CashbackIslamic
Emirates Islamic
Cashback Credit Card
The Cashback Credit Card is a cashback credit card from Emirates Islamic. It has an annual fee of AED 367.50, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 367.50
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Material
Plastic
Card highlights
- Earn 5% cashback on telecom and electronics (AED 100/month each), 1% on all other spend
- Buy 1 Get 1 movie tickets up to twice a month at Reel Cinemas (AED 3,000 spend required)
- Visa Luxury Hotel Collection: USD 25 F&B credit at 900+ hotels worldwide
- Extended warranty doubling manufacturer cover up to 1 year
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Utilities | 5% | AED 100 |
| Travel | 1% | No cap |
| Retail | 1% | No cap |
| Supermarket | 1% | No cap |
| Dining & food | 1% | No cap |
| Fuel | 1% | No cap |
| Education | 1% | No cap |
| Transport | 1% | No cap |
| Online shopping | 1% | No cap |
| International spend | 1% | No cap |
| Real estate | 1% | No cap |
Current welcome offer
No annual membership fee for the first year
- Fee waived in the first year when you spend AED 3,000 on retail purchases within 90 days of card approval
- Fee waiver continues from year two if your annual spend reaches AED 10,000
- If the spend threshold is not met, the annual membership fee is AED 350 (AED 367.50 including VAT)
Benefits & perks
- •Buy 1 Get 1 free movie tickets at Reel Cinemas: up to 2 tickets/month (AED 3,000 min monthly spend)
- •Purchase protection: up to USD 5,000/occurrence and USD 20,000/year against loss or damage
- •Extended warranty: doubles manufacturer warranty up to 1 year
- •Visa Luxury Hotel Collection: USD 25 food and beverage credit at 900+ properties worldwide
- •Cash on Call: borrow up to 80% of your available credit limit
- •0% balance transfer from other UAE bank cards for 6 months (processing fee applies)
- •0% Easy Payment Plans over 3, 6, 9 or 12 months at partner outlets (Carrefour, Sharaf DG and more)
- •Up to 4 free supplementary cards
Every card is checked against official bank sources. Last updated September 2026.
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