Emirates Islamic
Cashback Credit Card
The Cashback Credit Card is a cashback credit card from Emirates Islamic. It has an annual fee of AED 367.5, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 367.5
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Material
Plastic
Card highlights
- Earn 5% cashback on telecom and electronics, 1% on most other spend
- Buy 1 Get 1 movie tickets monthly at Reel Cinemas (AED 3,000 spend required)
- Visa Luxury Hotel Collection: USD 25 F&B credit at 900+ hotels worldwide
- Golf access at select clubs plus extended warranty on purchases
Earn rates
| Category | Rate |
|---|---|
| Retail | 5% |
| Utilities | 5% |
| Travel | 1% |
| Supermarket | 1% |
| Dining & food | 1% |
| Fuel | 1% |
| Education | 1% |
| Transport | 1% |
| Online shopping | 1% |
| International spend | 1% |
| Real estate | 1% |
Rewards on this card are capped at AED 250 a month across all categories (about AED 3,000 a year).
Current welcome offer
Annual membership fee waived for year 1, then waived each year after
- Year 1 waiver: spend AED 3,000 within 90 days of card issuance
- Year 2 onwards: spend AED 10,000 annually to keep the fee waived
Benefits & perks
- •Buy 1 Get 1 movie ticket at Reel Cinemas: up to 2 times/month (min AED 3,000 monthly spend)
- •Visa Luxury Hotel Collection: USD 25 food and beverage credit at 900+ properties worldwide
- •Extended warranty: doubles manufacturer warranty up to 1 year
- •Purchase protection: up to USD 5,000 per occurrence, USD 20,000 per year
- •Golf access at select clubs
- •Cash on Call: up to 80% of credit limit
- •0% balance transfer from other banks for 6 months
- •0% Easy Payment Plans over 3-12 months at partner outlets (Carrefour, Sharaf DG and more)
- •Up to 4 free supplementary cards
- •Salik auto top-up facility
- •Medical and legal assistance referral service
Every card is checked against official bank sources. Last updated July 2026.
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See all cashback credit cards in the UAE →
More from Emirates Islamic
Barça Cashback Card
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Updated July 2026
Cashback Plus Card
Benefits unlock at AED 3,000 minimum monthly spend
- Earn 3% cashback on supermarkets, education, dining & telecom (up to AED 200/category/month)
- Unlimited access to 1,000+ airport lounges worldwide via Visa Airport Companion
Updated June 2026
Cashback Plus Card
Benefits unlock at AED 10,000 minimum monthly spend
- Earn 5% cashback on supermarkets, dining, education & telecom (up to AED 200/category/month)
- Unlimited access to 1,000+ airport lounges worldwide via Visa Airport Companion
Updated June 2026
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