Card database
Credit cards that pay back on fuel in the UAE
37 of the 221 credit cards Perkly compares pay 3% or more on fuel at any petrol station. On AED 1,000 of fuel a month, with AED 5,000 a month on the card, the Mawarid Platinum Credit Card pays back the most: AED 100 a month, with no annual fee. The FAB ADNOC Rewards Credit Card pays 15% only at its partner's stations, capped at AED 150 a month, so it is listed separately.
Every card is checked against official bank sources. Last updated November 2026.
Fuel is one line of your spending
A card that pays 10% on fuel can still lose to one that pays more on everything else. Tell us how you spend and we rank every UAE card on what it would return to you after its fee.
About 2 minutes. No sign-up needed.
The 4 cards that pay back the most on fuel
Ranked on AED 1,000 of fuel a month for someone who puts AED 5,000 a month on the card, after each card's monthly cap, then the lower annual fee. Paid at any station, open to anyone who meets the salary, one card per bank.
- 1
Mawarid Finance
Platinum Credit Card
AED 100 a month back on AED 1,000 of fuel10% cashback, capped at AED 150 a monthNo annual fee, minimum salary AED 5,000 a month
10% cashback on groceries, dining and fuel (capped at AED 250, AED 250 and AED 150 a month); 2% on other retail spend, excluding utilities, telecom, rent and several other categories
- 2
Emirates Islamic
Switch Cashback (Lifestyle)
AED 80 a month back on AED 1,000 of fuel8% cashback, capped at AED 100 a month, needs AED 2,500 of card spending a monthAED 313.95 a year, minimum salary AED 10,000 a month
4% cashback on supermarkets, dining and education (capped AED 200/category/month); 8% on fuel (capped AED 100/month)
- 3
AED 50 a month back on AED 1,000 of fuel5% cashback, needs AED 5,000 of card spending a monthNo annual fee, minimum salary AED 6,000 a month
5% cashback on groceries, fuel and 100% on video streaming (AED 5,000+ monthly spend)
- 4
AED 50 a month back on AED 1,000 of fuel5% cashback, capped at AED 200 a month, needs AED 3,000 of card spending a monthAED 313.95 a year, minimum salary AED 10,000 a month
Earn 6% cashback on dining, 5% on fuel, 2% on supermarkets and entertainment (AED 3,000 monthly spend required; each category capped at AED 200 per cycle)
How this list is made. The order comes from Perkly’s own data and nothing else. No bank pays to appear here, and no placement on this page can be bought. If you apply through Perkly and a bank issues your card, Perkly may earn a referral fee, which never changes the order or the figures you see.
The full list
All 37 cards that pay 3% or more on fuel at any station
Highest rate first, each at its best rate with the conditions that rate needs, including cards open only to some applicants. * Paid in points: the rate is Perkly's valuation of them.
- Mawarid Platinum Credit CardNo annual fee, capped at AED 150 a month10% cashback
- Mawarid Titanium Credit CardNo annual fee, capped at AED 100 a month10% cashback
- Mawarid World Credit CardAED 525 a year, capped at AED 200 a month10% cashback
- Mawarid World Elite Credit CardAED 1,050 a year, capped at AED 250 a month10% cashback
- Mawarid World Elite Credit Card (Pink)AED 1,050 a year, capped at AED 250 a month10% cashback
- Emirates Islamic RTA Credit CardNo annual fee, capped at AED 75 a month, needs AED 1,000 of card spending a month10% cashback
- UAB World Mastercard Credit CardAED 1,050 a year, capped at AED 150 a month, needs AED 15,000 of card spending a month10% cashback
- CBD Al Islami Super Saver Credit CardAED 420 a year, capped at AED 150 a month, needs AED 20,000 of card spending a month10% cashback
- CBD Super Saver Credit CardAED 420 a year, capped at AED 150 a month, needs AED 20,000 of card spending a month10% cashback
- Emirates Islamic Switch Cashback (Lifestyle)AED 313.95 a year, capped at AED 100 a month, needs AED 2,500 of card spending a month8% cashback
- ADCB Emirati Islamic Credit CardAED 945 a year, needs AED 7,000 of card spending a month. UAE Nationals only7% cashback
- Ajman Bank ULTRACASH Platinum Credit Card (Fuel + Online Shopping)AED 315 a year, capped at AED 400 a month5% cashback
- Ajman Bank ULTRACASH Platinum Credit Card (Fuel + School Fees)AED 315 a year, capped at AED 400 a month5% cashback
