emirates Islamic. It has an annual fee of AED 735.
Annual fee
AED 735
Joining fee
Free
Rewards in
EI SmartMiles
Material
Plastic
Card highlights
- Earn up to 3.75 SmartMiles per AED 1 on international spend, 2.5 on local
- Unlimited lounge access (1,200+ lounges) for cardholder plus one guest
- Transfer SmartMiles to Skywards, Etihad, Marriott, Avios and more
- 2 complimentary valet services per month plus complimentary golf rounds
Earn rates
| Category | Rate |
|---|---|
| International spend | 3.8% |
| Travel | 2.5% |
| Retail | 2.5% |
| Dining & food | 2.5% |
| Transport | 2.5% |
| Online shopping | 2.5% |
| Supermarket | 1% |
| Fuel | 0.1% |
| Utilities | 0.1% |
| Education | 0.1% |
| Real estate | 0.1% |
Current offer
Up to 175,000 welcome EI SmartMiles (worth AED 1,750): 75,000 (AED 750) on AMF payment + 100,000 (AED 1,000) on AED 30,000 spend within 60 days.
See all rewards credit cards in the UAE →
More from Emirates Islamic
CashbackIslamic
Barca Cashback Card
- Earn 4% cashback on supermarkets, dining, fuel and sports — local and abroad
- FC Barcelona perks: match tickets, signed jerseys, legend meet-and-greets and training access
No annual feeView card
CashbackIslamic
Cashback Credit Card
- Earn 5% cashback on telecom and electronics, 1% on most other spend
- Buy 1 Get 1 movie tickets monthly at Reel Cinemas (AED 3,000 spend required)
AED 350/yrView card
CashbackIslamic
Cashback Plus Card (10,000-17,499)
- Earn 5% cashback on supermarkets, dining, education & telecom (up to AED 200/category/month)
- Unlimited access to 1,000+ airport lounges worldwide via Visa Airport Companion
AED 313.95/yrView card