Emirates Islamic
Barça Cashback Card
The Barça Cashback Card is a cashback credit card from Emirates Islamic. It has no annual fee, and needs a minimum salary of AED 5,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Min. monthly spend
AED 1,000
Material
Plastic
Card highlights
- 4% cashback on supermarkets, dining, fuel and sports (capped at AED 100/month each)
- Up to 2% cashback on international spend; up to 1% on other domestic spend
- FC Barcelona prize draws: match tickets, signed jerseys and club experiences
- Up to 2 BOGO Reel Cinemas tickets a month (with AED 3,000 monthly spend)
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Supermarket | 4% | AED 100 |
| Dining & food | 4% | AED 100 |
| Fuel | 4% | AED 100 |
| International spend | 2% | No cap |
| Travel | 1% | No cap |
| Retail | 1% | No cap |
| Transport | 1% | No cap |
| Online shopping | 1% | No cap |
| Utilities | 0.25% | No cap |
| Education | 0.25% | No cap |
| Real estate | 0.25% | No cap |
EEA and UK spends earn a reduced cashback rate of 0.25%, separate from the International rate. Published in the card's own cashback grid.
Benefits & perks
- •FC Barcelona prize draws: Camp Nou tickets, signed jerseys, merchandise and club experiences
- •Access to Luxury Hotel Collection (900+ hotels)
- •Buy 1 Get 1 free Reel Cinemas tickets: up to 2 per month (with AED 3,000 monthly spend)
- •Extended warranty: up to 1 extra year
- •Purchase protection: up to USD 5,000 per occurrence and USD 20,000 per year
- •0% Easy Payment Plan over 3, 6, 9 or 12 months at participating merchants
- •Balance transfer at 0% profit for 6 months (processing fee applies)
- •Cash on call: up to 80% of available credit limit
- •Free for life
Every card is checked against official bank sources. Last updated October 2026.
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Questions people ask
What does the Emirates Islamic Barça Cashback Card earn?
A free-for-life Islamic FC Barcelona cashback card paying 4% on UAE supermarkets, dining, UAE fuel and sports, each capped at AED 100 a month, up to 2% on international spending outside the European Economic Area and the UK and up to 1% on other spending, but nothing in a month with under AED 1,000 of spending.
What does the Emirates Islamic Barça Cashback Card cost?
No annual fee and no joining fee; free for life.
What does spending abroad cost on the Emirates Islamic Barça Cashback Card?
Spending abroad costs about 3.69% all in: Emirates Islamic's 2.54% (VAT included) on foreign currency transactions plus about 1.15% for Visa, which Emirates Islamic says is charged in addition. A transaction abroad billed in AED carries 1.99% instead of 2.54%. Spending in the European Economic Area and the UK earns only 0.25%, not the up to 2% on other international spending.
What should I watch out for with the Emirates Islamic Barça Cashback Card?
Nothing at all is earned in a month with less than AED 1,000 of spending. Each 4% category stops at AED 100 of cashback a month, reached at AED 2,500 of spending in it. Spending in the European Economic Area and the UK earns only 0.25%, and government payments earn nothing.
More from Emirates Islamic
Emirates Islamic Cashback Credit Card
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- Buy 1 Get 1 movie tickets up to twice a month at Reel Cinemas (AED 3,000 spend required)
Updated October 2026
Emirates Islamic Cashback Plus Card
Benefits unlock at AED 3,000 minimum monthly spend
- Earn 3% cashback on supermarkets, education, dining and telecom (AED 3,000-9,999 monthly spend)
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Updated November 2026
Emirates Islamic Cashback Plus Card
Benefits unlock at AED 10,000 minimum monthly spend
- 5% cashback on supermarkets, education, dining and telecom at AED 10,000-17,499 monthly spend (max AED 200 per category)
- 1 complimentary airport lounge visit a year (1,200+ lounges) via Visa Airport Companion
Updated November 2026