- Ajman Bank ULTRACASH Platinum Credit Card (Fuel + Supermarkets)AED 315 a year, capped at AED 400 a month5% cashback
- Dubai First Cashback Credit CardAED 418.95 a year, capped at AED 150 a month5% cashback
- Tabby Card (Plus plan)AED 588 a year. Tabby+ subscribers only5% cashback
- HSBC Live+ Credit CardAED 313.95 a year, capped at AED 200 a month, needs AED 3,000 of card spending a month5% cashback
- FAB Cashback Islamic Credit CardAED 315 a year, capped at AED 150 a month, needs AED 3,000 of card spending a month5% cashback
- UAB Titanium Mastercard Credit CardNo annual fee, needs AED 5,000 of card spending a month5% cashback
- ADCB 365 Cashback Credit CardAED 383.25 a year, needs AED 5,000 of card spending a month5% cashback
- UAB Platinum Mastercard Credit CardAED 787.50 a year, needs AED 5,000 of card spending a month5% cashback
- Emirates NBD Duo Credit CardAED 840 a year, needs AED 5,000 of card spending a month. Abu Dhabi residents only5% in Plus Points*
- Al Hilal Cashback Credit Card (5% tier, Fuel + Dining)No annual fee, capped at AED 250 a month, needs AED 8,000 of card spending a month5% cashback
- Al Hilal Cashback Credit Card (5% tier, Fuel + Education)No annual fee, capped at AED 250 a month, needs AED 8,000 of card spending a month5% cashback
- Al Hilal Cashback Credit Card (5% tier, Groceries + Fuel)No annual fee, capped at AED 250 a month, needs AED 8,000 of card spending a month5% cashback
- ADIB Cashback Visa Covered CardAED 103.95 a year, capped at AED 300 a month4% cashback
- Emirates NBD LuLu 247 Platinum Credit CardAED 262.50 a year4% in LuLu 247 Points*
- Emirates Islamic Barça Cashback CardNo annual fee, capped at AED 100 a month, needs AED 1,000 of card spending a month4% cashback
- DIB Consumer Cashback Platinum CardAED 261.45 a year, capped at AED 150 a month, needs AED 4,000 of card spending a month4% cashback
- Liv Cashback+ Credit CardAED 735 a year, needs AED 15,000 of card spending a month4% cashback
- Mashreq Platinum Plus Credit CardAED 313.95 a year3.47% in Mashreq Vantage Points*
- Invest Bank Mastercard Platinum Credit CardAED 525 a year3% cashback
- Invest Bank Mastercard World Credit CardAED 1,575 a year3% cashback
- Al Hilal Cashback Credit Card (3% tier, Fuel + Dining)No annual fee, capped at AED 250 a month, needs AED 3,000 of card spending a month3% cashback
- Al Hilal Cashback Credit Card (3% tier, Fuel + Education)No annual fee, capped at AED 250 a month, needs AED 3,000 of card spending a month3% cashback
- Al Hilal Cashback Credit Card (3% tier, Groceries + Fuel)No annual fee, capped at AED 250 a month, needs AED 3,000 of card spending a month3% cashback
- DIB Consumer Cashback Reward CardAED 210 a year, capped at AED 100 a month, needs AED 3,000 of card spending a month3% cashback
1 card that pays more at one fuel brand
These pay their fuel rate only at the partner's own stations and much less elsewhere, so they are not ranked with the cards above.
- FAB ADNOC Rewards Credit Card, 15% in ADNOC Rewards, at Perkly's valuation at the partner's stations, capped at AED 150 a month, AED 315 a yearEarn 15% back at ADNOC stations, 2% on international spend, 1% on UAE retail
Questions people ask
Which credit card gives the most cashback on fuel in the UAE?
For someone who spends AED 1,000 a month on fuel and AED 5,000 a month on the card, the Mawarid Platinum Credit Card (AED 100 a month, no annual fee) and the Emirates Islamic Switch Cashback (Lifestyle) (AED 80 a month, AED 313.95 a year) pay back the most at any station. Higher rates exist, but they need more card spending each month or apply at one fuel brand only.
Is there a fuel credit card with no annual fee?
Yes, for example the Mawarid Platinum Credit Card (10% cashback, capped at AED 150 a month) and the Emirates Islamic RTA Credit Card (10% cashback, capped at AED 75 a month, needs AED 1,000 of card spending a month).
Do fuel cashback cards have a monthly cap?
Most do. 26 of the 37 cards that pay 3% or more on fuel cap what fuel earns, at between AED 75 and AED 400 a month, so a high rate stops paying once your fuel spending passes the cap. Each card's page shows its cap.
Do fuel cards pay the same at ADNOC, ENOC and Emarat?
Most pay their fuel rate at any station. The FAB ADNOC Rewards Credit Card (15%) pays its fuel rate only at the partner's own stations and much less elsewhere.