CashbackIslamic
Emirates Islamic
Cashback Plus Card
Benefits unlock at AED 3,000 minimum monthly spend
The Cashback Plus Card is a cashback credit card from Emirates Islamic. It has an annual fee of AED 313.95, and needs a minimum salary of AED 12,000 a month.
Annual fee
AED 313.95
Joining fee
Free
Min. salary
AED 12,000/mo
Rewards in
Cashback
Min. monthly spend
AED 3,000
Material
Plastic
Card highlights
- Earn 3% cashback on supermarkets, education, dining and telecom (AED 3,000-9,999 monthly spend); max AED 200 per category
- 1 complimentary airport lounge visit a year (1,200+ lounges) via Visa Airport Companion
- 2 free golf rounds a month at 5 UAE courses; 1 free valet per month (AED 5,000 min spend each)
- 2 free Marhaba Meet & Greet services a year at Dubai airport; BOGO cinema at Reel Cinemas monthly
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Supermarket | 3% | AED 200 |
| Dining & food | 3% | AED 200 |
| Utilities | 3% | AED 200 |
| Education | 3% | AED 200 |
Rewards on this card are capped at AED 800 a month across all categories (about AED 9,600 a year).
Benefits & perks
- •Airport lounge access at 1,200+ lounges worldwide via Visa Airport Companion: 1 complimentary visit/year for primary and supplementary cardholders
- •2x complimentary golf rounds/month at Arabian Ranches, Jebel Ali, Abu Dhabi Golf Club and more (with AED 5,000 monthly spend)
- •2x complimentary Marhaba Bronze Meet & Greet services/year at Dubai airport (with AED 3,000 monthly retail spend)
- •Visa Luxury Hotel Collection: best rate guarantee, room upgrade, free breakfast, late checkout and USD 25 food/beverage voucher at 900+ properties
- •Multi-trip travel takaful: travel accident and inconvenience cover for trips up to 90 days
- •Buy 1 Get 1 movie tickets at Reel Cinemas every month (with AED 3,000 monthly retail spend)
- •20% off movie tickets and food & beverages at Roxy Cinemas (valid until 30 April 2027)
- •1x complimentary valet parking/month at select UAE locations (with AED 5,000 monthly retail spend)
- •Sharjah Ladies Club complimentary access for women cardholders aged 18+ (with AED 3,000 monthly retail spend)
- •Extended warranty: doubles manufacturer warranty up to 1 year
- •Purchase protection against theft or damage
- •0% Easy Payment Plans over 3, 6, 9 or 12 months at partner outlets (Carrefour, Sharaf DG and more)
- •Cash on Call: access up to 80% of your available credit limit
- •Auto top-up facility for Salik
- •Gold Class cabin access on Dubai Metro
Every card is checked against official bank sources. Last updated September 2026.
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