Emirates Islamic
Cashback Plus Card
Benefits unlock at AED 3,000 minimum monthly spend
The Cashback Plus Card is a cashback credit card from Emirates Islamic. It has an annual fee of AED 313.95, and needs a minimum salary of AED 7,500 a month.
Annual fee
AED 313.95
Joining fee
Free
Min. salary
AED 7,500/mo
Rewards in
Cashback
Min. monthly spend
AED 3,000
Material
Plastic
Card highlights
- Earn 3% cashback on supermarkets, education, dining & telecom (up to AED 200/category/month)
- Unlimited access to 1,000+ airport lounges worldwide via Visa Airport Companion
- 2 complimentary golf rounds/month plus Ladies Club access (Dubai & Sharjah)
- BOGO cinema at Reel, 20% off Roxy, monthly valet & 2 Marhaba Meet & Greet services/year
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Supermarket | 3% | AED 200 |
| Dining & food | 3% | AED 200 |
| Utilities | 3% | AED 200 |
| Education | 3% | AED 200 |
Rewards on this card are capped at AED 800 a month across all categories (about AED 9,600 a year).
Current welcome offer
Year 1 annual membership fee free with AED 5,000 spend in 90 days
- Year 2 onwards: fee waived on AED 30,000 annual spend
Benefits & perks
- •Unlimited complimentary access to 1,000+ airport lounges worldwide via Visa Airport Companion
- •Multi-trip travel insurance covering trips up to 90 days
- •Visa Luxury Hotel Collection: best rate guarantee, room upgrade, free breakfast and late checkout at 900+ properties
- •Purchase protection: up to USD 2,000 per claim and USD 5,000 per year
- •Extended warranty: doubles manufacturer warranty by up to 1 year
- •2x complimentary golf rounds per month at select clubs (AED 5,000 min monthly spend)
- •2x Buy 1 Get 1 movie tickets per month at Reel Cinemas (AED 3,000 min monthly spend)
- •20% off at Roxy Cinemas
- •2x complimentary Marhaba Meet & Greet services per year (AED 3,000 min monthly spend)
- •1x complimentary valet parking per month at select UAE locations (AED 3,000 min monthly spend)
- •Dubai Ladies Club and Sharjah Ladies Club complimentary access (AED 3,000 min monthly spend)
- •0% Easy Payment Plans over 3-12 months at partner outlets
- •Cash on Call: access up to 80% of your credit limit
- •Embedded Nol chip for RTA payments with auto top-up on Salik and Nol
- •Gold Class cabin access on Dubai Metro
Every card is checked against official bank sources. Last updated June 2026.
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Cashback Credit Card
- Earn 5% cashback on telecom and electronics, 1% on most other spend
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Cashback Plus Card
Benefits unlock at AED 10,000 minimum monthly spend
- Earn 5% cashback on supermarkets, dining, education & telecom (up to AED 200/category/month)
- Unlimited access to 1,000+ airport lounges worldwide via Visa Airport Companion
Updated June 2026
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